Best PlacesProspect Ferry, ME Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood in and around Prospect Ferry, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

Prospect Ferry ranks 8,392nd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low crime by a wide margin, and a weak job market ranks lowest.

#8,392
of 50,333 towns
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 50,333 towns
Your rank
Set your priorities to see your rank

The best neighborhoods in Prospect Ferry

Map of the best neighborhoods in the Prospect Ferry area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
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BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

Prospect Ferry's strengths and weaknesses

Top 1%Low crime
Top 3%Good schools
Top 3%Cheap car insurance
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare Prospect Ferry with other towns.

Where Prospect Ferry ranks high

  • Crime safetyBetter than 99% of towns
  • School gradeA+, better than 99% of towns
  • Cheap car insuranceBetter than 98% of towns
  • Low vacancyBetter than 89% of towns
  • Air qualityBetter than 88% of towns

Where Prospect Ferry ranks low

  • Local economyBetter than only 4% of towns
  • Internet speedBetter than only 9% of towns
  • State infrastructureBetter than only 9% of towns
  • Nice weatherabout 65 pleasant days a year, better than only 16% of towns
  • WalkabilityBetter than only 19% of towns

What it costs to buy a home in Prospect Ferry

A household needs to earn about $57,000 a year to comfortably buy the median Prospect Ferry home, at 20% down and today's 30-year rate. That is below the area's own median income of $81,220, so a typical household can afford the median home outright.

Income to buy the median home
$57,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$1,341
principal, interest, tax, and insurance on a $210,712 home
Median rent
$1,145
a month, across all home sizes

Where the monthly payment goes

Principal & interest$1,074
Property tax$196
Homeowners insurance$70

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Prospect Ferry's effective rate of 1.12%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in Prospect Ferry

Prospect Ferry runs older than the country, and households here run smaller than average.

Median age
47
older than the U.S. median of 41
Residents 65 and older
23%
versus 18% nationally
Average household
2.4
below the U.S. average of 2.6

Residents by age

Under 1822%
18 to 3415%
35 to 4918%
50 to 6422%
65 and older23%

Racial and ethnic makeup has its own map. See the race and diversity map for Prospect Ferry.


Who works in Prospect Ferry, and how

Work in Prospect Ferry centers on retail trade and health care & social. Unemployment is close to the national rate, and the job base is shrinking.

Work from home
8%
below the national average
Unemployment
4.6%
about the national average
Job growth
−26.3%
/y 2019-2023, slower than the national pace

Largest industries

Retail trade21%
Health care & social12%
Construction12%
Education10%
Public administration8%

How people get to work

  • Drive or carpool 90%
  • Work from home 8%
  • Transit, walk, or bike 2%

Life in Prospect Ferry

The coast is about 13 minutes away. Distance to the water changes a lot across Prospect Ferry, which the map shows.

To the coast
13 min
drive to the nearest ocean beaches

What the weather is like in Prospect Ferry, month by month

Prospect Ferry sees roughly 65 pleasant days a year. July highs average about 84 degrees. January highs sit near 33, with lows near 12. The comfortable stretch runs May through September.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January33°23°12°
April56°44°32°
July84°71°59°
October63°51°40°

Flying in and out of Prospect Ferry

The nearest airport, Bangor International, is about 17 miles away and is a small airport. The nearest major hub is General Edward Lawrence Logan International, about 187 miles away.

Nearest airport
BGR
Bangor International, about 17 miles
Airport size
Nonhub
152nd-busiest in the US, 28 nonstop destinations
Average drive
24 min
from the area, with no traffic

The best schools in and around Prospect Ferry

Schools across Prospect Ferry average an A+, better than 99% of towns.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every Prospect Ferry school and its grade on SchoolGrade.


Prospect Ferry measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Prospect Ferry against the other 50,332 towns.


Common questions about living in Prospect Ferry

Is Prospect Ferry a good place to live?

Using BestNeighborhood's default rankings, Prospect Ferry ranks 8,392nd of 50,333 towns. It scores highest on low crime, good schools, and cheap car insurance, and lowest on a weak job market and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.

Is Prospect Ferry expensive to live in?

The median home is worth $210,712. The overall cost of living runs about 4% below the national average. Set against a $81,220 median income, cost of living beats 52% of towns.

Is Prospect Ferry safe?

Yes, Prospect Ferry is safer than 99% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $122 per resident a year.


Compare Prospect Ferry with other towns


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to Prospect Ferry. Scores are absolute rather than ranked, which means a 60 in Prospect Ferry represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

Prospect Ferry detail on BestNeighborhood maps:

  1. Walk Grade for Prospect Ferry: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in Prospect Ferry: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of Prospect Ferry: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in Prospect Ferry: carrier by carrier coverage behind the cell score.

Prospect Ferry detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.