Population 857 · Census ACS 2020–24
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Population and households in ZIP 38554
Household size in ZIP 38554
| Period | ZIP 38554 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 2.44 | 2.53 | 2.68 |
| 2010–14 | 2.57 | 2.57 | 2.73 |
| 2015–19 | 2.43 | 2.57 | 2.71 |
| 2020–24 | 2.45 | 2.53 | 2.65 |
| Change | +0.01 | +0.00 | −0.03 |
The average household in ZIP 38554 has 2.45 people, under the U.S. average of 2.65.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 38554
| Period | ZIP 38554 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 38.9 | 38.3 | 37.7 |
| 2010–14 | 43.2 | 39.2 | 38.6 |
| 2015–19 | 46.9 | 39.9 | 39.6 |
| 2020–24 | 44.4 | 39.9 | 40.1 |
| Change | +5.4 | +1.6 | +2.3 |
ZIP 38554 skews older: half of its residents are older than 44.4, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families. Since 2006–10, the median age has climbed from 38.9, but in a place this small, survey estimates can swing a lot from one release to the next.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 38554
| Period | ZIP 38554 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 4.2% | 12.2% | 12.3% |
| 2010–14 | 4.1% | 12.0% | 12.3% |
| 2015–19 | 8.8% | 11.6% | 11.6% |
| 2020–24 | 1.5% | 11.8% | 11.6% |
| Change | −2.7 pts | −0.4 pts | −0.6 pts |
Single parents head only 1.5% of households in ZIP 38554, well below the national share of 11.6%.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 38554
Renters in ZIP 38554
| Period | ZIP 38554 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 26.4% | 30.4% | 33.3% |
| 2010–14 | 20.2% | 32.9% | 35.6% |
| 2015–19 | 14.9% | 33.7% | 36.0% |
| 2020–24 | 14.4% | 33.1% | 34.8% |
| Change | −12.0 pts | +2.6 pts | +1.5 pts |
Only 14.4% of households in ZIP 38554 rent their homes, far below the national share of 34.8%, so most residents are owners who tend to stay put. About two-thirds of owners (66.2%) have paid off their mortgages, well above the national share of 39.8%.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 38554
| Period | ZIP 38554 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 17.0% | 11.5% | 11.4% |
| 2010–14 | 20.2% | 11.8% | 11.4% |
| 2015–19 | 9.8% | 11.8% | 11.1% |
| 2020–24 | 15.1% | 10.1% | 9.6% |
| Change | −1.9 pts | −1.4 pts | −1.8 pts |
Vacant homes make up 15.1% of the housing in ZIP 38554, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 38554
| Period | ZIP 38554 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 1991 | 1981 | 1974 |
| 2010–14 | 1983 | 1982 | 1975 |
| 2015–19 | 1993 | 1983 | 1977 |
| 2020–24 | 1994 | 1986 | 1980 |
| Change | +3 | +6 | +6 |
Much of the housing in ZIP 38554 is relatively new: half of its homes were built after 1994, compared with 1980 for the U.S. as a whole.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 38554
| Period | ZIP 38554 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | $476 | $761 | $965 |
| 2010–14 | $453 | $837 | $1,040 |
| 2015–19 | $546 | $961 | $1,213 |
| 2020–24 | $828 | $1,286 | $1,571 |
| Change | +$352 | +$526 | +$606 |
The median renter in ZIP 38554 pays $828 a month for rent and utilities, well below the national median of $1,571. The typical renter here spends 42.4% of household income on rent, well over the 30% mark often used to define affordable rent, so many renters here are stretched.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 38554
Bachelor's degrees in ZIP 38554
| Period | ZIP 38554 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 7.9% | 23.9% | 28.4% |
| 2010–14 | 5.3% | 25.3% | 29.6% |
| 2015–19 | 9.7% | 27.9% | 32.1% |
| 2020–24 | 10.9% | 31.4% | 35.6% |
| Change | +3.0 pts | +7.5 pts | +7.2 pts |
Fewer adults in ZIP 38554 have a four-year degree than in the country as a whole: 10.9%, against 35.6% nationally.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 38554
| Period | ZIP 38554 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 64.5% | 83.3% | 84.9% |
| 2010–14 | 65.9% | 85.4% | 86.1% |
| 2015–19 | 73.9% | 87.6% | 87.7% |
| 2020–24 | 63.0% | 89.9% | 89.3% |
| Change | −1.5 pts | +6.6 pts | +4.3 pts |
More than a third of adults in ZIP 38554 never finished high school, well above the national share: only 63.0% have a diploma or equivalent, against 89.3% nationally.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 38554
| Period | ZIP 38554 | Tennessee | U.S. |
|---|---|---|---|
| 2006–10 | 5.0% | 8.6% | 8.1% |
| 2010–14 | 11.0% | 9.6% | 9.4% |
| 2015–19 | 2.7% | 5.4% | 5.6% |
| 2020–24 | 1.2% | 4.8% | 5.4% |
| Change | −3.8 pts | −3.8 pts | −2.7 pts |
The job market in ZIP 38554 has been strong: just 1.2% of the labor force was out of work and looking, well below the national rate of 5.4%. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 38554 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 38554 | 2.45 | 44.4 | 1.5% | 14.4% | 15.1% | 1994 | $828 | 10.9% | 63.0% | 1.2% |
| ZIP 38589 | 2.69 | 43.1 | 10.6% | 14.5% | 18.3% | 1994 | $987 | 8.9% | 84.5% | 9.2% |
| ZIP 38542 | 2.24 | 43.0 | 4.6% | 22.4% | 20.8% | 1990 | $721 | 17.9% | 88.2% | 5.2% |
| ZIP 38565 | 2.79 | 43.4 | 15.6% | 12.3% | 15.3% | 1998 | $1,201 | 13.9% | 85.6% | 8.9% |
| ZIP 38553 | 2.46 | 44.4 | 21.2% | 8.3% | 15.4% | 1992 | $1,211 | 20.3% | 85.5% | 9.9% |
| ZIP 38574 | 2.44 | 44.1 | 14.1% | 22.1% | 12.6% | 1990 | $820 | 18.5% | 83.1% | 6.3% |
| ZIP 38580 | 2.68 | 42.5 | 10.2% | 16.3% | 13.8% | 1993 | $1,036 | 19.6% | 87.1% | 4.3% |
| ZIP 38570 | 2.49 | 43.9 | 11.3% | 27.8% | 11.2% | 1976 | $790 | 15.0% | 84.9% | 1.2% |
| ZIP 38506 | 2.45 | 44.9 | 9.2% | 26.7% | 6.7% | 1991 | $985 | 28.5% | 87.6% | 3.8% |
| ZIP 37726 | 2.83 | 31.4 | 16.1% | 14.1% | 18.0% | 1993 | $954 | 8.1% | 79.3% | 5.5% |
| ZIP 38505 | 1.93 | 19.5 | 7.9% | 100.0% | 42.1% | 1997 | $1,131 | 54.1% | 100.0% | 6.6% |
All figures 2020–24.
Zip codes with similar populations: 95369, CA · 97481, OR · 15060, PA · 97037, OR · 16836, PA · 18070, PA · 18829, PA · 18846, PA · 18851, PA · 97011, OR
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 38554. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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