Population 130 · Census ACS 2020–24
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Population and households in ZIP 40964
Household size in ZIP 40964
| Period | ZIP 40964 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 2.85 | 2.51 | 2.68 |
| 2010–14 | 3.04 | 2.53 | 2.73 |
| 2015–19 | 2.00 | 2.52 | 2.71 |
| 2020–24 | 1.92 | 2.51 | 2.65 |
| Change | −0.93 | −0.00 | −0.03 |
ZIP 40964 is a place of small households, averaging 1.92 people against 2.65 for the U.S., which points to many singles, couples and roommates and relatively few children. Household size has dropped from 2.85 in 2006–10, but in a place this small, survey estimates can swing a lot from one release to the next.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 40964
| Period | ZIP 40964 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 31.9 | 38.5 | 37.7 |
| 2010–14 | 38.4 | 39.3 | 38.6 |
| 2015–19 | 41.7 | 40.0 | 39.6 |
| 2020–24 | 56.3 | 39.9 | 40.1 |
| Change | +24.4 | +1.5 | +2.3 |
With a median age of 56.3, ZIP 40964 is noticeably older than the country as a whole (40.1), an age mix that tilts toward empty nesters and retirees.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 40964
| Period | ZIP 40964 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 15.7% | 11.7% | 12.3% |
| 2010–14 | 5.2% | 11.9% | 12.3% |
| 2015–19 | 14.1% | 11.8% | 11.6% |
| 2020–24 | 12.0% | 11.9% | 11.6% |
| Change | −3.7 pts | +0.2 pts | −0.6 pts |
Single parents head about one in eight households in ZIP 40964 (12.0%), close to the national share of 11.6%.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 40964
Renters in ZIP 40964
| Period | ZIP 40964 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 46.5% | 30.1% | 33.3% |
| 2010–14 | 34.8% | 32.3% | 35.6% |
| 2015–19 | 35.5% | 32.8% | 36.0% |
| 2020–24 | 26.6% | 31.7% | 34.8% |
| Change | −19.9 pts | +1.5 pts | +1.5 pts |
Just over a quarter of households in ZIP 40964 rent their homes (26.6%), below the national share of 34.8%; the rest own. Among homeowners, 77.8% have no mortgage at all, well above the national share of 39.8%.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 40964
| Period | ZIP 40964 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 23.6% | 12.2% | 11.4% |
| 2010–14 | 9.9% | 11.9% | 11.4% |
| 2015–19 | 20.1% | 12.3% | 11.1% |
| 2020–24 | 20.8% | 10.6% | 9.6% |
| Change | −2.8 pts | −1.6 pts | −1.8 pts |
Vacant homes make up 20.8% of the housing in ZIP 40964, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 40964
| Period | ZIP 40964 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 1975 | 1977 | 1974 |
| 2010–14 | 1972 | 1979 | 1975 |
| 2015–19 | 1987 | 1980 | 1977 |
| 2020–24 | 1980 | 1982 | 1980 |
| Change | +5 | +5 | +6 |
Homes in ZIP 40964 are the same age as the nation's housing: the median home was built in 1980.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 40964
| Period | ZIP 40964 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | $434 | $657 | $965 |
| 2010–14 | $435 | $728 | $1,040 |
| 2015–19 | $888 | $814 | $1,213 |
| 2020–24 | $841 | $1,024 | $1,571 |
| Change | +$407 | +$367 | +$606 |
The median renter in ZIP 40964 pays $841 a month for rent and utilities, well below the national median of $1,571. The typical renter here spends 51.0% of household income on rent, well over the 30% mark often used to define affordable rent, so many renters here are stretched.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 40964
Bachelor's degrees in ZIP 40964
| Period | ZIP 40964 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 19.2% | 21.3% | 28.4% |
| 2010–14 | 5.9% | 22.5% | 29.6% |
| 2015–19 | 9.4% | 24.5% | 32.1% |
| 2020–24 | 6.6% | 27.6% | 35.6% |
| Change | −12.7 pts | +6.2 pts | +7.2 pts |
College degrees are relatively uncommon in ZIP 40964: 6.6% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 40964
| Period | ZIP 40964 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 77.2% | 81.7% | 84.9% |
| 2010–14 | 69.0% | 83.9% | 86.1% |
| 2015–19 | 62.2% | 86.4% | 87.7% |
| 2020–24 | 57.5% | 88.8% | 89.3% |
| Change | −19.7 pts | +7.2 pts | +4.3 pts |
Just over four in ten adults in ZIP 40964 never finished high school, well above the national share: only 57.5% have a diploma or equivalent, against 89.3% nationally.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 40964
| Period | ZIP 40964 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 13.0% | 8.4% | 8.1% |
| 2010–14 | 17.8% | 9.5% | 9.4% |
| 2015–19 | 42.6% | 5.8% | 5.6% |
| 2020–24 | 2.6% | 5.1% | 5.4% |
| Change | −10.3 pts | −3.3 pts | −2.7 pts |
Unemployment in ZIP 40964 has been low: just 2.6% of the labor force was out of work and looking, well below the national rate of 5.4%. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 40964 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 40964 | 1.92 | 56.3 | 12.0% | 26.6% | 20.8% | 1980 | $841 | 6.6% | 57.5% | 2.6% |
| ZIP 40830 | 1.92 | 56.3 | 12.0% | 26.6% | 20.8% | 1980 | $841 | 6.6% | 57.5% | 2.6% |
| ZIP 40829 | 2.01 | 53.0 | 12.2% | 36.4% | 14.3% | 1979 | $719 | 11.2% | 66.6% | 3.4% |
| ZIP 40831 | 2.16 | 42.7 | 13.8% | 39.9% | 11.5% | 1976 | $619 | 19.4% | 80.1% | 10.1% |
| ZIP 40818 | 2.27 | 40.4 | 6.2% | 14.2% | 12.9% | 1983 | $678 | 34.1% | 83.3% | 4.8% |
| ZIP 40824 | 3.32 | 21.3 | 32.5% | 35.1% | 20.8% | 1987 | $665 | 4.1% | 82.6% | 0.2% |
| ZIP 40873 | 2.64 | 37.1 | 21.6% | 24.4% | 18.5% | 1984 | $823 | 5.3% | 84.0% | 19.8% |
| ZIP 40854 | 2.23 | 42.1 | 6.4% | 27.2% | 30.8% | 1977 | $747 | 15.1% | 90.4% | 12.2% |
| ZIP 40815 | 2.16 | 44.6 | 6.4% | 11.5% | 16.5% | 1983 | $684 | 31.0% | 83.1% | 4.0% |
| ZIP 40806 | 2.38 | 40.7 | 10.2% | 24.6% | 17.5% | 1975 | $705 | 14.6% | 88.3% | 5.0% |
| ZIP 40801 | 2.27 | 35.5 | 8.4% | 37.3% | 9.4% | 1991 | $740 | 5.3% | 68.3% | 24.9% |
All figures 2020–24.
Zip codes with similar populations: 73556, OK · 58549, ND · 58627, ND · 00951, PR · 58737, ND · 58844, ND · 58856, ND · 59010, MT · 59033, MT · 59052, MT
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40964. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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