Best PlacesTerrace-Shurtleff, Napa, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Terrace-Shurtleff, Napa, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
Terrace-Shurtleff, Napa ranks 2,830th of 5,983 U.S. neighborhoods on the BestNeighborhood index. Cell coverage pulls hardest against it, while it scores best on quiet.
The best neighborhoods in Terrace-Shurtleff, Napa
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Terrace-Shurtleff, Napa's strengths and weaknesses
Where Terrace-Shurtleff, Napa ranks high
- QuietBetter than 84% of neighborhoods
- Nice weatherabout 165 pleasant days a year, better than 81% of neighborhoods
- Household income$108,716 median, better than 74% of neighborhoods
- Air qualityBetter than 72% of neighborhoods
- Big-city accessBetter than 70% of neighborhoods
Where Terrace-Shurtleff, Napa ranks low
- Cell coverageBetter than only 7% of neighborhoods
- Disaster safetyBetter than only 8% of neighborhoods
- Low income/sales/gas taxBetter than only 20% of neighborhoods
- State fiscal healthBetter than only 26% of neighborhoods
- State infrastructureBetter than only 26% of neighborhoods
What it costs to buy a home in Terrace-Shurtleff, Napa
A household needs to earn about $212,000 a year to comfortably buy the median Terrace-Shurtleff, Napa home, at 20% down and today's 30-year rate. That runs well above the area's median income of $108,716, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Terrace-Shurtleff, Napa's effective rate of 0.81%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Terrace-Shurtleff, Napa
Terrace-Shurtleff, Napa's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Terrace-Shurtleff, Napa.
Who works in Terrace-Shurtleff, Napa, and how
Work in Terrace-Shurtleff, Napa centers on retail trade and manufacturing. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 10%
- Transit, walk, or bike 6%
Life in Terrace-Shurtleff, Napa
The coast is about 45 minutes away. Distance to the water changes a lot across Terrace-Shurtleff, Napa, which the map shows.
What the weather is like in Terrace-Shurtleff, Napa, month by month
Terrace-Shurtleff, Napa sees roughly 165 pleasant days a year. July highs average about 81 degrees. January highs sit near 61, with lows near 38. The comfortable stretch runs April through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 61° | 49° | 38° |
| April | 71° | 56° | 42° |
| July | 81° | 65° | 53° |
| October | 79° | 61° | 46° |
Flying in and out of Terrace-Shurtleff, Napa
The nearest airport, Charles M Schulz/Sonoma County, is about 33 miles away and is a small airport. The nearest major hub is San Francisco Bay Oakland International, about 39 miles away.
Terrace-Shurtleff, Napa measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Terrace-Shurtleff, Napa against the other 5,982 neighborhoods.
Common questions about living in Terrace-Shurtleff, Napa
Is Terrace-Shurtleff, Napa a good place to live?
Using BestNeighborhood's default rankings, Terrace-Shurtleff, Napa ranks 2,830th of 5,983 neighborhoods. It scores highest on quiet, the weather, and high incomes, and lowest on cell coverage and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Terrace-Shurtleff, Napa expensive to live in?
The median home is worth $808,735. The overall cost of living runs about 39% above the national average. Set against a $108,716 median income, cost of living beats 46% of neighborhoods.
Is Terrace-Shurtleff, Napa safe?
Yes, Terrace-Shurtleff, Napa is safer than 64% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $388 per resident a year.
Compare Terrace-Shurtleff, Napa with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Terrace-Shurtleff, Napa. Scores are absolute rather than ranked, which means a 60 in Terrace-Shurtleff, Napa represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Terrace-Shurtleff, Napa detail on BestNeighborhood maps:
- Walk Grade for Terrace-Shurtleff, Napa: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Terrace-Shurtleff, Napa: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Terrace-Shurtleff, Napa: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Terrace-Shurtleff, Napa: carrier by carrier coverage behind the cell score.
Terrace-Shurtleff, Napa detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.