Population 3,976 · Census ACS 2020–24
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Population and households in ZIP 38549
Household size in ZIP 38549
| Period | ZIP 38549 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 2.23 | 2.53 | 2.68 |
| 2010–14 | 2.18 | 2.57 | 2.73 |
| 2015–19 | 2.23 | 2.57 | 2.71 |
| 2020–24 | 2.33 | 2.53 | 2.65 |
| Change | +0.10 | +0.00 | −0.03 |
ZIP 38549 is a place of small households, averaging 2.33 people against 2.65 for the U.S., which points to many singles, couples and roommates and relatively few children. Since 2006–10, household size has climbed from 2.23, but in a place this small, survey estimates can swing a lot from one release to the next.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 38549
| Period | ZIP 38549 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 42.1 | 38.3 | 37.7 |
| 2010–14 | 51.4 | 39.2 | 38.6 |
| 2015–19 | 50.4 | 39.9 | 39.6 |
| 2020–24 | 50.8 | 39.9 | 40.1 |
| Change | +8.7 | +1.6 | +2.3 |
ZIP 38549 skews older: half of its residents are older than 50.8, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 38549
| Period | ZIP 38549 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 11.2% | 12.2% | 12.3% |
| 2010–14 | 7.9% | 12.0% | 12.3% |
| 2015–19 | 11.1% | 11.6% | 11.6% |
| 2020–24 | 3.7% | 11.8% | 11.6% |
| Change | −7.6 pts | −0.4 pts | −0.6 pts |
Single-parent households are relatively rare in ZIP 38549: 3.7% of households, against 11.6% nationally.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 38549
Renters in ZIP 38549
| Period | ZIP 38549 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 24.1% | 30.4% | 33.3% |
| 2010–14 | 20.6% | 32.9% | 35.6% |
| 2015–19 | 20.0% | 33.7% | 36.0% |
| 2020–24 | 19.7% | 33.1% | 34.8% |
| Change | −4.4 pts | +2.6 pts | +1.5 pts |
Only 19.7% of households in ZIP 38549 rent their homes, far below the national share of 34.8%, so most residents are owners who tend to stay put. Among homeowners, 65.7% have no mortgage at all, well above the national share of 39.8%.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 38549
| Period | ZIP 38549 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 29.4% | 11.5% | 11.4% |
| 2010–14 | 33.4% | 11.8% | 11.4% |
| 2015–19 | 38.5% | 11.8% | 11.1% |
| 2020–24 | 29.5% | 10.1% | 9.6% |
| Change | +0.0 pts | −1.4 pts | −1.8 pts |
Vacant homes make up 29.5% of the housing in ZIP 38549, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 38549
| Period | ZIP 38549 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 1986 | 1981 | 1974 |
| 2010–14 | 1983 | 1982 | 1975 |
| 2015–19 | 1987 | 1983 | 1977 |
| 2020–24 | 1990 | 1986 | 1980 |
| Change | +4 | +6 | +6 |
ZIP 38549 has newer housing than the country as a whole: the median home was built in 1990, versus 1980 nationally. The picture is much the same across Tennessee.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 38549
| Period | ZIP 38549 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | $378 | $761 | $965 |
| 2010–14 | $490 | $837 | $1,040 |
| 2015–19 | $508 | $961 | $1,213 |
| 2020–24 | $641 | $1,286 | $1,571 |
| Change | +$263 | +$526 | +$606 |
A typical rental in ZIP 38549 costs $641 a month with utilities, well below the national median of $1,571. Rent takes 20.7% of the typical renter's income, comfortably under the 30% mark often used to define affordable rent.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 38549
Bachelor's degrees in ZIP 38549
| Period | ZIP 38549 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 12.8% | 23.9% | 28.4% |
| 2010–14 | 12.4% | 25.3% | 29.6% |
| 2015–19 | 12.6% | 27.9% | 32.1% |
| 2020–24 | 19.7% | 31.4% | 35.6% |
| Change | +6.9 pts | +7.5 pts | +7.2 pts |
Fewer adults in ZIP 38549 have a four-year degree than in the country as a whole: 19.7%, against 35.6% nationally.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 38549
| Period | ZIP 38549 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 73.5% | 83.3% | 84.9% |
| 2010–14 | 74.1% | 85.4% | 86.1% |
| 2015–19 | 76.9% | 87.6% | 87.7% |
| 2020–24 | 84.7% | 89.9% | 89.3% |
| Change | +11.1 pts | +6.6 pts | +4.3 pts |
Just over one in seven adults in ZIP 38549 never finished high school, more than nationally: 84.7% have a diploma or equivalent, against 89.3% across the U.S.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 38549
| Period | ZIP 38549 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 6.5% | 8.6% | 8.1% |
| 2010–14 | 4.4% | 9.6% | 9.4% |
| 2015–19 | 7.7% | 5.4% | 5.6% |
| 2020–24 | 8.3% | 4.8% | 5.4% |
| Change | +1.8 pts | −3.8 pts | −2.7 pts |
Unemployment in ZIP 38549 runs well above the national rate: 8.3% of the labor force was out of work and looking, against 5.4%. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 38549 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 38549 | 2.33 | 50.8 | 3.7% | 19.7% | 29.5% | 1990 | $641 | 19.7% | 84.7% | 8.3% |
| ZIP 38577 | 2.50 | 48.2 | 8.2% | 11.2% | 13.8% | 1986 | $498 | 11.1% | 81.4% | 2.4% |
| ZIP 38573 | 2.48 | 42.4 | 11.6% | 15.8% | 22.0% | 1985 | $729 | 13.8% | 88.7% | 1.6% |
| ZIP 38541 | 2.42 | 48.3 | 12.5% | 21.0% | 13.4% | 1983 | $814 | 10.3% | 82.9% | 7.0% |
| ZIP 38543 | 2.30 | 47.0 | 8.3% | 15.7% | 27.0% | 1987 | $620 | 11.3% | 85.5% | 7.2% |
| ZIP 38556 | 2.50 | 46.0 | 10.7% | 21.3% | 16.8% | 1987 | $709 | 13.5% | 81.6% | 2.6% |
| ZIP 38551 | 2.25 | 46.0 | 13.5% | 35.7% | 12.3% | 1985 | $527 | 9.7% | 85.0% | 11.4% |
| ZIP 38568 | 2.73 | 47.4 | 15.0% | 21.4% | 21.8% | 1985 | $720 | 12.6% | 84.5% | 2.2% |
| ZIP 42151 | 2.11 | 48.2 | 5.6% | 8.9% | 12.9% | 1996 | $639 | 21.6% | 96.1% | 0.0% |
| ZIP 38575 | 2.31 | 47.8 | 12.2% | 4.3% | 11.4% | 1984 | $700 | 11.4% | 78.2% | 2.7% |
| ZIP 38588 | 2.36 | 42.0 | 12.6% | 24.2% | 28.7% | 1986 | $695 | 9.2% | 85.0% | 2.8% |
All figures 2020–24.
Zip codes with similar populations: 44847, OH · 94599, CA · 79501, TX · 71341, LA · 68059, NE · 66615, KS · 65081, MO · 59474, MT · 54129, WI · 45784, OH
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 38549. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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