40823, KY Demographics

Population 4,027 · Census ACS 2020–24

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40823, KY map of median age by neighborhood
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Population and households in ZIP 40823

Household size in ZIP 40823

Household size, people per household
PeriodZIP 40823KentuckyU.S.
2006–102.442.512.68
2010–142.282.532.73
2015–192.162.522.71
2020–242.462.512.65
Change+0.02−0.00−0.03
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The average household in ZIP 40823 has 2.46 people, under the U.S. average of 2.65. The picture is much the same across Kentucky.

Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).

Median age in ZIP 40823

Median age, years
PeriodZIP 40823KentuckyU.S.
2006–1044.438.537.7
2010–1445.639.338.6
2015–1942.640.039.6
2020–2436.339.940.1
Change−8.1+1.5+2.3
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The median resident of ZIP 40823 is 36.3 years old, a few years younger than the national median of 40.1. The median age has dropped from 44.4 in 2006–10, but in a place this small, much of that may be survey noise rather than real change.

Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).

Single-parent households in ZIP 40823

Single-parent households, % of households
PeriodZIP 40823KentuckyU.S.
2006–1014.9%11.7%12.3%
2010–1411.6%11.9%12.3%
2015–1914.0%11.8%11.6%
2020–2413.0%11.9%11.6%
Change−1.8 pts+0.2 pts−0.6 pts
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Single parents head about one in eight households in ZIP 40823 (13.0%), a bit above the national share of 11.6%.

Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).

Housing in ZIP 40823

Renters in ZIP 40823

Renters, % of occupied homes
PeriodZIP 40823KentuckyU.S.
2006–1029.7%30.1%33.3%
2010–1431.5%32.3%35.6%
2015–1941.1%32.8%36.0%
2020–2442.0%31.7%34.8%
Change+12.3 pts+1.5 pts+1.5 pts
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Renting is more common in ZIP 40823 than nationally: 42.0% of households rent their homes, against 34.8% for the U.S. Among homeowners, 76.8% have no mortgage at all, well above the national share of 39.8%.

Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).

Vacant homes in ZIP 40823

Vacant homes, % of all homes
PeriodZIP 40823KentuckyU.S.
2006–1031.5%12.2%11.4%
2010–1421.5%11.9%11.4%
2015–1919.9%12.3%11.1%
2020–2420.9%10.6%9.6%
Change−10.6 pts−1.6 pts−1.8 pts
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Vacant homes make up 20.9% of the housing in ZIP 40823, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.

Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).

Age of homes in ZIP 40823

Age of homes, median year built
PeriodZIP 40823KentuckyU.S.
2006–10196419771974
2010–14196119791975
2015–19196319801977
2020–24197319821980
Change+10+5+6
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Housing in ZIP 40823 leans older: the median home dates to 1973, against 1980 nationally.

Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).

Rent in ZIP 40823

Rent, per month
PeriodZIP 40823KentuckyU.S.
2006–10$335$657$965
2010–14$416$728$1,040
2015–19$421$814$1,213
2020–24$685$1,024$1,571
Change+$351+$367+$606
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Rent in ZIP 40823 runs $685 a month at the median, utilities included, well below the U.S. median of $1,571. The typical renter here spends 31.4% of household income on rent, just over the 30% mark often used to define affordable rent.

Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).

Education in ZIP 40823

Bachelor's degrees in ZIP 40823

Bachelor's degrees, % of adults 25+
PeriodZIP 40823KentuckyU.S.
2006–109.4%21.3%28.4%
2010–149.3%22.5%29.6%
2015–1913.9%24.5%32.1%
2020–2417.6%27.6%35.6%
Change+8.2 pts+6.2 pts+7.2 pts
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Fewer adults in ZIP 40823 have a four-year degree than in the country as a whole: 17.6%, against 35.6% nationally.

Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

High school graduates in ZIP 40823

High school graduates, % of adults 25+
PeriodZIP 40823KentuckyU.S.
2006–1066.5%81.7%84.9%
2010–1472.1%83.9%86.1%
2015–1972.8%86.4%87.7%
2020–2481.5%88.8%89.3%
Change+15.0 pts+7.2 pts+4.3 pts
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Nearly one in five adults in ZIP 40823 never finished high school, well above the national share: only 81.5% have a diploma or equivalent, against 89.3% nationally.

High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

Jobs in ZIP 40823

Unemployment, % of the labor force
PeriodZIP 40823KentuckyU.S.
2006–108.7%8.4%8.1%
2010–148.5%9.5%9.4%
2015–1917.5%5.8%5.6%
2020–2415.7%5.1%5.4%
Change+7.0 pts−3.3 pts−2.7 pts
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Unemployment in ZIP 40823 runs well above the national rate: 15.7% of the labor force was out of work and looking, against 5.4%. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.

Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).

ZIP 40823 compared with nearby ZIP codes

ZIP codeHousehold sizeMedian ageSingle parentsRentersVacant homesMedian year builtMedian rentBachelor's degreeHigh school diplomaUnemployment
ZIP 408232.4636.313.0%42.0%20.9%1973$68517.6%81.5%15.7%
ZIP 408072.2842.06.1%19.4%12.1%1938$69517.4%78.2%8.4%
ZIP 418332.4847.712.9%30.2%32.2%1980$41717.5%78.9%1.4%
ZIP 408552.6843.710.4%33.0%36.3%1938$88210.6%84.7%3.6%
ZIP 418192.3553.418.3%21.1%24.9%1977$44315.3%84.8%2.2%
ZIP 409272.2846.116.2%29.8%30.2%1966$65312.7%76.7%8.6%
ZIP 408432.2846.116.2%29.8%30.2%1966$65312.7%76.7%8.6%
ZIP 408622.6847.113.7%22.7%18.1%1977$6388.8%80.9%11.4%
ZIP 417352.7640.82.9%20.5%20.5%1988$9231.1%76.4%11.5%
ZIP 418212.8139.42.5%32.1%27.8%1977$41718.5%74.1%10.0%
ZIP 408702.4751.219.3%0.8%5.1%1984$67812.1%91.8%21.5%

All figures 2020–24.

Zip codes with similar populations: 95546, CA · 87528, NM · 78383, TX · 08327, NJ · 54738, WI · 74058, OK · 74538, OK · 30205, GA · 74653, OK · 21756, MD

About these numbers

Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40823. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.

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