Population 5,308 · Census ACS 2020–24
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Population and households in ZIP 12986
Household size in ZIP 12986
| Period | ZIP 12986 | New York | U.S. |
|---|---|---|---|
| 2006–10 | 2.31 | 2.68 | 2.68 |
| 2010–14 | 2.36 | 2.72 | 2.73 |
| 2015–19 | 2.16 | 2.69 | 2.71 |
| 2020–24 | 2.12 | 2.65 | 2.65 |
| Change | −0.19 | −0.03 | −0.03 |
ZIP 12986 is a place of small households, averaging 2.12 people against 2.65 for the U.S., which points to many singles, couples and roommates and relatively few children. Since 2006–10, household size has dropped from 2.31, a much bigger shift than nationally. ZIP 12986 has smaller households than the great majority of New York ZIP codes.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 12986
| Period | ZIP 12986 | New York | U.S. |
|---|---|---|---|
| 2006–10 | 41.4 | 38.3 | 37.7 |
| 2010–14 | 38.6 | 39.0 | 38.6 |
| 2015–19 | 45.1 | 40.2 | 39.6 |
| 2020–24 | 46.9 | 40.8 | 40.1 |
| Change | +5.5 | +2.5 | +2.3 |
ZIP 12986 skews older: half of its residents are older than 46.9, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families. The median age has climbed from 41.4 in 2006–10, in line with the national trend.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 12986
| Period | ZIP 12986 | New York | U.S. |
|---|---|---|---|
| 2006–10 | 13.6% | 13.1% | 12.3% |
| 2010–14 | 13.8% | 12.7% | 12.3% |
| 2015–19 | 7.8% | 11.6% | 11.6% |
| 2020–24 | 8.2% | 11.6% | 11.6% |
| Change | −5.4 pts | −1.5 pts | −0.6 pts |
Single parents head only 8.2% of households in ZIP 12986, well below the national share of 11.6%. The single-parent share has fallen 5.4 points since 2006–10, a much bigger shift than nationally.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 12986
Renters in ZIP 12986
| Period | ZIP 12986 | New York | U.S. |
|---|---|---|---|
| 2006–10 | 23.6% | 44.8% | 33.3% |
| 2010–14 | 31.8% | 46.2% | 35.6% |
| 2015–19 | 30.4% | 46.2% | 36.0% |
| 2020–24 | 27.7% | 45.7% | 34.8% |
| Change | +4.1 pts | +0.9 pts | +1.5 pts |
Most households in ZIP 12986 own their homes; 27.7% rent, below the national share of 34.8%. Nearly half of owners (47.6%) have paid off their mortgages, above the national share of 39.8%. Renting is most common in the center and least common in the northwest. Since 2006–10, the renter share has risen 4.1 points, mirroring the country.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 12986
| Period | ZIP 12986 | New York | U.S. |
|---|---|---|---|
| 2006–10 | 26.1% | 10.3% | 11.4% |
| 2010–14 | 26.3% | 10.4% | 11.4% |
| 2015–19 | 27.3% | 11.0% | 11.1% |
| 2020–24 | 32.4% | 9.7% | 9.6% |
| Change | +6.4 pts | −0.6 pts | −1.8 pts |
Vacancy is high in ZIP 12986: 32.4% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand. Since 2006–10, vacancy has risen 6.4 points, even as the national rate fell.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 12986
| Period | ZIP 12986 | New York | U.S. |
|---|---|---|---|
| 2006–10 | 1961 | 1956 | 1974 |
| 2010–14 | 1954 | 1957 | 1975 |
| 2015–19 | 1961 | 1958 | 1977 |
| 2020–24 | 1956 | 1961 | 1980 |
| Change | −5 | +5 | +6 |
The housing in ZIP 12986 is old by national standards: the median home dates to 1956, against 1980 for the U.S., so buyers will find more older houses, some of them due for updates. Newer construction is concentrated in the north, while the center has the oldest housing.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 12986
| Period | ZIP 12986 | New York | U.S. |
|---|---|---|---|
| 2006–10 | $531 | $1,095 | $965 |
| 2010–14 | $685 | $1,201 | $1,040 |
| 2015–19 | $627 | $1,426 | $1,213 |
| 2020–24 | $741 | $1,794 | $1,571 |
| Change | +$210 | +$698 | +$606 |
A typical rental in ZIP 12986 costs $741 a month with utilities, well below the national median of $1,571. Rent has climbed $210 a month since 2006–10, up 40%, a slower climb than the nation's. The typical renter here spends 23.8% of household income on rent, comfortably under the 30% mark often used to define affordable rent, and a smaller share than renters pay nationally. Renters on a budget will find the lowest rents in the east; the highest are in the northwest.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 12986
Bachelor's degrees in ZIP 12986
| Period | ZIP 12986 | New York | U.S. |
|---|---|---|---|
| 2006–10 | 14.7% | 31.9% | 28.4% |
| 2010–14 | 17.8% | 33.4% | 29.6% |
| 2015–19 | 19.2% | 36.2% | 32.1% |
| 2020–24 | 22.4% | 39.8% | 35.6% |
| Change | +7.7 pts | +8.0 pts | +7.2 pts |
Fewer adults in ZIP 12986 have a four-year degree than in the country as a whole: 22.4%, against 35.6% nationally. The share with a degree is up 7.7 points from 2006–10, as it has nationally. ZIP 12986 has a lower share of college graduates than the great majority of New York ZIP codes.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 12986
| Period | ZIP 12986 | New York | U.S. |
|---|---|---|---|
| 2006–10 | 83.5% | 84.0% | 84.9% |
| 2010–14 | 87.0% | 84.9% | 86.1% |
| 2015–19 | 89.1% | 86.5% | 87.7% |
| 2020–24 | 90.7% | 87.3% | 89.3% |
| Change | +7.2 pts | +3.3 pts | +4.3 pts |
High school completion in ZIP 12986 is close to the national rate: 90.7% of adults have a diploma or equivalent, against 89.3%. The rate is higher than in New York overall (87.3%). The share with a diploma has risen 7.2 points since 2006–10, mirroring the country.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 12986
| Period | ZIP 12986 | New York | U.S. |
|---|---|---|---|
| 2006–10 | 7.2% | 7.7% | 8.1% |
| 2010–14 | 8.3% | 9.2% | 9.4% |
| 2015–19 | 4.0% | 5.7% | 5.6% |
| 2020–24 | 1.5% | 6.6% | 5.4% |
| Change | −5.7 pts | −1.2 pts | −2.7 pts |
Unemployment in ZIP 12986 has been low: just 1.5% of the labor force was out of work and looking, well below the national rate of 5.4%. Of the 723 New York ZIP codes with 5,000+ people, only 13 have lower unemployment. Since 2006–10, unemployment has fallen 5.7 points, mirroring the country.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 12986 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 12986 | 2.12 | 46.9 | 8.2% | 27.7% | 32.4% | 1956 | $741 | 22.4% | 90.7% | 1.5% |
| ZIP 12973 | 2.04 | 55.0 | 10.4% | 5.8% | 67.8% | 1942 | $625 | 26.4% | 96.4% | 5.4% |
| ZIP 12922 | 2.03 | 55.2 | 10.3% | 6.6% | 68.0% | 1942 | $625 | 26.4% | 96.3% | 5.3% |
| ZIP 12945 | 2.19 | 49.3 | 4.7% | 11.0% | 32.7% | 1945 | $900 | 52.4% | 98.9% | 0.0% |
| ZIP 12983 | 1.93 | 43.7 | 6.0% | 44.0% | 19.8% | 1954 | $814 | 42.2% | 91.8% | 2.5% |
| ZIP 12927 | 2.27 | 46.7 | 12.9% | 21.0% | 57.4% | 1961 | $819 | 15.4% | 92.6% | 7.8% |
| ZIP 12977 | 2.01 | 41.7 | 18.0% | 17.9% | 67.4% | 1984 | $1,129 | 10.1% | 57.1% | 1.5% |
| ZIP 13695 | 2.33 | 53.7 | 9.2% | 10.3% | 56.5% | 1970 | $950 | 16.8% | 86.4% | 6.4% |
| ZIP 12946 | 1.83 | 44.0 | 13.5% | 36.0% | 29.0% | 1974 | $1,246 | 46.1% | 94.8% | 1.4% |
| ZIP 13666 | 2.27 | 46.7 | 12.9% | 21.0% | 57.4% | 1961 | $819 | 15.4% | 92.6% | 7.8% |
| ZIP 13690 | 2.28 | 53.4 | 7.6% | 16.4% | 50.8% | 1959 | $701 | 26.8% | 94.3% | 5.7% |
All figures 2020–24.
Zip codes with similar populations: 22580, VA · 70462, LA · 68003, NE · 67735, KS · 65785, MO · 65041, MO · 45387, OH · 42553, KY · 24244, VA · 70657, LA
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 12986. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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