Best PlacesSt. Stephens Church, VA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around St. Stephens Church, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
St. Stephens Church ranks 19,918th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on a strong job market by a wide margin, and long commutes are the weak spot.
The best neighborhoods in St. Stephens Church
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
St. Stephens Church's strengths and weaknesses
Where St. Stephens Church ranks high
- Local economyBetter than 95% of towns
- Big-city accessBetter than 86% of towns
- Cheap car insuranceBetter than 83% of towns
- Air qualityBetter than 74% of towns
- QuietBetter than 71% of towns
Where St. Stephens Church ranks low
- Short commute42.2 minutes each way, better than only 3% of towns
- Disaster safetyBetter than only 11% of towns
- Housing crash safetyBetter than only 13% of towns
- State fiscal healthBetter than only 16% of towns
- BikingBetter than only 17% of towns
What it costs to buy a home in St. Stephens Church
A household needs to earn about $72,000 a year to comfortably buy the median St. Stephens Church home, at 20% down and today's 30-year rate. That is below the area's own median income of $81,010, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses St. Stephens Church's effective rate of 0.55%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in St. Stephens Church
St. Stephens Church runs older than the country, though fewer residents are over 65 than the national share.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for St. Stephens Church.
Who works in St. Stephens Church, and how
Work in St. Stephens Church centers on construction and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 14%
- Transit, walk, or bike 2%
Life in St. Stephens Church
The coast is about 28 minutes away. Distance to the water changes a lot across St. Stephens Church, which the map shows.
What the weather is like in St. Stephens Church, month by month
St. Stephens Church sees roughly 71 pleasant days a year. July highs average about 90 degrees. January highs sit near 48, with lows near 30. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 48° | 38° | 30° |
| April | 71° | 58° | 47° |
| July | 90° | 79° | 70° |
| October | 72° | 61° | 51° |
Flying in and out of St. Stephens Church
Richmond International sits about 25 miles away. It is a medium hub and boarded 2.5 million passengers in 2025, with 72 nonstop destinations.
The best schools in and around St. Stephens Church
Schools across St. Stephens Church average a B, better than 69% of towns.
Top elementary schools
- Tappahannock ElementaryB− · 43% proficient
- Lawson-marriott ElementaryC · 32% proficient
Top middle schools
- Hamilton Holmes MiddleA− · 53% proficient
- James H. Cary IntermediateC− · 27% proficient
Top high schools
- King William HighA− · 62% proficient
- Central HighB+ · 52% proficient
- Essex HighB− · 42% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every St. Stephens Church school and its grade on SchoolGrade.
St. Stephens Church measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare St. Stephens Church against the other 50,332 towns.
Common questions about living in St. Stephens Church
Is St. Stephens Church a good place to live?
Using BestNeighborhood's default rankings, St. Stephens Church ranks 19,918th of 50,333 towns. It scores highest on a strong job market, big-city access, and cheap car insurance, and lowest on long commutes and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is St. Stephens Church expensive to live in?
The median home is worth $285,246. The overall cost of living runs about 12% below the national average. Set against a $81,010 median income, cost of living beats 68% of towns.
Is St. Stephens Church safe?
Yes, St. Stephens Church is safer than 58% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $305 per resident a year.
Compare St. Stephens Church with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to St. Stephens Church. Scores are absolute rather than ranked, which means a 60 in St. Stephens Church represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
St. Stephens Church detail on BestNeighborhood maps:
- Walk Grade for St. Stephens Church: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in St. Stephens Church: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of St. Stephens Church: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in St. Stephens Church: carrier by carrier coverage behind the cell score.
St. Stephens Church detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.