Best PlacesSugerloaf, San Mateo, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Sugerloaf, San Mateo, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Sugerloaf, San Mateo ranks 610th of 5,983 U.S. neighborhoods on the BestNeighborhood index. It scores highest on high incomes by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in Sugerloaf, San Mateo
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Sugerloaf, San Mateo's strengths and weaknesses
Where Sugerloaf, San Mateo ranks high
- Household income$191,876 median, better than 98% of neighborhoods
- Internet speedBetter than 93% of neighborhoods
- Air qualityBetter than 93% of neighborhoods
- Nice weatherabout 234 pleasant days a year, better than 92% of neighborhoods
- Cost of living vs incomeBetter than 86% of neighborhoods
Where Sugerloaf, San Mateo ranks low
- Cheap childcare$2,233 a month, better than only 2% of neighborhoods
- Cell coverageBetter than only 8% of neighborhoods
- Disaster safetyBetter than only 14% of neighborhoods
- Low income/sales/gas taxBetter than only 20% of neighborhoods
- State fiscal healthBetter than only 26% of neighborhoods
What it costs to buy a home in Sugerloaf, San Mateo
A household needs to earn about $497,000 a year to comfortably buy the median Sugerloaf, San Mateo home, at 20% down and today's 30-year rate. That runs well above the area's median income of $191,876, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Sugerloaf, San Mateo's effective rate of 0.66%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Sugerloaf, San Mateo
Sugerloaf, San Mateo's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Sugerloaf, San Mateo.
Who works in Sugerloaf, San Mateo, and how
Work in Sugerloaf, San Mateo centers on professional & technical and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 61%
- Work from home 25%
- Transit, walk, or bike 14%
Life in Sugerloaf, San Mateo
Sugerloaf, San Mateo has more parkland per resident than 91% of neighborhoods. The coast is about 15 minutes away. That concentrates in some parts of Sugerloaf, San Mateo and thins out in others, which the map shows.
What the weather is like in Sugerloaf, San Mateo, month by month
Sugerloaf, San Mateo sees roughly 234 pleasant days a year. July highs average about 77 degrees. January highs sit near 59, with lows near 45. The comfortable stretch runs April through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 59° | 51° | 45° |
| April | 68° | 58° | 50° |
| July | 77° | 66° | 58° |
| October | 75° | 63° | 55° |
Flying in and out of Sugerloaf, San Mateo
San Francisco International sits about 7 miles away. It is a large hub and boarded 26.5 million passengers in 2025, with 193 nonstop destinations.
The best schools in and around Sugerloaf, San Mateo
Schools across Sugerloaf, San Mateo average a B+, better than 80% of neighborhoods.
Top elementary schools
- Central ElementaryA+ · 85% proficient
- Redwood Shores ElementaryA · 70% proficient
- Cipriani ElementaryA · 68% proficient
Top middle schools
- Ralston IntermediateA+ · 77% proficient
- Abbott MiddleC+ · 36% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Sugerloaf, San Mateo school and its grade on SchoolGrade.
Sugerloaf, San Mateo measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Sugerloaf, San Mateo against the other 5,982 neighborhoods.
Common questions about living in Sugerloaf, San Mateo
Is Sugerloaf, San Mateo a good place to live?
Using BestNeighborhood's default rankings, Sugerloaf, San Mateo ranks 610th of 5,983 neighborhoods. It scores highest on high incomes, fast internet, and clean air, and lowest on childcare costs and cell coverage. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Sugerloaf, San Mateo expensive to live in?
The median home is worth $1,936,878. The overall cost of living runs about 62% above the national average. Set against a $191,876 median income, cost of living beats 86% of neighborhoods.
Is Sugerloaf, San Mateo safe?
Sugerloaf, San Mateo is safer than 48% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $497 per resident a year.
Compare Sugerloaf, San Mateo with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Sugerloaf, San Mateo. Scores are absolute rather than ranked, which means a 60 in Sugerloaf, San Mateo represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Sugerloaf, San Mateo detail on BestNeighborhood maps:
- Walk Grade for Sugerloaf, San Mateo: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Sugerloaf, San Mateo: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Sugerloaf, San Mateo: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Sugerloaf, San Mateo: carrier by carrier coverage behind the cell score.
Sugerloaf, San Mateo detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.