Population 1,285 · Census ACS 2020–24
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Population and households in ZIP 40972
Household size in ZIP 40972
| Period | ZIP 40972 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 2.55 | 2.51 | 2.68 |
| 2010–14 | 2.25 | 2.53 | 2.73 |
| 2015–19 | 2.63 | 2.52 | 2.71 |
| 2020–24 | 2.52 | 2.51 | 2.65 |
| Change | −0.03 | −0.00 | −0.03 |
Households in ZIP 40972 run a little small, averaging 2.52 people against 2.65 nationally, which usually means more singles and couples and fewer children. The picture is much the same across Kentucky.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 40972
| Period | ZIP 40972 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 48.6 | 38.5 | 37.7 |
| 2010–14 | 43.7 | 39.3 | 38.6 |
| 2015–19 | 37.0 | 40.0 | 39.6 |
| 2020–24 | 37.5 | 39.9 | 40.1 |
| Change | −11.2 | +1.5 | +2.3 |
ZIP 40972 is a little younger than the country as a whole: its median age is 37.5, against 40.1 nationally. The median age has dropped from 48.6 in 2006–10, but in a place this small, much of that may be survey noise rather than real change.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 40972
| Period | ZIP 40972 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 9.8% | 11.7% | 12.3% |
| 2010–14 | 4.7% | 11.9% | 12.3% |
| 2015–19 | 12.2% | 11.8% | 11.6% |
| 2020–24 | 18.6% | 11.9% | 11.6% |
| Change | +8.8 pts | +0.2 pts | −0.6 pts |
Single parents head nearly one in five households in ZIP 40972 (18.6%), well above the national share of 11.6%.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 40972
Renters in ZIP 40972
| Period | ZIP 40972 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 22.3% | 30.1% | 33.3% |
| 2010–14 | 20.9% | 32.3% | 35.6% |
| 2015–19 | 31.4% | 32.8% | 36.0% |
| 2020–24 | 10.6% | 31.7% | 34.8% |
| Change | −11.7 pts | +1.5 pts | +1.5 pts |
ZIP 40972 is overwhelmingly a place of homeowners: only 10.6% of households rent, far below the national share of 34.8%. Owner-heavy areas like this tend to see less turnover. About eight in ten owners (78.9%) have paid off their mortgages, well above the national share of 39.8%.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 40972
| Period | ZIP 40972 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 34.4% | 12.2% | 11.4% |
| 2010–14 | 10.5% | 11.9% | 11.4% |
| 2015–19 | 19.2% | 12.3% | 11.1% |
| 2020–24 | 22.7% | 10.6% | 9.6% |
| Change | −11.7 pts | −1.6 pts | −1.8 pts |
Vacant homes make up 22.7% of the housing in ZIP 40972, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 40972
| Period | ZIP 40972 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 1981 | 1977 | 1974 |
| 2010–14 | 1985 | 1979 | 1975 |
| 2015–19 | 1986 | 1980 | 1977 |
| 2020–24 | 1986 | 1982 | 1980 |
| Change | +5 | +5 | +6 |
The housing in ZIP 40972 is younger than the country's: half of it was built after 1986, against 1980 nationally. That is in line with the rest of Kentucky.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 40972
| Period | ZIP 40972 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | $431 | $657 | $965 |
| 2010–14 | $461 | $728 | $1,040 |
| 2015–19 | $593 | $814 | $1,213 |
| 2020–24 | $799 | $1,024 | $1,571 |
| Change | +$368 | +$367 | +$606 |
The median renter in ZIP 40972 pays $799 a month for rent and utilities, well below the national median of $1,571. Rent takes 35.3% of the typical renter's income, well over the 30% mark often used to define affordable rent, so many renters here are stretched.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 40972
Bachelor's degrees in ZIP 40972
| Period | ZIP 40972 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 7.5% | 21.3% | 28.4% |
| 2010–14 | 7.3% | 22.5% | 29.6% |
| 2015–19 | 12.1% | 24.5% | 32.1% |
| 2020–24 | 8.8% | 27.6% | 35.6% |
| Change | +1.2 pts | +6.2 pts | +7.2 pts |
College degrees are relatively uncommon in ZIP 40972: 8.8% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 40972
| Period | ZIP 40972 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 54.3% | 81.7% | 84.9% |
| 2010–14 | 60.4% | 83.9% | 86.1% |
| 2015–19 | 65.2% | 86.4% | 87.7% |
| 2020–24 | 75.6% | 88.8% | 89.3% |
| Change | +21.3 pts | +7.2 pts | +4.3 pts |
About a quarter of adults in ZIP 40972 never finished high school, well above the national share: only 75.6% have a diploma or equivalent, against 89.3% nationally.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 40972
| Period | ZIP 40972 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 23.5% | 8.4% | 8.1% |
| 2010–14 | 14.6% | 9.5% | 9.4% |
| 2015–19 | 5.8% | 5.8% | 5.6% |
| 2020–24 | 7.1% | 5.1% | 5.4% |
| Change | −16.3 pts | −3.3 pts | −2.7 pts |
Unemployment runs high in ZIP 40972: 7.1% of the labor force was out of work and looking, against 5.4% nationally. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 40972 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 40972 | 2.52 | 37.5 | 18.6% | 10.6% | 22.7% | 1986 | $799 | 8.8% | 75.6% | 7.1% |
| ZIP 41762 | 1.94 | 41.5 | 8.0% | 18.4% | 10.8% | 1985 | $592 | 17.9% | 72.1% | 0.0% |
| ZIP 41714 | 2.54 | 40.4 | 16.8% | 11.0% | 5.6% | 1978 | $489 | 11.3% | 81.2% | 0.0% |
| ZIP 41721 | 2.57 | 35.5 | 3.7% | 15.4% | 16.6% | 1979 | $658 | 12.0% | 86.3% | 1.5% |
| ZIP 40914 | 2.65 | 39.5 | 25.4% | 11.6% | 20.7% | 1989 | $905 | 6.5% | 64.9% | 5.1% |
| ZIP 41364 | 2.40 | 49.6 | 8.7% | 0.0% | 14.0% | 1992 | $424 | 20.8% | 66.1% | 20.8% |
| ZIP 40962 | 2.55 | 40.6 | 17.8% | 24.9% | 15.0% | 1991 | $783 | 17.3% | 75.0% | 8.6% |
| ZIP 41766 | 1.94 | 41.5 | 8.0% | 18.4% | 10.8% | 1985 | $592 | 17.9% | 72.1% | 0.0% |
| ZIP 40983 | 2.86 | 42.5 | 24.2% | 24.3% | 19.3% | 1993 | $645 | 11.6% | 68.2% | 11.7% |
| ZIP 40941 | 2.59 | 40.4 | 15.8% | 43.1% | 9.3% | 1985 | $769 | 18.7% | 67.1% | 9.6% |
| ZIP 41745 | 2.59 | 33.8 | 2.7% | 16.7% | 16.1% | 1977 | $678 | 11.3% | 87.9% | 0.0% |
All figures 2020–24.
Zip codes with similar populations: 03230, NH · 04421, ME · 04479, ME · 04969, ME · 97375, OR · 06282, CT · 06778, CT · 10505, NY · 63091, MO · 59486, MT
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40972. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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