Population 12,899 · Census ACS 2020–24
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Population and households in ZIP 46540
Household size in ZIP 46540
| Period | ZIP 46540 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 3.15 | 2.57 | 2.68 |
| 2010–14 | 3.17 | 2.59 | 2.73 |
| 2015–19 | 3.20 | 2.57 | 2.71 |
| 2020–24 | 3.42 | 2.54 | 2.65 |
| Change | +0.26 | −0.03 | −0.03 |
Households in ZIP 46540 are large by national standards, averaging 3.42 people against 2.65 for the U.S. That usually means more families with children at home. Household size has climbed from 3.15 in 2006–10, even as the national average fell. Of the 301 Indiana ZIP codes with 5,000+ people, only three have larger households.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 46540
| Period | ZIP 46540 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 33.8 | 37.5 | 37.7 |
| 2010–14 | 33.0 | 38.4 | 38.6 |
| 2015–19 | 34.2 | 39.1 | 39.6 |
| 2020–24 | 32.4 | 39.3 | 40.1 |
| Change | −1.4 | +1.7 | +2.3 |
With a median age of just 32.4, ZIP 46540 is far younger than the country as a whole (40.1), a population that tilts toward young families with children. Since 2006–10, the median age has dropped from 33.8, even as the national median rose. Of the 301 Indiana ZIP codes with 5,000+ people, only 22 are younger.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 46540
| Period | ZIP 46540 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 11.4% | 11.8% | 12.3% |
| 2010–14 | 8.5% | 12.0% | 12.3% |
| 2015–19 | 5.1% | 11.6% | 11.6% |
| 2020–24 | 6.6% | 11.7% | 11.6% |
| Change | −4.9 pts | −0.1 pts | −0.6 pts |
Single parents head only 6.6% of households in ZIP 46540, well below the national share of 11.6%. Since 2006–10, the single-parent share has fallen 4.9 points, a much bigger shift than nationally. Of the 301 Indiana ZIP codes with 5,000+ people, only 28 have a lower share of single-parent households.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 46540
Renters in ZIP 46540
| Period | ZIP 46540 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 20.1% | 28.5% | 33.3% |
| 2010–14 | 16.0% | 30.5% | 35.6% |
| 2015–19 | 12.9% | 30.9% | 36.0% |
| 2020–24 | 15.2% | 29.4% | 34.8% |
| Change | −4.8 pts | +1.0 pts | +1.5 pts |
ZIP 46540 is largely a place of homeowners: only 15.2% of households rent, far below the national share of 34.8%. Owner-heavy areas like this tend to see less turnover. About a third of owners (33.0%) have paid off their mortgages, below the national share of 39.8%. The renter share has fallen 4.8 points since 2006–10, even as the national share rose.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 46540
| Period | ZIP 46540 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 8.7% | 11.2% | 11.4% |
| 2010–14 | 6.0% | 11.2% | 11.4% |
| 2015–19 | 7.0% | 10.9% | 11.1% |
| 2020–24 | 8.4% | 9.3% | 9.6% |
| Change | −0.3 pts | −2.0 pts | −1.8 pts |
About as many homes sit empty in ZIP 46540 as nationally: 8.4%, against 9.6%. Vacancy has barely moved since 2006–10, while the national rate fell.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 46540
| Period | ZIP 46540 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 1982 | 1972 | 1974 |
| 2010–14 | 1982 | 1973 | 1975 |
| 2015–19 | 1986 | 1974 | 1977 |
| 2020–24 | 1988 | 1977 | 1980 |
| Change | +6 | +5 | +6 |
Much of the housing in ZIP 46540 is relatively new: half of its homes were built after 1988, compared with 1980 for the U.S. as a whole. The median year built has moved up from 1982 in 2006–10, a sign of steady new building. ZIP 46540 has newer homes than the great majority of Indiana ZIP codes.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 46540
| Period | ZIP 46540 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | $751 | $763 | $965 |
| 2010–14 | $776 | $819 | $1,040 |
| 2015–19 | $839 | $903 | $1,213 |
| 2020–24 | $1,139 | $1,146 | $1,571 |
| Change | +$388 | +$384 | +$606 |
Rent in ZIP 46540 runs $1,139 a month at the median, utilities included, well below the U.S. median of $1,571. Rents are up $388 a month from 2006–10, a 52% rise, a slower climb than the nation's. The typical renter here spends 25.1% of household income on rent, comfortably under the 30% mark often used to define affordable rent, and a smaller share than renters pay nationally.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 46540
Bachelor's degrees in ZIP 46540
| Period | ZIP 46540 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 20.5% | 23.8% | 28.4% |
| 2010–14 | 16.8% | 24.6% | 29.6% |
| 2015–19 | 21.3% | 27.1% | 32.1% |
| 2020–24 | 19.3% | 30.0% | 35.6% |
| Change | −1.2 pts | +6.2 pts | +7.2 pts |
College degrees are relatively uncommon in ZIP 46540: 19.3% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%. The share with a degree has edged down 1.2 points since 2006–10, even as the national share rose.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 46540
| Period | ZIP 46540 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 73.3% | 86.5% | 84.9% |
| 2010–14 | 71.7% | 87.7% | 86.1% |
| 2015–19 | 70.1% | 88.7% | 87.7% |
| 2020–24 | 68.3% | 89.9% | 89.3% |
| Change | −5.1 pts | +3.4 pts | +4.3 pts |
Nearly a third of adults in ZIP 46540 never finished high school, well above the national share: only 68.3% have a diploma or equivalent, against 89.3% nationally. The share with a diploma is down 5.1 points from 2006–10, even as the national rate rose. Only five of the 301 Indiana ZIP codes with 5,000+ people have a lower share of high school graduates.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 46540
| Period | ZIP 46540 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 8.9% | 8.4% | 8.1% |
| 2010–14 | 5.5% | 8.9% | 9.4% |
| 2015–19 | 2.0% | 4.9% | 5.6% |
| 2020–24 | 1.9% | 4.3% | 5.4% |
| Change | −7.0 pts | −4.1 pts | −2.7 pts |
The job market in ZIP 46540 has been strong: just 1.9% of the labor force was out of work and looking, well below the national rate of 5.4%. Of the 301 Indiana ZIP codes with 5,000+ people, only 28 have lower unemployment. Unemployment is down 7.0 points from 2006–10, in line with the national trend.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 46540 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 46540 | 3.42 | 32.4 | 6.6% | 15.2% | 8.4% | 1988 | $1,139 | 19.3% | 68.3% | 1.9% |
| ZIP 46565 | 3.54 | 29.6 | 2.8% | 14.8% | 8.8% | 1991 | $886 | 6.5% | 36.8% | 1.6% |
| ZIP 46507 | 3.05 | 35.8 | 10.5% | 14.9% | 10.9% | 1985 | $1,204 | 20.9% | 88.6% | 3.3% |
| ZIP 46528 | 3.38 | 33.5 | 11.9% | 18.5% | 6.7% | 1981 | $1,117 | 23.0% | 80.5% | 3.7% |
| ZIP 49099 | 2.44 | 43.6 | 8.4% | 20.2% | 14.7% | 1973 | $896 | 14.4% | 86.0% | 5.3% |
| ZIP 46543 | 3.94 | 23.6 | 7.8% | 13.3% | 3.7% | 1987 | $1,042 | 9.3% | 58.3% | 4.7% |
| ZIP 49130 | 2.25 | 43.3 | 11.1% | 18.5% | 17.3% | 1976 | $917 | 26.9% | 90.1% | 7.2% |
| ZIP 46526 | 3.05 | 36.8 | 11.2% | 32.9% | 11.9% | 1980 | $1,072 | 26.0% | 82.0% | 3.5% |
| ZIP 46571 | 3.72 | 26.0 | 4.0% | 17.5% | 4.2% | 1990 | $889 | 6.0% | 31.7% | 5.4% |
| ZIP 46516 | 2.68 | 37.1 | 16.4% | 38.6% | 14.9% | 1961 | $983 | 18.9% | 81.7% | 5.0% |
| ZIP 46514 | 2.68 | 39.7 | 15.7% | 28.8% | 10.9% | 1976 | $1,113 | 19.8% | 86.2% | 3.5% |
All figures 2020–24.
Zip codes with similar populations: 07836, NJ · 11742, NY · 54843, WI · 70665, LA · 70583, LA · 70047, LA · 68008, NE · 67230, KS · 65806, MO · 65742, MO
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 46540. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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