Population 895 · Census ACS 2020–24
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Population and households in ZIP 40445
Household size in ZIP 40445
| Period | ZIP 40445 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 2.32 | 2.51 | 2.68 |
| 2010–14 | 2.44 | 2.53 | 2.73 |
| 2015–19 | 2.60 | 2.52 | 2.71 |
| 2020–24 | 3.02 | 2.51 | 2.65 |
| Change | +0.70 | −0.00 | −0.03 |
ZIP 40445 is a place of big households: 3.02 people per home on average, compared with 2.65 nationally. Numbers like that usually point to plenty of families with kids. Household size has climbed from 2.32 in 2006–10, but in a place this small, survey estimates can swing a lot from one release to the next.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 40445
| Period | ZIP 40445 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 39.3 | 38.5 | 37.7 |
| 2010–14 | 43.9 | 39.3 | 38.6 |
| 2015–19 | 46.3 | 40.0 | 39.6 |
| 2020–24 | 40.9 | 39.9 | 40.1 |
| Change | +1.5 | +1.5 | +2.3 |
Half of the people in ZIP 40445 are younger than 40.9 and half are older, close to the national median of 40.1.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 40445
| Period | ZIP 40445 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 6.2% | 11.7% | 12.3% |
| 2010–14 | 7.4% | 11.9% | 12.3% |
| 2015–19 | 6.4% | 11.8% | 11.6% |
| 2020–24 | 7.8% | 11.9% | 11.6% |
| Change | +1.6 pts | +0.2 pts | −0.6 pts |
Single-parent households are relatively rare in ZIP 40445: 7.8% of households, against 11.6% nationally.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 40445
Renters in ZIP 40445
| Period | ZIP 40445 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 20.0% | 30.1% | 33.3% |
| 2010–14 | 24.0% | 32.3% | 35.6% |
| 2015–19 | 12.4% | 32.8% | 36.0% |
| 2020–24 | 23.0% | 31.7% | 34.8% |
| Change | +3.0 pts | +1.5 pts | +1.5 pts |
Only 23.0% of households in ZIP 40445 rent their homes, far below the national share of 34.8%, so most residents are owners who tend to stay put. Among homeowners, 86.0% have no mortgage at all, well above the national share of 39.8%.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 40445
| Period | ZIP 40445 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 12.2% | 12.2% | 11.4% |
| 2010–14 | 17.6% | 11.9% | 11.4% |
| 2015–19 | 30.0% | 12.3% | 11.1% |
| 2020–24 | 19.2% | 10.6% | 9.6% |
| Change | +7.0 pts | −1.6 pts | −1.8 pts |
Vacant homes make up 19.2% of the housing in ZIP 40445, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 40445
| Period | ZIP 40445 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 1978 | 1977 | 1974 |
| 2010–14 | 1977 | 1979 | 1975 |
| 2015–19 | 1981 | 1980 | 1977 |
| 2020–24 | 1976 | 1982 | 1980 |
| Change | −2 | +5 | +6 |
The typical home in ZIP 40445 was built around 1976, about the same vintage as the country's housing overall (1980). Homes here are older than in Kentucky overall, where the median home dates to 1982.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 40445
| Period | ZIP 40445 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | $534 | $657 | $965 |
| 2010–14 | $400 | $728 | $1,040 |
| 2015–19 | $479 | $814 | $1,213 |
| 2020–24 | $620 | $1,024 | $1,571 |
| Change | +$86 | +$367 | +$606 |
A typical rental in ZIP 40445 costs $620 a month with utilities, well below the national median of $1,571. The typical renter here spends 33.1% of household income on rent, well over the 30% mark often used to define affordable rent, so many renters here are stretched.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 40445
Bachelor's degrees in ZIP 40445
| Period | ZIP 40445 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 6.4% | 21.3% | 28.4% |
| 2010–14 | 3.4% | 22.5% | 29.6% |
| 2015–19 | 6.6% | 24.5% | 32.1% |
| 2020–24 | 5.6% | 27.6% | 35.6% |
| Change | −0.9 pts | +6.2 pts | +7.2 pts |
College degrees are relatively uncommon in ZIP 40445: 5.6% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 40445
| Period | ZIP 40445 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 72.7% | 81.7% | 84.9% |
| 2010–14 | 68.9% | 83.9% | 86.1% |
| 2015–19 | 72.4% | 86.4% | 87.7% |
| 2020–24 | 78.9% | 88.8% | 89.3% |
| Change | +6.2 pts | +7.2 pts | +4.3 pts |
Just over one in five adults in ZIP 40445 never finished high school, well above the national share: only 78.9% have a diploma or equivalent, against 89.3% nationally.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 40445
| Period | ZIP 40445 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 16.0% | 8.4% | 8.1% |
| 2010–14 | 3.4% | 9.5% | 9.4% |
| 2015–19 | 4.6% | 5.8% | 5.6% |
| 2020–24 | 16.6% | 5.1% | 5.4% |
| Change | +0.7 pts | −3.3 pts | −2.7 pts |
Finding work has been harder in ZIP 40445: 16.6% of the labor force was out of work and looking, well above the national rate of 5.4%. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 40445 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 40445 | 3.02 | 40.9 | 7.8% | 23.0% | 19.2% | 1976 | $620 | 5.6% | 78.9% | 16.6% |
| ZIP 40460 | 3.06 | 38.0 | 11.3% | 18.1% | 14.6% | 1984 | $768 | 7.7% | 84.1% | 1.5% |
| ZIP 40729 | 2.65 | 41.3 | 9.7% | 16.6% | 12.4% | 1991 | $729 | 14.6% | 84.5% | 4.9% |
| ZIP 40456 | 2.31 | 45.4 | 9.6% | 26.5% | 10.4% | 1987 | $705 | 15.8% | 83.3% | 4.7% |
| ZIP 40492 | 2.92 | 42.5 | 6.0% | 23.5% | 5.7% | 1988 | $435 | 16.3% | 87.2% | 4.1% |
| ZIP 40409 | 2.53 | 43.0 | 10.9% | 27.5% | 12.4% | 1991 | $718 | 15.6% | 88.2% | 3.9% |
| ZIP 40402 | 2.67 | 42.2 | 10.5% | 20.1% | 3.8% | 1991 | $845 | 14.9% | 77.5% | 3.8% |
| ZIP 40481 | 2.70 | 42.1 | 7.0% | 29.5% | 16.2% | 1990 | $772 | 2.2% | 70.4% | 4.8% |
| ZIP 40447 | 2.55 | 40.7 | 7.4% | 26.0% | 17.6% | 1991 | $726 | 7.8% | 75.7% | 5.6% |
| ZIP 40434 | 2.72 | 32.1 | 12.0% | 45.2% | 17.4% | 1984 | $530 | 7.4% | 77.2% | 5.7% |
| ZIP 40419 | 2.88 | 39.2 | 11.2% | 23.8% | 12.0% | 1992 | $737 | 12.4% | 78.2% | 9.1% |
All figures 2020–24.
Zip codes with similar populations: 68764, NE · 57375, SD · 57383, SD · 58348, ND · 67140, KS · 67566, KS · 68044, NE · 68351, NE · 68665, NE · 57016, SD
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40445. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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