Best PlacesWest Loch, Waipahu, HI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around West Loch, Waipahu, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
West Loch, Waipahu ranks 2,149th of 5,983 U.S. neighborhoods on the BestNeighborhood index. It scores highest on low property taxes by a wide margin, and state infrastructure ranks lowest.
The best neighborhoods in West Loch, Waipahu
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
West Loch, Waipahu's strengths and weaknesses
Where West Loch, Waipahu ranks high
- Low property taxBetter than 99% of neighborhoods
- Air qualityBetter than 99% of neighborhoods
- TransitBetter than 94% of neighborhoods
- Crime safetyBetter than 91% of neighborhoods
- Nice weatherabout 157 pleasant days a year, better than 78% of neighborhoods
Where West Loch, Waipahu ranks low
- State infrastructureBetter than only 5% of neighborhoods
- Voter turnoutBetter than only 6% of neighborhoods
- State fiscal healthBetter than only 8% of neighborhoods
- Short commute33.2 minutes each way, better than only 10% of neighborhoods
- Local economyBetter than only 14% of neighborhoods
What it costs to buy a home in West Loch, Waipahu
A household needs to earn about $190,000 a year to comfortably buy the median West Loch, Waipahu home, at 20% down and today's 30-year rate. That runs well above the area's median income of $110,720, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses West Loch, Waipahu's effective rate of 0.31%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in West Loch, Waipahu
West Loch, Waipahu runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for West Loch, Waipahu.
Who works in West Loch, Waipahu, and how
Work in West Loch, Waipahu centers on retail trade and hospitality & food. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 72%
- Work from home 6%
- Transit, walk, or bike 22%
Life in West Loch, Waipahu
The coast is about 6 minutes away. Distance to the water changes a lot across West Loch, Waipahu, which the map shows.
What the weather is like in West Loch, Waipahu, month by month
West Loch, Waipahu sees roughly 157 pleasant days a year. July highs average about 89 degrees. January highs sit near 83, with lows near 65. The comfortable stretch runs December through March.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 83° | 74° | 65° |
| April | 85° | 76° | 68° |
| July | 89° | 80° | 72° |
| October | 88° | 79° | 71° |
Flying in and out of West Loch, Waipahu
Daniel K Inouye International sits about 8 miles away. It is a large hub and boarded 10.5 million passengers in 2025, with 65 nonstop destinations.
The best schools in and around West Loch, Waipahu
Schools across West Loch, Waipahu average a C, better than 37% of neighborhoods.
Top elementary schools
- Kaleiopuu Elementary SchoolC− · 26% proficient
- Ewa Elementary SchoolD+ · 24% proficient
- Honowai Elementary SchoolD+ · 22% proficient
Top middle schools
- Ewa Makai Middle SchoolC+ · 37% proficient
- Waipahu Intermediate SchoolC · 33% proficient
Top high schools
- Waipahu High SchoolB− · 43% proficient
- James Campbell High SchoolB− · 42% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every West Loch, Waipahu school and its grade on SchoolGrade.
West Loch, Waipahu measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare West Loch, Waipahu against the other 5,982 neighborhoods.
Common questions about living in West Loch, Waipahu
Is West Loch, Waipahu a good place to live?
Using BestNeighborhood's default rankings, West Loch, Waipahu ranks 2,149th of 5,983 neighborhoods. It scores highest on low property taxes, clean air, and transit, and lowest on state infrastructure and civic engagement. How good it is for you depends on which of those you weight most, which the map lets you set.
Is West Loch, Waipahu expensive to live in?
The median home is worth $780,249. The overall cost of living runs about 69% above the national average. Set against a $110,720 median income, cost of living beats 23% of neighborhoods.
Is West Loch, Waipahu safe?
Yes, West Loch, Waipahu is safer than 91% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $261 per resident a year.
Compare West Loch, Waipahu with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to West Loch, Waipahu. Scores are absolute rather than ranked, which means a 60 in West Loch, Waipahu represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
West Loch, Waipahu detail on BestNeighborhood maps:
- Walk Grade for West Loch, Waipahu: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in West Loch, Waipahu: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of West Loch, Waipahu: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in West Loch, Waipahu: carrier by carrier coverage behind the cell score.
West Loch, Waipahu detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.