Best PlacesTemple Terrace, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Temple Terrace, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
Temple Terrace ranks 1,327th of 2,098 U.S. cities on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in Temple Terrace
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Temple Terrace's strengths and weaknesses
Where Temple Terrace ranks high
- State infrastructureBetter than 96% of cities
- Low income/sales/gas taxBetter than 95% of cities
- Internet speedBetter than 89% of cities
- BikingBetter than 84% of cities
- TransitBetter than 82% of cities
Where Temple Terrace ranks low
- Cheap car insuranceBetter than only 6% of cities
- Disaster safetyBetter than only 10% of cities
- Heat safetyBetter than only 12% of cities
- Housing crash safetyBetter than only 19% of cities
- Voter turnoutBetter than only 20% of cities
What it costs to buy a home in Temple Terrace
A household needs to earn about $82,000 a year to comfortably buy the median Temple Terrace home, at 20% down and today's 30-year rate. That runs well above the area's median income of $72,264, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Temple Terrace's effective rate of 0.77%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Temple Terrace
Temple Terrace runs younger than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Temple Terrace.
Who works in Temple Terrace, and how
Work in Temple Terrace centers on health care & social and education. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 70%
- Work from home 23%
- Transit, walk, or bike 7%
Life in Temple Terrace
Temple Terrace has more restaurants and bars per resident than 86% of cities and more parkland per resident than 81% of cities. The coast is about 16 minutes away. Dining, parks, and nightlife concentrates in some parts of Temple Terrace and thins out in others, which the map shows.
What the weather is like in Temple Terrace, month by month
Temple Terrace sees roughly 132 pleasant days a year. July highs average about 92 degrees. January highs sit near 72, with lows near 50. The comfortable stretch runs November through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 72° | 60° | 50° |
| April | 86° | 73° | 62° |
| July | 92° | 81° | 74° |
| October | 87° | 76° | 68° |
Flying in and out of Temple Terrace
Tampa International sits about 11 miles away. It is a large hub and boarded 12.1 million passengers in 2025, with 135 nonstop destinations.
The best schools in and around Temple Terrace
Schools across Temple Terrace average a C+, better than 44% of cities.
Top elementary schools
- Patricia Sullivan Metropolitan Ministries Partnership SchoolA− · 58% proficient
- Riverhills Elementary Magnet SchoolB+ · 54% proficient
- Lewis Elementary SchoolC+ · 38% proficient
Top middle schools
- Jennings Middle SchoolD+ · 24% proficient
- Greco Middle Magnet SchoolD · 20% proficient
Top high schools
- Dr Kiran C Patel High SchoolA · 68% proficient
- King High SchoolB− · 40% proficient
- Armwood High SchoolC+ · 36% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Temple Terrace school and its grade on SchoolGrade.
Temple Terrace measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Temple Terrace against the other 2,097 cities.
Who Temple Terrace suits
Remote workers
Internet is fast and widely advertised and 23% already work from home.
Common questions about living in Temple Terrace
Is Temple Terrace a good place to live?
Using BestNeighborhood's default rankings, Temple Terrace ranks 1,327th of 2,098 cities. It scores highest on state infrastructure, low taxes, and fast internet, and lowest on car insurance costs and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Temple Terrace expensive to live in?
The median home is worth $315,066. The overall cost of living runs about 15% below the national average. Set against a $72,264 median income, cost of living beats 39% of cities.
Is Temple Terrace safe?
Temple Terrace is safer than 32% of cities. Safety varies a lot by neighborhood. Crime costs an estimated $242 per resident a year.
What is the weather like in Temple Terrace?
July highs average about 92 degrees, and January highs near 72 with lows near 50. That works out to about 132 pleasant days a year, more than 76% of cities.
Is Temple Terrace good for families?
Schools beat 44% of cities, crime safety beats 32%, and childcare runs $973 a month.
Compare Temple Terrace with other cities
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Temple Terrace. Scores are absolute rather than ranked, which means a 60 in Temple Terrace represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Temple Terrace detail on BestNeighborhood maps:
- Walk Grade for Temple Terrace: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Temple Terrace: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Temple Terrace: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Temple Terrace: carrier by carrier coverage behind the cell score.
Temple Terrace detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.