Best PlacesWarsaw, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Warsaw, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Warsaw ranks 35,593rd of 50,333 U.S. towns on the BestNeighborhood index. The weather pulls hardest against it, while it scores best on walkability.
The best neighborhoods in Warsaw
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Warsaw's strengths and weaknesses
Where Warsaw ranks high
- WalkabilityBetter than 90% of towns
- BikingBetter than 78% of towns
- Internet speedBetter than 76% of towns
- Cell coverageBetter than 75% of towns
- Crime safetyBetter than 69% of towns
Where Warsaw ranks low
- Nice weatherabout 51 pleasant days a year, better than only 1% of towns
- Healthcare accessBetter than only 7% of towns
- School gradeD, better than only 10% of towns
- Cheap car insuranceBetter than only 15% of towns
- Educational attainmentBetter than only 15% of towns
What it costs to buy a home in Warsaw
A household needs to earn about $47,000 a year to comfortably buy the median Warsaw home, at 20% down and today's 30-year rate. That is below the area's own median income of $66,011, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Warsaw's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Warsaw
Warsaw runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Warsaw.
Who works in Warsaw, and how
Work in Warsaw centers on manufacturing and transportation & warehousing. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 8%
- Transit, walk, or bike 4%
Life in Warsaw
The map and measures below break down dining, culture, and green space by neighborhood across Warsaw.
What the weather is like in Warsaw, month by month
Warsaw sees roughly 51 pleasant days a year. July highs average about 88 degrees. January highs sit near 43, with lows near 23. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 32° | 23° |
| April | 68° | 55° | 43° |
| July | 88° | 77° | 67° |
| October | 71° | 59° | 47° |
Flying in and out of Warsaw
Cincinnati/Northern Kentucky International sits about 22 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around Warsaw
Schools across Warsaw average a D, better than 10% of towns.
Top elementary schools
- Charles H. Kelly Elementary SchoolC · 34% proficient
- Gallatin County Upper ElementaryD+ · 23% proficient
Top middle schools
- Gray Middle SchoolB+ · 51% proficient
- Gallatin County Middle SchoolD · 19% proficient
Top high schools
- Larry A. Ryle High SchoolB− · 44% proficient
- Gallatin County High SchoolD · 22% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Warsaw school and its grade on SchoolGrade.
Warsaw measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Warsaw against the other 50,332 towns.
Common questions about living in Warsaw
Is Warsaw a good place to live?
Using BestNeighborhood's default rankings, Warsaw ranks 35,593rd of 50,333 towns. It scores highest on walkability, biking, and fast internet, and lowest on the weather and thin health care access. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Warsaw expensive to live in?
The median home is worth $181,844. The overall cost of living runs about 13% below the national average. Set against a $66,011 median income, cost of living beats 39% of towns.
Is Warsaw safe?
Yes, Warsaw is safer than 69% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $223 per resident a year.
Compare Warsaw with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Warsaw. Scores are absolute rather than ranked, which means a 60 in Warsaw represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Warsaw detail on BestNeighborhood maps:
- Walk Grade for Warsaw: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Warsaw: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Warsaw: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Warsaw: carrier by carrier coverage behind the cell score.
Warsaw detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.