Best PlacesStephensport, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Stephensport, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Stephensport ranks 42,811th of 50,333 U.S. towns on the BestNeighborhood index. The weather pulls hardest against it, while it scores best on tree cover.
The best neighborhoods in Stephensport
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Stephensport's strengths and weaknesses
Where Stephensport ranks high
- Tree shadeBetter than 80% of towns
- Low property taxBetter than 74% of towns
- Low income/sales/gas taxBetter than 67% of towns
- State fiscal healthBetter than 60% of towns
- Cost of living vs incomeBetter than 60% of towns
Where Stephensport ranks low
- Nice weatherabout 53 pleasant days a year, better than only 2% of towns
- Healthcare accessBetter than only 8% of towns
- Short commute37.3 minutes each way, better than only 9% of towns
- Health outlookBetter than only 10% of towns
- QuietBetter than only 12% of towns
What it costs to buy a home in Stephensport
A household needs to earn about $35,000 a year to comfortably buy the median Stephensport home, at 20% down and today's 30-year rate. That is below the area's own median income of $70,995, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Stephensport's effective rate of 0.53%, and insurance is estimated at 0.4% of home value a year.
Who lives in Stephensport
Stephensport's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Stephensport.
Who works in Stephensport, and how
Work in Stephensport centers on manufacturing and construction. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 3%
- Transit, walk, or bike 11%
Life in Stephensport
The map and measures below break down dining, culture, and green space by neighborhood across Stephensport.
What the weather is like in Stephensport, month by month
Stephensport sees roughly 53 pleasant days a year. July highs average about 88 degrees. January highs sit near 45, with lows near 25. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 45° | 34° | 25° |
| April | 70° | 57° | 44° |
| July | 88° | 77° | 67° |
| October | 73° | 59° | 46° |
Flying in and out of Stephensport
The nearest airport, Owensboro/Daviess County Regional, is about 38 miles away and is a small airport. The nearest major hub is Nashville International, about 123 miles away.
The best schools in and around Stephensport
Schools across Stephensport average a C, better than 39% of towns.
Top elementary schools
- Hardinsburg Elementary SchoolC+ · 38% proficient
- Irvington Elementary SchoolC · 32% proficient
Top middle schools
- Breckinridge County Middle SchoolC+ · 37% proficient
Top high schools
- Breckinridge County High SchoolC− · 29% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Stephensport school and its grade on SchoolGrade.
Stephensport measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Stephensport against the other 50,332 towns.
Common questions about living in Stephensport
Is Stephensport a good place to live?
Using BestNeighborhood's default rankings, Stephensport ranks 42,811th of 50,333 towns. It scores highest on tree cover, low property taxes, and low taxes, and lowest on the weather and thin health care access. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Stephensport expensive to live in?
The median home is worth $139,348. The overall cost of living runs about 20% below the national average. Set against a $70,995 median income, cost of living beats 60% of towns.
Is Stephensport safe?
Stephensport is safer than 52% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $271 per resident a year.
Compare Stephensport with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Stephensport. Scores are absolute rather than ranked, which means a 60 in Stephensport represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Stephensport detail on BestNeighborhood maps:
- Walk Grade for Stephensport: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Stephensport: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Stephensport: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Stephensport: carrier by carrier coverage behind the cell score.
Stephensport detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.