40828, KY Demographics

Population 3,894 · Census ACS 2020–24

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40828, KY map of median age by neighborhood
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Population and households in ZIP 40828

Household size in ZIP 40828

Household size, people per household
PeriodZIP 40828KentuckyU.S.
2006–102.742.512.68
2010–142.572.532.73
2015–192.542.522.71
2020–242.402.512.65
Change−0.33−0.00−0.03
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The average household in ZIP 40828 has 2.40 people, under the U.S. average of 2.65. Since 2006–10, household size has dropped from 2.74, but in a place this small, much of that may be survey noise rather than real change.

Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).

Median age in ZIP 40828

Median age, years
PeriodZIP 40828KentuckyU.S.
2006–1040.338.537.7
2010–1437.239.338.6
2015–1939.040.039.6
2020–2439.439.940.1
Change−0.9+1.5+2.3
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Half of the people in ZIP 40828 are younger than 39.4 and half are older, close to the national median of 40.1.

Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).

Single-parent households in ZIP 40828

Single-parent households, % of households
PeriodZIP 40828KentuckyU.S.
2006–1013.6%11.7%12.3%
2010–1413.4%11.9%12.3%
2015–1911.7%11.8%11.6%
2020–2412.6%11.9%11.6%
Change−1.0 pts+0.2 pts−0.6 pts
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Single-parent households are about as common in ZIP 40828 as they are nationally: 12.6%, against 11.6%.

Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).

Housing in ZIP 40828

Renters in ZIP 40828

Renters, % of occupied homes
PeriodZIP 40828KentuckyU.S.
2006–1023.4%30.1%33.3%
2010–1431.8%32.3%35.6%
2015–1921.8%32.8%36.0%
2020–2424.7%31.7%34.8%
Change+1.3 pts+1.5 pts+1.5 pts
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ZIP 40828 is largely a place of homeowners: only 24.7% of households rent, far below the national share of 34.8%. Owner-heavy areas like this tend to see less turnover. About two-thirds of owners (67.8%) have paid off their mortgages, well above the national share of 39.8%.

Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).

Vacant homes in ZIP 40828

Vacant homes, % of all homes
PeriodZIP 40828KentuckyU.S.
2006–1024.1%12.2%11.4%
2010–1418.4%11.9%11.4%
2015–1914.5%12.3%11.1%
2020–2414.0%10.6%9.6%
Change−10.2 pts−1.6 pts−1.8 pts
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Vacancy is high in ZIP 40828: 14.0% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.

Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).

Age of homes in ZIP 40828

Age of homes, median year built
PeriodZIP 40828KentuckyU.S.
2006–10197719771974
2010–14196719791975
2015–19197119801977
2020–24197119821980
Change−6+5+6
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ZIP 40828 is a place of older homes: half were built before 1971, while the national median is 1980. That means established neighborhoods, and more houses that may need updating.

Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).

Rent in ZIP 40828

Rent, per month
PeriodZIP 40828KentuckyU.S.
2006–10$422$657$965
2010–14$412$728$1,040
2015–19$611$814$1,213
2020–24$821$1,024$1,571
Change+$399+$367+$606
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The median renter in ZIP 40828 pays $821 a month for rent and utilities, well below the national median of $1,571. Rent takes 28.9% of the typical renter's income, just under the 30% mark often used to define affordable rent.

Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).

Education in ZIP 40828

Bachelor's degrees in ZIP 40828

Bachelor's degrees, % of adults 25+
PeriodZIP 40828KentuckyU.S.
2006–105.8%21.3%28.4%
2010–145.8%22.5%29.6%
2015–197.3%24.5%32.1%
2020–248.7%27.6%35.6%
Change+2.9 pts+6.2 pts+7.2 pts
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College degrees are relatively uncommon in ZIP 40828: 8.7% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%.

Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

High school graduates in ZIP 40828

High school graduates, % of adults 25+
PeriodZIP 40828KentuckyU.S.
2006–1066.5%81.7%84.9%
2010–1466.7%83.9%86.1%
2015–1969.6%86.4%87.7%
2020–2479.1%88.8%89.3%
Change+12.6 pts+7.2 pts+4.3 pts
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Just over one in five adults in ZIP 40828 never finished high school, well above the national share: only 79.1% have a diploma or equivalent, against 89.3% nationally.

High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

Jobs in ZIP 40828

Unemployment, % of the labor force
PeriodZIP 40828KentuckyU.S.
2006–1013.2%8.4%8.1%
2010–1415.3%9.5%9.4%
2015–1913.6%5.8%5.6%
2020–246.6%5.1%5.4%
Change−6.6 pts−3.3 pts−2.7 pts
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Unemployment runs a little high in ZIP 40828: 6.6% of the labor force was out of work and looking, against 5.4% nationally. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.

Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).

ZIP 40828 compared with nearby ZIP codes

ZIP codeHousehold sizeMedian ageSingle parentsRentersVacant homesMedian year builtMedian rentBachelor's degreeHigh school diplomaUnemployment
ZIP 408282.4039.412.6%24.7%14.0%1971$8218.7%79.1%6.6%
ZIP 408472.3348.916.1%0.0%7.8%1961$7131.6%73.1%8.7%
ZIP 408492.0341.010.2%35.5%24.1%1975$1,0694.5%89.0%0.0%
ZIP 408012.2735.58.4%37.3%9.4%1991$7405.3%68.3%24.9%
ZIP 408652.3849.511.5%10.2%6.7%1979$6587.0%80.0%1.3%
ZIP 408702.4751.219.3%0.8%5.1%1984$67812.1%91.8%21.5%
ZIP 408201.6367.78.0%0.0%47.3%1986$67814.6%79.0%0.0%
ZIP 408182.2740.46.2%14.2%12.9%1983$67834.1%83.3%4.8%
ZIP 408152.1644.66.4%11.5%16.5%1983$68431.0%83.1%4.0%
ZIP 409272.2846.116.2%29.8%30.2%1966$65312.7%76.7%8.6%
ZIP 242823.2637.612.8%12.0%11.7%1953$1,2034.8%68.8%5.5%

All figures 2020–24.

Zip codes with similar populations: 15461, PA · 13833, NY · 98937, WA · 71001, LA · 16159, PA · 71433, LA · 07702, NJ · 14772, NY · 07856, NJ · 53574, WI

About these numbers

Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40828. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.

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