Population 16,441 · Census ACS 2020–24
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Population and households in ZIP 42728
Household size in ZIP 42728
| Period | ZIP 42728 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 2.35 | 2.51 | 2.68 |
| 2010–14 | 2.47 | 2.53 | 2.73 |
| 2015–19 | 2.51 | 2.52 | 2.71 |
| 2020–24 | 2.50 | 2.51 | 2.65 |
| Change | +0.15 | −0.00 | −0.03 |
Households in ZIP 42728 run a little small, averaging 2.50 people against 2.65 nationally, which usually means more singles and couples and fewer children. Since 2006–10, household size has climbed from 2.35, even as the national average fell. The biggest households, usually families with children, are concentrated in the east.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 42728
| Period | ZIP 42728 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 38.9 | 38.5 | 37.7 |
| 2010–14 | 39.2 | 39.3 | 38.6 |
| 2015–19 | 42.6 | 40.0 | 39.6 |
| 2020–24 | 39.6 | 39.9 | 40.1 |
| Change | +0.7 | +1.5 | +2.3 |
At 39.6, the median age in ZIP 42728 is close to the national median of 40.1, so its age mix looks much like the country's. The median age has crept up from 38.9 in 2006–10, a smaller shift than nationally. Residents skew youngest in the center and oldest in the northwest.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 42728
| Period | ZIP 42728 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 11.3% | 11.7% | 12.3% |
| 2010–14 | 7.4% | 11.9% | 12.3% |
| 2015–19 | 8.5% | 11.8% | 11.6% |
| 2020–24 | 8.4% | 11.9% | 11.6% |
| Change | −2.8 pts | +0.2 pts | −0.6 pts |
Single parents head only 8.4% of households in ZIP 42728, well below the national share of 11.6%. Since 2006–10, the single-parent share has fallen 2.8 points, a much bigger shift than nationally.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 42728
Renters in ZIP 42728
| Period | ZIP 42728 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 26.8% | 30.1% | 33.3% |
| 2010–14 | 27.4% | 32.3% | 35.6% |
| 2015–19 | 26.0% | 32.8% | 36.0% |
| 2020–24 | 24.3% | 31.7% | 34.8% |
| Change | −2.6 pts | +1.5 pts | +1.5 pts |
ZIP 42728 is largely a place of homeowners: only 24.3% of households rent, far below the national share of 34.8%. Owner-heavy areas like this tend to see less turnover. Nearly six in ten owners (57.1%) have paid off their mortgages, well above the national share of 39.8%. The renter share has fallen 2.6 points since 2006–10, even as the national share rose.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 42728
| Period | ZIP 42728 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 14.5% | 12.2% | 11.4% |
| 2010–14 | 16.4% | 11.9% | 11.4% |
| 2015–19 | 18.5% | 12.3% | 11.1% |
| 2020–24 | 16.5% | 10.6% | 9.6% |
| Change | +1.9 pts | −1.6 pts | −1.8 pts |
Vacancy is high in ZIP 42728: 16.5% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand. Vacancy has risen 1.9 points since 2006–10, even as the national rate fell.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 42728
| Period | ZIP 42728 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 1976 | 1977 | 1974 |
| 2010–14 | 1979 | 1979 | 1975 |
| 2015–19 | 1982 | 1980 | 1977 |
| 2020–24 | 1983 | 1982 | 1980 |
| Change | +7 | +5 | +6 |
Homes in ZIP 42728 are about the same age as the nation's housing: the median home was built in 1983, versus 1980 nationally. The median year built has moved up from 1976 in 2006–10, a sign of steady new building. Newer construction is concentrated in the south, while the west has the oldest housing.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 42728
| Period | ZIP 42728 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | $475 | $657 | $965 |
| 2010–14 | $535 | $728 | $1,040 |
| 2015–19 | $590 | $814 | $1,213 |
| 2020–24 | $795 | $1,024 | $1,571 |
| Change | +$320 | +$367 | +$606 |
The median renter in ZIP 42728 pays $795 a month for rent and utilities, well below the national median of $1,571. Rents are up $320 a month from 2006–10, a 67% jump, faster than rents rose nationally. The typical renter here spends 29.7% of household income on rent, just under the 30% mark often used to define affordable rent, and a smaller share than renters pay nationally. Renters on a budget will find the lowest rents in the southwest; the highest are in the east.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 42728
Bachelor's degrees in ZIP 42728
| Period | ZIP 42728 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 15.2% | 21.3% | 28.4% |
| 2010–14 | 16.7% | 22.5% | 29.6% |
| 2015–19 | 18.3% | 24.5% | 32.1% |
| 2020–24 | 24.3% | 27.6% | 35.6% |
| Change | +9.2 pts | +6.2 pts | +7.2 pts |
College degrees are relatively uncommon in ZIP 42728: 24.3% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%. The share with a degree is up 9.2 points from 2006–10, in line with the national trend. College graduates are most concentrated in the center and least in the northeast.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 42728
| Period | ZIP 42728 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 70.0% | 81.7% | 84.9% |
| 2010–14 | 74.3% | 83.9% | 86.1% |
| 2015–19 | 81.1% | 86.4% | 87.7% |
| 2020–24 | 83.8% | 88.8% | 89.3% |
| Change | +13.8 pts | +7.2 pts | +4.3 pts |
About one in six adults in ZIP 42728 never finished high school, well above the national share: only 83.8% have a diploma or equivalent, against 89.3% nationally. The share with a diploma is up 13.8 points from 2006–10, a much bigger shift than nationally. ZIP 42728 has a lower share of high school graduates than at least four in five Kentucky ZIP codes.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 42728
| Period | ZIP 42728 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 10.6% | 8.4% | 8.1% |
| 2010–14 | 11.1% | 9.5% | 9.4% |
| 2015–19 | 6.1% | 5.8% | 5.6% |
| 2020–24 | 5.7% | 5.1% | 5.4% |
| Change | −4.9 pts | −3.3 pts | −2.7 pts |
Unemployment in ZIP 42728 is close to the national rate: 5.7% of the labor force, against 5.4%. Since 2006–10, unemployment has fallen 4.9 points, in line with the national trend. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 42728 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 42728 | 2.50 | 39.6 | 8.4% | 24.3% | 16.5% | 1983 | $795 | 24.3% | 83.8% | 5.7% |
| ZIP 42753 | 2.46 | 48.8 | 5.3% | 8.1% | 16.6% | 1991 | $497 | 12.5% | 85.3% | 8.0% |
| ZIP 42742 | 2.23 | 53.3 | 8.6% | 14.2% | 23.8% | 1969 | $754 | 29.3% | 87.0% | 0.0% |
| ZIP 42642 | 2.46 | 38.7 | 16.5% | 30.1% | 14.9% | 1989 | $700 | 15.5% | 82.6% | 6.5% |
| ZIP 42528 | 2.55 | 38.0 | 18.3% | 28.9% | 13.2% | 1988 | $719 | 12.5% | 83.1% | 14.5% |
| ZIP 42743 | 2.55 | 45.3 | 12.3% | 23.7% | 15.4% | 1976 | $667 | 17.0% | 86.5% | 9.0% |
| ZIP 42565 | 2.84 | 35.3 | 6.8% | 20.2% | 6.5% | 1988 | $658 | 9.3% | 65.9% | 4.9% |
| ZIP 42214 | 2.88 | 41.3 | 6.0% | 14.2% | 16.2% | 1990 | $662 | 14.7% | 88.9% | 5.9% |
| ZIP 42154 | 2.60 | 42.2 | 9.1% | 18.0% | 24.1% | 1990 | $618 | 12.8% | 91.8% | 3.7% |
| ZIP 42746 | 2.61 | 43.8 | 8.8% | 14.9% | 18.3% | 1984 | $573 | 9.3% | 82.9% | 3.6% |
| ZIP 42722 | 3.45 | 24.2 | 25.7% | 43.4% | 4.6% | 1996 | $529 | 5.8% | 81.2% | 9.0% |
All figures 2020–24.
Zip codes with similar populations: 02090, MA · 03303, NH · 53714, WI · 72210, AR · 70546, LA · 70037, LA · 68007, NE · 63601, MO · 63025, MO · 57783, SD
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 42728. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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