Best PlacesStirling, NJ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Stirling, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Stirling ranks 2,655th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and state finances rank lowest.
The best neighborhoods in Stirling
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Stirling's strengths and weaknesses
Where Stirling ranks high
- Big-city accessBetter than 99% of towns
- Household income$164,725 median, better than 98% of towns
- Low vacancyBetter than 98% of towns
- Health outlookBetter than 98% of towns
- TransitBetter than 97% of towns
Where Stirling ranks low
- State fiscal healthBetter than only 1% of towns
- QuietBetter than only 2% of towns
- Cheap childcare$1,553 a month, better than only 2% of towns
- Low property taxBetter than only 3% of towns
- Nice weatherabout 65 pleasant days a year, better than only 16% of towns
What it costs to buy a home in Stirling
A household needs to earn about $204,000 a year to comfortably buy the median Stirling home, at 20% down and today's 30-year rate. That runs well above the area's median income of $164,725, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Stirling's effective rate of 2.00%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Stirling
Stirling runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Stirling.
Who works in Stirling, and how
Work in Stirling centers on professional & technical and hospitality & food. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 74%
- Work from home 20%
- Transit, walk, or bike 6%
Life in Stirling
Stirling has more restaurants and bars per resident than 90% of towns. The coast is about 29 minutes away. That concentrates in some parts of Stirling and thins out in others, which the map shows.
What the weather is like in Stirling, month by month
Stirling sees roughly 65 pleasant days a year. July highs average about 90 degrees. January highs sit near 43, with lows near 22. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 32° | 22° |
| April | 67° | 52° | 39° |
| July | 90° | 76° | 64° |
| October | 71° | 56° | 43° |
Flying in and out of Stirling
Newark Liberty International sits about 17 miles away. It is a large hub and boarded 23.5 million passengers in 2025, with 242 nonstop destinations.
The best schools in and around Stirling
Schools across Stirling average a B, better than 64% of towns.
Top elementary schools
- Millington Elementary SchoolB− · 40% proficient
- Woodland SchoolC+ · 35% proficient
Top middle schools
- Warren Middle SchoolB+ · 48% proficient
- Central Middle SchoolB− · 42% proficient
Top high schools
- Watchung Hills Regional High SchoolB+ · 51% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Stirling school and its grade on SchoolGrade.
Stirling measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Stirling against the other 50,332 towns.
Common questions about living in Stirling
Is Stirling a good place to live?
Using BestNeighborhood's default rankings, Stirling ranks 2,655th of 50,333 towns. It scores highest on big-city access, high incomes, and few empty homes, and lowest on state finances and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Stirling expensive to live in?
The median home is worth $672,138. The overall cost of living runs about 17% above the national average. Set against a $164,725 median income, cost of living beats 96% of towns.
Is Stirling safe?
Yes, Stirling is safer than 66% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $181 per resident a year.
Compare Stirling with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Stirling. Scores are absolute rather than ranked, which means a 60 in Stirling represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Stirling detail on BestNeighborhood maps:
- Walk Grade for Stirling: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Stirling: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Stirling: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Stirling: carrier by carrier coverage behind the cell score.
Stirling detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.