Best PlacesSt. Croix Falls, WI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around St. Croix Falls, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
St. Croix Falls ranks 12,904th of 50,333 U.S. towns on the BestNeighborhood index. It scores best on cheap car insurance, and an overheated housing market is the weak spot.
The best neighborhoods in St. Croix Falls
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
St. Croix Falls' strengths and weaknesses
Where St. Croix Falls ranks high
- Cheap car insuranceBetter than 86% of towns
- Crime safetyBetter than 86% of towns
- BikingBetter than 84% of towns
- Healthcare accessBetter than 83% of towns
- Low income/sales/gas taxBetter than 78% of towns
Where St. Croix Falls ranks low
- Housing crash safetyBetter than only 23% of towns
- Short commute32.0 minutes each way, better than only 24% of towns
- Low property taxBetter than only 25% of towns
- State infrastructureBetter than only 40% of towns
- Low vacancyBetter than only 42% of towns
What it costs to buy a home in St. Croix Falls
A household needs to earn about $73,000 a year to comfortably buy the median St. Croix Falls home, at 20% down and today's 30-year rate. That is below the area's own median income of $73,356, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses St. Croix Falls' effective rate of 1.10%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in St. Croix Falls
St. Croix Falls runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for St. Croix Falls.
Who works in St. Croix Falls, and how
Work in St. Croix Falls centers on manufacturing and health care & social. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 11%
- Transit, walk, or bike 2%
Life in St. Croix Falls
St. Croix Falls has more restaurants and bars per resident than 92% of towns and more parkland per resident than 99% of towns. Dining, parks, and nightlife concentrates in some parts of St. Croix Falls and thins out in others, which the map shows.
What the weather is like in St. Croix Falls, month by month
St. Croix Falls sees roughly 86 pleasant days a year. July highs average about 84 degrees. January highs sit near 25, with lows near 10. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 25° | 17° | 10° |
| April | 56° | 44° | 34° |
| July | 84° | 72° | 61° |
| October | 59° | 48° | 40° |
Flying in and out of St. Croix Falls
Minneapolis-St Paul International/Wold-Chamberlain sits about 48 miles away. It is a large hub and boarded 17.5 million passengers in 2025, with 195 nonstop destinations.
The best schools in and around St. Croix Falls
Schools across St. Croix Falls average a B+, better than 77% of towns.
Top elementary schools
- Saint Croix Falls ElementaryA+ · 73% proficient
- Unity ElementaryC+ · 38% proficient
- Luck ElementaryD+ · 24% proficient
Top middle schools
- Saint Croix Falls MiddleA− · 58% proficient
- Unity MiddleB− · 42% proficient
Top high schools
- Saint Croix Falls HighC+ · 38% proficient
- Luck HighC− · 27% proficient
- Unity HighD · 22% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every St. Croix Falls school and its grade on SchoolGrade.
St. Croix Falls measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare St. Croix Falls against the other 50,332 towns.
Common questions about living in St. Croix Falls
Is St. Croix Falls a good place to live?
Using BestNeighborhood's default rankings, St. Croix Falls ranks 12,904th of 50,333 towns. It scores highest on cheap car insurance, low crime, and biking, and lowest on an overheated housing market and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is St. Croix Falls expensive to live in?
The median home is worth $266,944. The overall cost of living runs about 7% below the national average. Set against a $73,356 median income, cost of living beats 49% of towns.
Is St. Croix Falls safe?
Yes, St. Croix Falls is safer than 86% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $200 per resident a year.
Compare St. Croix Falls with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to St. Croix Falls. Scores are absolute rather than ranked, which means a 60 in St. Croix Falls represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
St. Croix Falls detail on BestNeighborhood maps:
- Walk Grade for St. Croix Falls: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in St. Croix Falls: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of St. Croix Falls: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in St. Croix Falls: carrier by carrier coverage behind the cell score.
St. Croix Falls detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.