Population 5,517 · Census ACS 2020–24
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Population and households in ZIP 42038
Household size in ZIP 42038
| Period | ZIP 42038 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 2.05 | 2.51 | 2.68 |
| 2010–14 | 2.18 | 2.53 | 2.73 |
| 2015–19 | 2.10 | 2.52 | 2.71 |
| 2020–24 | 2.13 | 2.51 | 2.65 |
| Change | +0.08 | −0.00 | −0.03 |
ZIP 42038 is a place of small households, averaging 2.13 people against 2.65 for the U.S., which points to many singles, couples and roommates and relatively few children. Household size has crept up from 2.05 in 2006–10, even as the national average fell. Of the 203 Kentucky ZIP codes with 5,000+ people, only 11 have smaller households.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 42038
| Period | ZIP 42038 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 46.8 | 38.5 | 37.7 |
| 2010–14 | 46.2 | 39.3 | 38.6 |
| 2015–19 | 47.9 | 40.0 | 39.6 |
| 2020–24 | 46.3 | 39.9 | 40.1 |
| Change | −0.6 | +1.5 | +2.3 |
ZIP 42038 skews older: half of its residents are older than 46.3, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families. Since 2006–10, the median age has edged down from 46.8, even as the national median rose. Only five of the 203 Kentucky ZIP codes with 5,000+ people are older.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 42038
| Period | ZIP 42038 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 9.9% | 11.7% | 12.3% |
| 2010–14 | 7.1% | 11.9% | 12.3% |
| 2015–19 | 7.8% | 11.8% | 11.6% |
| 2020–24 | 6.5% | 11.9% | 11.6% |
| Change | −3.4 pts | +0.2 pts | −0.6 pts |
Single parents head only 6.5% of households in ZIP 42038, well below the national share of 11.6%. Since 2006–10, the single-parent share has fallen 3.4 points, a much bigger shift than nationally. Of the 203 Kentucky ZIP codes with 5,000+ people, only 19 have a lower share of single-parent households.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 42038
Renters in ZIP 42038
| Period | ZIP 42038 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 20.0% | 30.1% | 33.3% |
| 2010–14 | 18.9% | 32.3% | 35.6% |
| 2015–19 | 26.0% | 32.8% | 36.0% |
| 2020–24 | 18.1% | 31.7% | 34.8% |
| Change | −1.9 pts | +1.5 pts | +1.5 pts |
Only 18.1% of households in ZIP 42038 rent their homes, far below the national share of 34.8%, so most residents are owners who tend to stay put. More than four in ten owners (43.3%) have paid off their mortgages, above the national share of 39.8%. Rentals cluster in the north; owners are most common in the southeast. The renter share has fallen 1.9 points since 2006–10, even as the national share rose.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 42038
| Period | ZIP 42038 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 31.1% | 12.2% | 11.4% |
| 2010–14 | 25.8% | 11.9% | 11.4% |
| 2015–19 | 31.5% | 12.3% | 11.1% |
| 2020–24 | 28.5% | 10.6% | 9.6% |
| Change | −2.6 pts | −1.6 pts | −1.8 pts |
Vacant homes make up 28.5% of the housing in ZIP 42038, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand. ZIP 42038 has the highest vacancy rate of any Kentucky ZIP code with 5,000+ people.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 42038
| Period | ZIP 42038 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 1982 | 1977 | 1974 |
| 2010–14 | 1984 | 1979 | 1975 |
| 2015–19 | 1987 | 1980 | 1977 |
| 2020–24 | 1986 | 1982 | 1980 |
| Change | +4 | +5 | +6 |
The housing in ZIP 42038 is younger than the country's: half of it was built after 1986, against 1980 nationally. That is in line with the rest of Kentucky. The median year built has moved up from 1982 in 2006–10, a sign of steady new building.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 42038
| Period | ZIP 42038 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | $553 | $657 | $965 |
| 2010–14 | $463 | $728 | $1,040 |
| 2015–19 | $692 | $814 | $1,213 |
| 2020–24 | $935 | $1,024 | $1,571 |
| Change | +$382 | +$367 | +$606 |
The median renter in ZIP 42038 pays $935 a month for rent and utilities, well below the national median of $1,571. Rents are up $382 a month from 2006–10, a 69% jump, faster than rents rose nationally. The typical renter here spends 31.6% of household income on rent, just over the 30% mark often used to define affordable rent. Renters on a budget will find the lowest rents in the west; the highest are in the southeast.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 42038
Bachelor's degrees in ZIP 42038
| Period | ZIP 42038 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 11.8% | 21.3% | 28.4% |
| 2010–14 | 10.1% | 22.5% | 29.6% |
| 2015–19 | 16.3% | 24.5% | 32.1% |
| 2020–24 | 16.8% | 27.6% | 35.6% |
| Change | +5.0 pts | +6.2 pts | +7.2 pts |
Fewer adults in ZIP 42038 have a four-year degree than in the country as a whole: 16.8%, against 35.6% nationally. Since 2006–10, the share with a degree has risen 5.0 points, as it has nationally. College graduates are most concentrated in the east and least in the northwest.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 42038
| Period | ZIP 42038 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 80.2% | 81.7% | 84.9% |
| 2010–14 | 85.7% | 83.9% | 86.1% |
| 2015–19 | 86.7% | 86.4% | 87.7% |
| 2020–24 | 87.9% | 88.8% | 89.3% |
| Change | +7.7 pts | +7.2 pts | +4.3 pts |
About as many adults in ZIP 42038 have finished high school as nationally: 87.9%, against 89.3%. The share with a diploma has risen 7.7 points since 2006–10, mirroring the country.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 42038
| Period | ZIP 42038 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 6.6% | 8.4% | 8.1% |
| 2010–14 | 8.1% | 9.5% | 9.4% |
| 2015–19 | 2.2% | 5.8% | 5.6% |
| 2020–24 | 2.9% | 5.1% | 5.4% |
| Change | −3.8 pts | −3.3 pts | −2.7 pts |
Unemployment in ZIP 42038 has been low: just 2.9% of the labor force was out of work and looking, well below the national rate of 5.4%. Unemployment is down 3.8 points from 2006–10, in line with the national trend. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 42038 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 42038 | 2.13 | 46.3 | 6.5% | 18.1% | 28.5% | 1986 | $935 | 16.8% | 87.9% | 2.9% |
| ZIP 42055 | 2.27 | 52.2 | 2.0% | 15.5% | 27.6% | 1990 | $1,094 | 15.9% | 93.4% | 3.5% |
| ZIP 42411 | 2.39 | 41.8 | 8.7% | 22.3% | 12.3% | 1980 | $844 | 16.9% | 87.5% | 2.9% |
| ZIP 42037 | 1.70 | 60.2 | 8.4% | 26.3% | 16.7% | 1974 | $1,022 | 12.7% | 76.5% | 13.9% |
| ZIP 42445 | 2.46 | 44.0 | 13.9% | 33.5% | 17.9% | 1972 | $778 | 17.2% | 90.2% | 3.7% |
| ZIP 42045 | 2.34 | 47.2 | 4.1% | 28.9% | 23.7% | 1986 | $844 | 14.0% | 92.7% | 3.3% |
| ZIP 42044 | 2.43 | 49.3 | 8.1% | 11.3% | 35.7% | 1988 | $917 | 21.9% | 94.3% | 4.6% |
| ZIP 42083 | 2.40 | 48.6 | 5.8% | 6.8% | 18.0% | 1992 | $844 | 13.4% | 87.8% | 4.2% |
| ZIP 42029 | 2.31 | 42.1 | 16.1% | 30.6% | 13.4% | 1978 | $967 | 23.2% | 90.6% | 3.5% |
| ZIP 42081 | 2.46 | 49.0 | 9.2% | 12.9% | 19.3% | 1981 | $792 | 15.4% | 92.5% | 2.2% |
| ZIP 42215 | 2.66 | 43.9 | 4.6% | 23.8% | 13.8% | 1989 | $924 | 19.0% | 85.4% | 0.9% |
All figures 2020–24.
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About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 42038. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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