Population 5,951 · Census ACS 2020–24
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Population and households in ZIP 40312
Household size in ZIP 40312
| Period | ZIP 40312 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 2.62 | 2.51 | 2.68 |
| 2010–14 | 2.73 | 2.53 | 2.73 |
| 2015–19 | 2.36 | 2.52 | 2.71 |
| 2020–24 | 2.65 | 2.51 | 2.65 |
| Change | +0.04 | −0.00 | −0.03 |
Households in ZIP 40312 average 2.65 people, the same as the country as a whole. The typical household here is bigger than in Kentucky overall, where it has 2.51 people. Since 2006–10, household size has crept up from 2.62, even as the national average fell.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 40312
| Period | ZIP 40312 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 36.9 | 38.5 | 37.7 |
| 2010–14 | 37.5 | 39.3 | 38.6 |
| 2015–19 | 38.6 | 40.0 | 39.6 |
| 2020–24 | 41.4 | 39.9 | 40.1 |
| Change | +4.6 | +1.5 | +2.3 |
At 41.4, the median age in ZIP 40312 is close to the national median of 40.1, so its age mix looks much like the country's. The population here is older than in Kentucky overall, where the median age is 39.9. Since 2006–10, the median age has climbed from 36.9, as it has nationally.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 40312
| Period | ZIP 40312 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 18.4% | 11.7% | 12.3% |
| 2010–14 | 15.3% | 11.9% | 12.3% |
| 2015–19 | 18.6% | 11.8% | 11.6% |
| 2020–24 | 14.0% | 11.9% | 11.6% |
| Change | −4.4 pts | +0.2 pts | −0.6 pts |
Single-parent households are more common in ZIP 40312 than nationally: 14.0%, against 11.6%. Since 2006–10, the single-parent share has fallen 4.4 points, a much bigger shift than nationally.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 40312
Renters in ZIP 40312
| Period | ZIP 40312 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 32.6% | 30.1% | 33.3% |
| 2010–14 | 32.3% | 32.3% | 35.6% |
| 2015–19 | 33.0% | 32.8% | 36.0% |
| 2020–24 | 29.9% | 31.7% | 34.8% |
| Change | −2.7 pts | +1.5 pts | +1.5 pts |
About three in ten households in ZIP 40312 rent their homes (29.9%), a little below the national share of 34.8%; the rest own. About half of owners (49.3%) have paid off their mortgages, above the national share of 39.8%. The renter share has fallen 2.7 points since 2006–10, even as the national share rose.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 40312
| Period | ZIP 40312 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 11.8% | 12.2% | 11.4% |
| 2010–14 | 10.3% | 11.9% | 11.4% |
| 2015–19 | 13.2% | 12.3% | 11.1% |
| 2020–24 | 14.8% | 10.6% | 9.6% |
| Change | +3.1 pts | −1.6 pts | −1.8 pts |
Vacancy is high in ZIP 40312: 14.8% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand. Vacancy has risen 3.1 points since 2006–10, even as the national rate fell.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 40312
| Period | ZIP 40312 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 1980 | 1977 | 1974 |
| 2010–14 | 1986 | 1979 | 1975 |
| 2015–19 | 1982 | 1980 | 1977 |
| 2020–24 | 1983 | 1982 | 1980 |
| Change | +3 | +5 | +6 |
Homes in ZIP 40312 are about the same age as the nation's housing: the median home was built in 1983, versus 1980 nationally.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 40312
| Period | ZIP 40312 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | $631 | $657 | $965 |
| 2010–14 | $484 | $728 | $1,040 |
| 2015–19 | $714 | $814 | $1,213 |
| 2020–24 | $789 | $1,024 | $1,571 |
| Change | +$158 | +$367 | +$606 |
The median renter in ZIP 40312 pays $789 a month for rent and utilities, well below the national median of $1,571. Rents are up $158 a month from 2006–10, a 25% rise, a slower climb than the nation's. The typical renter here spends 38.0% of household income on rent, well over the 30% mark often used to define affordable rent, so many renters here are stretched. The priciest rents are in the west; the most affordable are in the north.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 40312
Bachelor's degrees in ZIP 40312
| Period | ZIP 40312 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 8.9% | 21.3% | 28.4% |
| 2010–14 | 10.2% | 22.5% | 29.6% |
| 2015–19 | 17.8% | 24.5% | 32.1% |
| 2020–24 | 11.9% | 27.6% | 35.6% |
| Change | +2.9 pts | +6.2 pts | +7.2 pts |
Fewer adults in ZIP 40312 have a four-year degree than in the country as a whole: 11.9%, against 35.6% nationally. Since 2006–10, the share with a degree has risen 2.9 points, as it has nationally. Of the 203 Kentucky ZIP codes with 5,000+ people, only 13 have a lower share of college graduates.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 40312
| Period | ZIP 40312 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 71.2% | 81.7% | 84.9% |
| 2010–14 | 70.4% | 83.9% | 86.1% |
| 2015–19 | 79.7% | 86.4% | 87.7% |
| 2020–24 | 80.1% | 88.8% | 89.3% |
| Change | +8.9 pts | +7.2 pts | +4.3 pts |
About one in five adults in ZIP 40312 never finished high school, well above the national share: only 80.1% have a diploma or equivalent, against 89.3% nationally. The share with a diploma is up 8.9 points from 2006–10, as it has nationally. Of the 203 Kentucky ZIP codes with 5,000+ people, only 15 have a lower share of high school graduates.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 40312
| Period | ZIP 40312 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 8.6% | 8.4% | 8.1% |
| 2010–14 | 12.1% | 9.5% | 9.4% |
| 2015–19 | 6.1% | 5.8% | 5.6% |
| 2020–24 | 3.8% | 5.1% | 5.4% |
| Change | −4.8 pts | −3.3 pts | −2.7 pts |
Jobs have been easier to find in ZIP 40312 than nationally: unemployment was 3.8%, against 5.4%. Since 2006–10, unemployment has fallen 4.8 points, mirroring the country. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 40312 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 40312 | 2.65 | 41.4 | 14.0% | 29.9% | 14.8% | 1983 | $789 | 11.9% | 80.1% | 3.8% |
| ZIP 40380 | 2.64 | 37.0 | 15.0% | 33.4% | 16.0% | 1987 | $883 | 14.5% | 83.6% | 6.9% |
| ZIP 40337 | 2.88 | 39.2 | 9.9% | 24.8% | 18.0% | 1992 | $888 | 14.1% | 80.2% | 6.6% |
| ZIP 40472 | 2.07 | 52.4 | 13.5% | 26.7% | 15.9% | 1963 | $835 | 11.7% | 77.5% | 5.4% |
| ZIP 40336 | 2.37 | 43.8 | 14.1% | 29.9% | 13.4% | 1981 | $691 | 12.3% | 78.6% | 7.4% |
| ZIP 40346 | 2.71 | 35.8 | 31.6% | 31.4% | 27.3% | 1990 | $754 | 5.4% | 77.6% | 16.1% |
| ZIP 40385 | 2.53 | 40.6 | 6.3% | 15.7% | 15.7% | 1991 | $743 | 25.7% | 88.9% | 4.1% |
| ZIP 40376 | 2.65 | 40.7 | 6.1% | 28.6% | 19.5% | 1993 | $733 | 15.5% | 80.2% | 0.8% |
| ZIP 40391 | 2.51 | 41.1 | 12.0% | 29.6% | 9.0% | 1980 | $960 | 22.4% | 88.8% | 4.7% |
| ZIP 40322 | 2.43 | 44.5 | 15.2% | 27.1% | 15.3% | 1985 | $575 | 14.3% | 81.1% | 9.8% |
| ZIP 41360 | 2.37 | 33.0 | 15.5% | 14.5% | 10.9% | 1992 | $457 | 12.1% | 60.7% | 16.0% |
All figures 2020–24.
Zip codes with similar populations: 30735, GA · 73662, OK · 73128, OK · 39325, MS · 39168, MS · 38483, TN · 35042, AL · 34945, FL · 32565, FL · 32535, FL
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40312. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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