Population 4,335 · Census ACS 2020–24
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Population and households in ZIP 46538
Household size in ZIP 46538
| Period | ZIP 46538 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 2.40 | 2.57 | 2.68 |
| 2010–14 | 2.61 | 2.59 | 2.73 |
| 2015–19 | 2.57 | 2.57 | 2.71 |
| 2020–24 | 2.70 | 2.54 | 2.65 |
| Change | +0.30 | −0.03 | −0.03 |
Households in ZIP 46538 average 2.70 people, about the same as the country as a whole (2.65). The typical household here is bigger than in Indiana overall, where it has 2.54 people. Since 2006–10, household size has climbed from 2.40, but in a place this small, survey estimates can swing a lot from one release to the next.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 46538
| Period | ZIP 46538 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 41.7 | 37.5 | 37.7 |
| 2010–14 | 42.5 | 38.4 | 38.6 |
| 2015–19 | 43.6 | 39.1 | 39.6 |
| 2020–24 | 43.9 | 39.3 | 40.1 |
| Change | +2.2 | +1.7 | +2.3 |
ZIP 46538 skews older than the country: its median age is 43.9, against 40.1 nationally.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 46538
| Period | ZIP 46538 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 6.9% | 11.8% | 12.3% |
| 2010–14 | 8.9% | 12.0% | 12.3% |
| 2015–19 | 8.9% | 11.6% | 11.6% |
| 2020–24 | 9.2% | 11.7% | 11.6% |
| Change | +2.3 pts | −0.1 pts | −0.6 pts |
Single parents head nearly one in ten households in ZIP 46538 (9.2%), below the national share of 11.6%.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 46538
Renters in ZIP 46538
| Period | ZIP 46538 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 11.2% | 28.5% | 33.3% |
| 2010–14 | 14.3% | 30.5% | 35.6% |
| 2015–19 | 14.0% | 30.9% | 36.0% |
| 2020–24 | 17.4% | 29.4% | 34.8% |
| Change | +6.2 pts | +1.0 pts | +1.5 pts |
Only 17.4% of households in ZIP 46538 rent their homes, far below the national share of 34.8%, so most residents are owners who tend to stay put. More than a third of owners (37.0%) have paid off their mortgages, about the same as nationally.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 46538
| Period | ZIP 46538 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 33.9% | 11.2% | 11.4% |
| 2010–14 | 40.1% | 11.2% | 11.4% |
| 2015–19 | 33.7% | 10.9% | 11.1% |
| 2020–24 | 32.4% | 9.3% | 9.6% |
| Change | −1.5 pts | −2.0 pts | −1.8 pts |
Vacancy is high in ZIP 46538: 32.4% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 46538
| Period | ZIP 46538 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 1969 | 1972 | 1974 |
| 2010–14 | 1980 | 1973 | 1975 |
| 2015–19 | 1978 | 1974 | 1977 |
| 2020–24 | 1981 | 1977 | 1980 |
| Change | +12 | +5 | +6 |
Homes in ZIP 46538 are about the same age as the nation's housing: the median home was built in 1981, versus 1980 nationally. Homes here are newer than in Indiana as a whole, where the median home dates to 1977.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 46538
| Period | ZIP 46538 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | $781 | $763 | $965 |
| 2010–14 | $829 | $819 | $1,040 |
| 2015–19 | $856 | $903 | $1,213 |
| 2020–24 | $1,122 | $1,146 | $1,571 |
| Change | +$341 | +$384 | +$606 |
Rent in ZIP 46538 runs $1,122 a month at the median, utilities included, well below the U.S. median of $1,571. Indiana as a whole looks much the same. Rent takes 23.6% of the typical renter's income, comfortably under the 30% mark often used to define affordable rent.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 46538
Bachelor's degrees in ZIP 46538
| Period | ZIP 46538 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 20.4% | 23.8% | 28.4% |
| 2010–14 | 21.0% | 24.6% | 29.6% |
| 2015–19 | 28.9% | 27.1% | 32.1% |
| 2020–24 | 27.7% | 30.0% | 35.6% |
| Change | +7.3 pts | +6.2 pts | +7.2 pts |
More than a quarter of adults 25 and older in ZIP 46538 (27.7%) have a bachelor's degree or higher, below the national share of 35.6%. The picture is much the same across Indiana.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 46538
| Period | ZIP 46538 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 87.6% | 86.5% | 84.9% |
| 2010–14 | 90.8% | 87.7% | 86.1% |
| 2015–19 | 92.7% | 88.7% | 87.7% |
| 2020–24 | 88.1% | 89.9% | 89.3% |
| Change | +0.5 pts | +3.4 pts | +4.3 pts |
About as many adults in ZIP 46538 have finished high school as nationally: 88.1%, against 89.3%. The rate is lower than in Indiana as a whole (89.9%).
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 46538
| Period | ZIP 46538 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 8.3% | 8.4% | 8.1% |
| 2010–14 | 7.2% | 8.9% | 9.4% |
| 2015–19 | 2.1% | 4.9% | 5.6% |
| 2020–24 | 5.6% | 4.3% | 5.4% |
| Change | −2.8 pts | −4.1 pts | −2.7 pts |
Unemployment in ZIP 46538 is close to the national rate: 5.6% of the labor force, against 5.4%. The rate is higher than in Indiana overall (4.3%). Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 46538 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 46538 | 2.70 | 43.9 | 9.2% | 17.4% | 32.4% | 1981 | $1,122 | 27.7% | 88.1% | 5.6% |
| ZIP 46582 | 2.59 | 34.6 | 13.7% | 37.4% | 12.8% | 1991 | $1,094 | 31.0% | 90.9% | 3.5% |
| ZIP 46555 | 2.09 | 52.2 | 6.2% | 16.6% | 32.6% | 1973 | $1,174 | 24.4% | 92.0% | 4.6% |
| ZIP 46567 | 2.38 | 47.2 | 8.3% | 17.4% | 25.7% | 1973 | $1,077 | 26.7% | 89.0% | 2.0% |
| ZIP 46590 | 2.32 | 30.7 | 10.2% | 38.1% | 8.6% | 1979 | $1,064 | 49.6% | 91.0% | 2.4% |
| ZIP 46542 | 2.78 | 38.5 | 6.6% | 19.2% | 6.3% | 1980 | $1,043 | 12.4% | 80.3% | 1.1% |
| ZIP 46580 | 2.55 | 39.6 | 12.0% | 25.1% | 8.3% | 1976 | $1,069 | 26.6% | 90.9% | 2.7% |
| ZIP 46562 | 2.46 | 40.3 | 11.8% | 14.5% | 17.0% | 1976 | $914 | 19.4% | 88.3% | 3.3% |
| ZIP 46732 | 2.54 | 42.9 | 10.7% | 21.7% | 18.2% | 1965 | $1,036 | 12.7% | 78.1% | 4.0% |
| ZIP 46764 | 2.67 | 40.5 | 14.9% | 9.6% | 12.6% | 1971 | $1,062 | 22.7% | 88.9% | 2.4% |
| ZIP 46502 | 2.39 | 46.5 | 7.0% | 24.9% | 11.5% | 1977 | $1,348 | 19.2% | 96.6% | 2.2% |
All figures 2020–24.
Zip codes with similar populations: 03034, NH · 98831, WA · 83313, ID · 80422, CO · 75472, TX · 72342, AR · 67062, KS · 54893, WI · 54015, WI · 53598, WI
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 46538. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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