Best PlacesSt. Charles, MN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around St. Charles, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
St. Charles ranks 3,780th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on biking by a wide margin, and taxes are the weak spot.
The best neighborhoods in St. Charles
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
St. Charles' strengths and weaknesses
Where St. Charles ranks high
- BikingBetter than 98% of towns
- WalkabilityBetter than 95% of towns
- State infrastructureBetter than 93% of towns
- TransitBetter than 93% of towns
- Health outlookBetter than 92% of towns
Where St. Charles ranks low
- Low income/sales/gas taxBetter than only 20% of towns
- QuietBetter than only 22% of towns
- Cheap childcare$956 a month, better than only 28% of towns
- Tree shadeBetter than only 31% of towns
- Voter turnoutBetter than only 33% of towns
What it costs to buy a home in St. Charles
A household needs to earn about $74,000 a year to comfortably buy the median St. Charles home, at 20% down and today's 30-year rate. That is below the area's own median income of $95,795, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses St. Charles' effective rate of 0.78%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in St. Charles
St. Charles runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for St. Charles.
Who works in St. Charles, and how
Work in St. Charles centers on health care & social and manufacturing. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 76%
- Work from home 19%
- Transit, walk, or bike 5%
Life in St. Charles
St. Charles has more restaurants and bars per resident than 74% of towns and more parkland per resident than 96% of towns. Dining, parks, and nightlife concentrates in some parts of St. Charles and thins out in others, which the map shows.
What the weather is like in St. Charles, month by month
St. Charles sees roughly 138 pleasant days a year. July highs average about 83 degrees. January highs sit near 28, with lows near 14. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 28° | 21° | 14° |
| April | 57° | 46° | 37° |
| July | 83° | 73° | 64° |
| October | 60° | 50° | 42° |
Flying in and out of St. Charles
The nearest airport, Rochester International, is about 22 miles away and is a small airport. The nearest major hub is Minneapolis-St Paul International/Wold-Chamberlain, about 85 miles away.
The best schools in and around St. Charles
Schools across St. Charles average a B, better than 68% of towns.
Top elementary schools
- Dover-eyota ElementaryA · 65% proficient
- St. Charles ElementaryB+ · 53% proficient
Top middle schools
- Dover-eyota Middle SchoolC− · 29% proficient
Top high schools
- St. Charles SecondaryB− · 44% proficient
- Dover-eyota High SchoolB− · 43% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every St. Charles school and its grade on SchoolGrade.
St. Charles measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare St. Charles against the other 50,332 towns.
Common questions about living in St. Charles
Is St. Charles a good place to live?
Using BestNeighborhood's default rankings, St. Charles ranks 3,780th of 50,333 towns. It scores highest on biking, walkability, and state infrastructure, and lowest on taxes and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is St. Charles expensive to live in?
The median home is worth $281,961. The overall cost of living runs about 7% below the national average. Set against a $95,795 median income, cost of living beats 82% of towns.
Is St. Charles safe?
Yes, St. Charles is safer than 80% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $239 per resident a year.
Compare St. Charles with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to St. Charles. Scores are absolute rather than ranked, which means a 60 in St. Charles represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
St. Charles detail on BestNeighborhood maps:
- Walk Grade for St. Charles: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in St. Charles: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of St. Charles: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in St. Charles: carrier by carrier coverage behind the cell score.
St. Charles detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.