28740, NC Demographics

Population 2,100 · Census ACS 2020–24

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28740, NC map of median age by neighborhood
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Population and households in ZIP 28740

Household size in ZIP 28740

Household size, people per household
PeriodZIP 28740North CarolinaU.S.
2006–102.512.532.68
2010–142.832.582.73
2015–192.332.562.71
2020–242.172.522.65
Change−0.34−0.01−0.03
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ZIP 28740 is a place of small households, averaging 2.17 people against 2.65 for the U.S., which points to many singles, couples and roommates and relatively few children. Household size has dropped from 2.51 in 2006–10, but in a place this small, much of that may be survey noise rather than real change.

Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).

Median age in ZIP 28740

Median age, years
PeriodZIP 28740North CarolinaU.S.
2006–1049.737.937.7
2010–1443.638.938.6
2015–1953.840.239.6
2020–2447.840.340.1
Change−1.9+2.3+2.3
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ZIP 28740 skews older: half of its residents are older than 47.8, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families.

Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).

Single-parent households in ZIP 28740

Single-parent households, % of households
PeriodZIP 28740North CarolinaU.S.
2006–107.8%12.3%12.3%
2010–147.9%12.5%12.3%
2015–199.4%11.6%11.6%
2020–248.3%11.4%11.6%
Change+0.6 pts−1.0 pts−0.6 pts
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Single-parent households are relatively rare in ZIP 28740: 8.3% of households, against 11.6% nationally.

Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).

Housing in ZIP 28740

Renters in ZIP 28740

Renters, % of occupied homes
PeriodZIP 28740North CarolinaU.S.
2006–1012.5%31.9%33.3%
2010–1418.4%34.2%35.6%
2015–1915.5%34.8%36.0%
2020–2422.3%33.4%34.8%
Change+9.8 pts+1.4 pts+1.5 pts
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Only 22.3% of households in ZIP 28740 rent their homes, far below the national share of 34.8%, so most residents are owners who tend to stay put. Nearly six in ten owners (57.6%) have paid off their mortgages, well above the national share of 39.8%.

Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).

Vacant homes in ZIP 28740

Vacant homes, % of all homes
PeriodZIP 28740North CarolinaU.S.
2006–1027.1%12.8%11.4%
2010–1432.3%12.8%11.4%
2015–1934.0%12.5%11.1%
2020–2425.9%11.4%9.6%
Change−1.2 pts−1.5 pts−1.8 pts
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Vacancy is high in ZIP 28740: 25.9% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.

Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).

Age of homes in ZIP 28740

Age of homes, median year built
PeriodZIP 28740North CarolinaU.S.
2006–10197719831974
2010–14198019851975
2015–19197719861977
2020–24198719901980
Change+10+7+6
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Homes in ZIP 28740 are newer than the national norm: the median home was built in 1987, versus 1980 across the U.S. North Carolina as a whole looks much the same.

Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).

Rent in ZIP 28740

Rent, per month
PeriodZIP 28740North CarolinaU.S.
2006–10$504$789$965
2010–14$594$868$1,040
2015–19$593$981$1,213
2020–24$904$1,317$1,571
Change+$400+$528+$606
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A typical rental in ZIP 28740 costs $904 a month with utilities, well below the national median of $1,571. Rent takes 44.6% of the typical renter's income, well over the 30% mark often used to define affordable rent, so many renters here are stretched.

Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).

Education in ZIP 28740

Bachelor's degrees in ZIP 28740

Bachelor's degrees, % of adults 25+
PeriodZIP 28740North CarolinaU.S.
2006–1012.7%27.8%28.4%
2010–1414.0%29.0%29.6%
2015–1915.9%32.0%32.1%
2020–2423.8%36.2%35.6%
Change+11.1 pts+8.4 pts+7.2 pts
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College degrees are relatively uncommon in ZIP 28740: 23.8% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%.

Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

High school graduates in ZIP 28740

High school graduates, % of adults 25+
PeriodZIP 28740North CarolinaU.S.
2006–1072.2%84.5%84.9%
2010–1481.8%86.0%86.1%
2015–1983.3%88.1%87.7%
2020–2487.1%90.2%89.3%
Change+14.8 pts+5.7 pts+4.3 pts
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About one in eight adults in ZIP 28740 never finished high school, a bit more than nationally: 87.1% have a diploma or equivalent, against 89.3% across the U.S.

High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

Jobs in ZIP 28740

Unemployment, % of the labor force
PeriodZIP 28740North CarolinaU.S.
2006–107.8%8.8%8.1%
2010–148.7%10.6%9.4%
2015–193.8%5.7%5.6%
2020–243.8%4.8%5.4%
Change−3.9 pts−4.0 pts−2.7 pts
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Jobs have been easier to find in ZIP 28740 than nationally: unemployment was 3.8%, against 5.4%. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.

Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).

ZIP 28740 compared with nearby ZIP codes

ZIP codeHousehold sizeMedian ageSingle parentsRentersVacant homesMedian year builtMedian rentBachelor's degreeHigh school diplomaUnemployment
ZIP 287402.1747.88.3%22.3%25.9%1987$90423.8%87.1%3.8%
ZIP 287052.2749.78.1%23.7%26.9%1975$85323.0%88.5%7.5%
ZIP 287142.3249.27.0%20.5%27.2%1988$87525.3%90.7%7.4%
ZIP 376502.3445.011.2%24.2%12.3%1971$79619.0%86.5%4.1%
ZIP 287772.2345.96.7%24.3%21.6%1983$80122.1%91.2%4.9%
ZIP 376872.7145.52.5%8.4%26.4%1983$70216.5%89.6%8.4%
ZIP 376572.4745.512.3%19.9%20.0%1989$80722.5%91.3%3.5%
ZIP 286472.4742.83.4%25.8%36.4%1992$5999.5%84.1%0.0%
ZIP 286572.1652.65.9%14.6%40.9%1985$84223.2%90.0%5.0%
ZIP 286162.8638.12.8%7.5%14.0%1983$77339.4%91.3%1.6%
ZIP 286222.6940.45.9%22.3%22.4%1976$98415.6%77.9%5.5%

All figures 2020–24.

Zip codes with similar populations: 97498, OR · 40372, KY · 47634, IN · 97449, OR · 83226, ID · 80467, CO · 74130, OK · 68520, NE · 65707, MO · 62882, IL

About these numbers

Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 28740. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.

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