Population 3,975 · Census ACS 2020–24
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Population and households in ZIP 40489
Household size in ZIP 40489
| Period | ZIP 40489 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 2.58 | 2.51 | 2.68 |
| 2010–14 | 2.64 | 2.53 | 2.73 |
| 2015–19 | 2.53 | 2.52 | 2.71 |
| 2020–24 | 2.59 | 2.51 | 2.65 |
| Change | +0.01 | −0.00 | −0.03 |
At 2.59 people per household, ZIP 40489 sits close to the national average of 2.65.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 40489
| Period | ZIP 40489 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 39.7 | 38.5 | 37.7 |
| 2010–14 | 41.6 | 39.3 | 38.6 |
| 2015–19 | 40.8 | 40.0 | 39.6 |
| 2020–24 | 43.2 | 39.9 | 40.1 |
| Change | +3.5 | +1.5 | +2.3 |
The median resident of ZIP 40489 is 43.2 years old, older than the national median of 40.1. Since 2006–10, the median age has climbed from 39.7, but in a place this small, survey estimates can swing a lot from one release to the next.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 40489
| Period | ZIP 40489 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 11.1% | 11.7% | 12.3% |
| 2010–14 | 16.7% | 11.9% | 12.3% |
| 2015–19 | 9.0% | 11.8% | 11.6% |
| 2020–24 | 12.5% | 11.9% | 11.6% |
| Change | +1.3 pts | +0.2 pts | −0.6 pts |
Single-parent households are about as common in ZIP 40489 as they are nationally: 12.5%, against 11.6%.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 40489
Renters in ZIP 40489
| Period | ZIP 40489 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 12.7% | 30.1% | 33.3% |
| 2010–14 | 17.7% | 32.3% | 35.6% |
| 2015–19 | 12.4% | 32.8% | 36.0% |
| 2020–24 | 21.6% | 31.7% | 34.8% |
| Change | +8.8 pts | +1.5 pts | +1.5 pts |
Only 21.6% of households in ZIP 40489 rent their homes, far below the national share of 34.8%, so most residents are owners who tend to stay put. About two-thirds of owners (66.4%) have paid off their mortgages, well above the national share of 39.8%.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 40489
| Period | ZIP 40489 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 11.4% | 12.2% | 11.4% |
| 2010–14 | 14.8% | 11.9% | 11.4% |
| 2015–19 | 8.6% | 12.3% | 11.1% |
| 2020–24 | 15.2% | 10.6% | 9.6% |
| Change | +3.8 pts | −1.6 pts | −1.8 pts |
Vacancy is high in ZIP 40489: 15.2% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 40489
| Period | ZIP 40489 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 1981 | 1977 | 1974 |
| 2010–14 | 1983 | 1979 | 1975 |
| 2015–19 | 1987 | 1980 | 1977 |
| 2020–24 | 1985 | 1982 | 1980 |
| Change | +4 | +5 | +6 |
Homes in ZIP 40489 are a bit newer than the national norm: the median home was built in 1985, versus 1980 across the U.S. Kentucky as a whole looks much the same.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 40489
| Period | ZIP 40489 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | $516 | $657 | $965 |
| 2010–14 | $799 | $728 | $1,040 |
| 2015–19 | $748 | $814 | $1,213 |
| 2020–24 | $809 | $1,024 | $1,571 |
| Change | +$293 | +$367 | +$606 |
The median renter in ZIP 40489 pays $809 a month for rent and utilities, well below the national median of $1,571. The typical renter here spends 29.1% of household income on rent, just under the 30% mark often used to define affordable rent, and a smaller share than renters pay nationally.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 40489
Bachelor's degrees in ZIP 40489
| Period | ZIP 40489 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 5.2% | 21.3% | 28.4% |
| 2010–14 | 6.8% | 22.5% | 29.6% |
| 2015–19 | 14.2% | 24.5% | 32.1% |
| 2020–24 | 8.0% | 27.6% | 35.6% |
| Change | +2.7 pts | +6.2 pts | +7.2 pts |
Fewer adults in ZIP 40489 have a four-year degree than in the country as a whole: 8.0%, against 35.6% nationally.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 40489
| Period | ZIP 40489 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 70.4% | 81.7% | 84.9% |
| 2010–14 | 77.2% | 83.9% | 86.1% |
| 2015–19 | 79.7% | 86.4% | 87.7% |
| 2020–24 | 77.8% | 88.8% | 89.3% |
| Change | +7.3 pts | +7.2 pts | +4.3 pts |
More than one in five adults in ZIP 40489 never finished high school, well above the national share: only 77.8% have a diploma or equivalent, against 89.3% nationally.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 40489
| Period | ZIP 40489 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 10.9% | 8.4% | 8.1% |
| 2010–14 | 11.2% | 9.5% | 9.4% |
| 2015–19 | 4.5% | 5.8% | 5.6% |
| 2020–24 | 5.5% | 5.1% | 5.4% |
| Change | −5.5 pts | −3.3 pts | −2.7 pts |
At 5.5%, unemployment in ZIP 40489 is close to the national rate of 5.4%. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 40489 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 40489 | 2.59 | 43.2 | 12.5% | 21.6% | 15.2% | 1985 | $809 | 8.0% | 77.8% | 5.5% |
| ZIP 40442 | 2.53 | 38.2 | 13.8% | 18.0% | 16.8% | 1984 | $925 | 13.8% | 84.5% | 14.4% |
| ZIP 42567 | 2.59 | 41.8 | 14.4% | 21.3% | 16.9% | 1985 | $849 | 13.2% | 83.5% | 5.8% |
| ZIP 40448 | 2.16 | 54.7 | 27.6% | 22.9% | 8.1% | 1989 | $668 | 35.6% | 78.9% | 9.6% |
| ZIP 42541 | 2.07 | 57.7 | 4.1% | 13.0% | 25.2% | 1980 | $565 | 14.9% | 93.0% | 4.1% |
| ZIP 42566 | 2.33 | 46.8 | 7.7% | 10.3% | 13.3% | 1984 | $732 | 11.5% | 82.4% | 9.2% |
| ZIP 40419 | 2.88 | 39.2 | 11.2% | 23.8% | 12.0% | 1992 | $737 | 12.4% | 78.2% | 9.1% |
| ZIP 40437 | 2.41 | 44.2 | 15.2% | 14.1% | 12.1% | 1992 | $755 | 19.7% | 84.5% | 7.8% |
| ZIP 40409 | 2.53 | 43.0 | 10.9% | 27.5% | 12.4% | 1991 | $718 | 15.6% | 88.2% | 3.9% |
| ZIP 42516 | 2.29 | 43.6 | 1.6% | 4.7% | 11.1% | 1988 | $679 | 10.2% | 70.3% | 8.7% |
| ZIP 40456 | 2.31 | 45.4 | 9.6% | 26.5% | 10.4% | 1987 | $705 | 15.8% | 83.3% | 4.7% |
All figures 2020–24.
Zip codes with similar populations: 20057, DC · 05255, VT · 06420, CT · 04079, ME · 04055, ME · 07457, NJ · 03840, NH · 03741, NH · 54474, WI · 49868, MI
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40489. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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