Population 119 · Census ACS 2020–24
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Population and households in ZIP 46786
Household size in ZIP 46786
| Period | ZIP 46786 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 2.21 | 2.57 | 2.68 |
| 2010–14 | 2.62 | 2.59 | 2.73 |
| 2015–19 | 2.47 | 2.57 | 2.71 |
| 2020–24 | 2.82 | 2.54 | 2.65 |
| Change | +0.61 | −0.03 | −0.03 |
The typical household in ZIP 46786 holds 2.82 people, more than the U.S. average of 2.65. Household size has climbed from 2.21 in 2006–10, but in a place this small, much of that may be survey noise rather than real change.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 46786
| Period | ZIP 46786 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 43.1 | 37.5 | 37.7 |
| 2010–14 | 34.4 | 38.4 | 38.6 |
| 2015–19 | 52.7 | 39.1 | 39.6 |
| 2020–24 | 45.8 | 39.3 | 40.1 |
| Change | +2.7 | +1.7 | +2.3 |
With a median age of 45.8, ZIP 46786 is noticeably older than the country as a whole (40.1), an age mix that tilts toward empty nesters and retirees.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 46786
| Period | ZIP 46786 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 8.1% | 11.8% | 12.3% |
| 2010–14 | 19.6% | 12.0% | 12.3% |
| 2015–19 | 9.5% | 11.6% | 11.6% |
| 2020–24 | 17.8% | 11.7% | 11.6% |
| Change | +9.7 pts | −0.1 pts | −0.6 pts |
Single parents head just over one in six households in ZIP 46786 (17.8%), well above the national share of 11.6%.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 46786
Renters in ZIP 46786
| Period | ZIP 46786 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 25.2% | 28.5% | 33.3% |
| 2010–14 | 21.4% | 30.5% | 35.6% |
| 2015–19 | 5.8% | 30.9% | 36.0% |
| 2020–24 | 2.8% | 29.4% | 34.8% |
| Change | −22.4 pts | +1.0 pts | +1.5 pts |
Only 2.8% of households in ZIP 46786 rent their homes, far below the national share of 34.8%, so most residents are owners who tend to stay put. Among homeowners, 53.0% have no mortgage at all, well above the national share of 39.8%.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 46786
| Period | ZIP 46786 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 3.2% | 11.2% | 11.4% |
| 2010–14 | 18.4% | 11.2% | 11.4% |
| 2015–19 | 29.4% | 10.9% | 11.1% |
| 2020–24 | 22.3% | 9.3% | 9.6% |
| Change | +19.1 pts | −2.0 pts | −1.8 pts |
Vacant homes make up 22.3% of the housing in ZIP 46786, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 46786
| Period | ZIP 46786 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 1975 | 1972 | 1974 |
| 2010–14 | 1958 | 1973 | 1975 |
| 2015–19 | 1991 | 1974 | 1977 |
| 2020–24 | 1964 | 1977 | 1980 |
| Change | −11 | +5 | +6 |
ZIP 46786 is a place of older homes: half were built before 1964, while the national median is 1980. That means established neighborhoods, and more houses that may need updating.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 46786
| Period | ZIP 46786 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | $722 | $763 | $965 |
| 2010–14 | $848 | $819 | $1,040 |
| 2015–19 | $854 | $903 | $1,213 |
| 2020–24 | $1,079 | $1,146 | $1,571 |
| Change | +$357 | +$384 | +$606 |
Rent in ZIP 46786 runs $1,079 a month at the median, utilities included, well below the U.S. median of $1,571. The typical renter here spends 17.8% of household income on rent, comfortably under the 30% mark often used to define affordable rent, and a smaller share than renters pay nationally.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 46786
Bachelor's degrees in ZIP 46786
| Period | ZIP 46786 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 14.2% | 23.8% | 28.4% |
| 2010–14 | 12.0% | 24.6% | 29.6% |
| 2015–19 | 7.6% | 27.1% | 32.1% |
| 2020–24 | 18.8% | 30.0% | 35.6% |
| Change | +4.6 pts | +6.2 pts | +7.2 pts |
College degrees are relatively uncommon in ZIP 46786: 18.8% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 46786
| Period | ZIP 46786 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 75.1% | 86.5% | 84.9% |
| 2010–14 | 84.9% | 87.7% | 86.1% |
| 2015–19 | 90.5% | 88.7% | 87.7% |
| 2020–24 | 94.2% | 89.9% | 89.3% |
| Change | +19.1 pts | +3.4 pts | +4.3 pts |
High school completion in ZIP 46786 is above the national rate: 94.2% of adults have a diploma, against 89.3%.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 46786
| Period | ZIP 46786 | Indiana | U.S. |
|---|---|---|---|
| 2006–10 | 3.7% | 8.4% | 8.1% |
| 2010–14 | 0.0% | 8.9% | 9.4% |
| 2015–19 | 7.2% | 4.9% | 5.6% |
| 2020–24 | 10.2% | 4.3% | 5.4% |
| Change | +6.5 pts | −4.1 pts | −2.7 pts |
Unemployment in ZIP 46786 runs well above the national rate: 10.2% of the labor force was out of work and looking, against 5.4%. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 46786 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 46786 | 2.82 | 45.8 | 17.8% | 2.8% | 22.3% | 1964 | $1,079 | 18.8% | 94.2% | 10.2% |
| ZIP 46795 | 2.84 | 40.9 | 9.8% | 12.5% | 27.7% | 1975 | $820 | 14.3% | 78.4% | 3.3% |
| ZIP 46755 | 2.43 | 41.5 | 13.4% | 30.4% | 9.8% | 1973 | $830 | 17.7% | 84.7% | 2.6% |
| ZIP 46784 | 2.62 | 46.3 | 9.8% | 16.8% | 25.1% | 1969 | $904 | 20.3% | 82.6% | 3.9% |
| ZIP 46747 | 2.71 | 44.2 | 11.0% | 14.3% | 21.2% | 1961 | $1,012 | 16.5% | 88.6% | 2.2% |
| ZIP 46730 | 2.51 | 45.8 | 5.7% | 5.4% | 14.7% | 1972 | $804 | 19.7% | 91.3% | 2.6% |
| ZIP 46761 | 3.10 | 35.7 | 9.2% | 20.9% | 12.2% | 1979 | $792 | 13.0% | 64.9% | 4.4% |
| ZIP 46794 | 2.99 | 37.3 | 7.5% | 4.5% | 15.9% | 1977 | $904 | 19.3% | 74.2% | 3.0% |
| ZIP 46705 | 2.59 | 41.1 | 8.2% | 23.6% | 14.6% | 1961 | $956 | 11.2% | 92.5% | 1.4% |
| ZIP 46771 | 2.15 | 50.1 | 5.6% | 17.8% | 14.4% | 1973 | $950 | 8.5% | 79.0% | 15.1% |
| ZIP 46779 | 2.49 | 45.3 | 8.0% | 10.3% | 26.6% | 1960 | $1,026 | 20.7% | 95.1% | 7.1% |
All figures 2020–24.
Zip codes with similar populations: 99589, AK · 13695, NY · 15449, PA · 16155, PA · 19955, DE · 95013, CA · 95986, CA · 96061, CA · 98583, WA · 99549, AK
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 46786. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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