Population 53,944 · Census ACS 2020–24
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Population and households in ZIP 94109
Household size in ZIP 94109
| Period | ZIP 94109 | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 1.65 | 2.74 | 3.04 | 2.68 |
| 2010–14 | 1.64 | 2.79 | 3.10 | 2.73 |
| 2015–19 | 1.69 | 2.83 | 3.09 | 2.71 |
| 2020–24 | 1.69 | 2.75 | 3.01 | 2.65 |
| Change | +0.04 | +0.01 | −0.03 | −0.03 |
Households in ZIP 94109 are small: just 1.69 people on average, compared with 2.65 nationally. That is typical of places where many people live alone or as couples, and fewer have children at home. Household size has crept up from 1.65 in 2006–10, even as the national average fell. Only 11 of the 1,131 California ZIP codes with 5,000+ people have smaller households.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 94109
| Period | ZIP 94109 | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 39.9 | 38.6 | 35.8 | 37.7 |
| 2010–14 | 38.6 | 39.4 | 36.8 | 38.6 |
| 2015–19 | 38.5 | 40.1 | 37.9 | 39.6 |
| 2020–24 | 41.2 | 41.3 | 39.0 | 40.1 |
| Change | +1.3 | +2.7 | +3.1 | +2.3 |
Half of the people in ZIP 94109 are younger than 41.2 and half are older, close to the national median of 40.1. Since 2006–10, the median age has climbed from 39.9, as it has nationally. Residents skew youngest in the northwest and oldest in the southwest.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 94109
| Period | ZIP 94109 | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 3.5% | 10.3% | 13.5% | 12.3% |
| 2010–14 | 3.8% | 9.9% | 13.5% | 12.3% |
| 2015–19 | 1.7% | 9.1% | 12.3% | 11.6% |
| 2020–24 | 3.7% | 8.8% | 12.3% | 11.6% |
| Change | +0.2 pts | −1.5 pts | −1.2 pts | −0.6 pts |
Single-parent households are relatively rare in ZIP 94109: 3.7% of households, against 11.6% nationally. Only 31 of the 1,131 California ZIP codes with 5,000+ people have a lower share of single-parent households.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 94109
Renters in ZIP 94109
| Period | ZIP 94109 | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 84.3% | 43.7% | 42.6% | 33.3% |
| 2010–14 | 84.7% | 46.2% | 45.2% | 35.6% |
| 2015–19 | 83.8% | 45.3% | 45.2% | 36.0% |
| 2020–24 | 83.1% | 44.5% | 44.1% | 34.8% |
| Change | −1.3 pts | +0.8 pts | +1.5 pts | +1.5 pts |
Renters far outnumber owners in ZIP 94109: 83.1% of households rent their homes, against 34.8% nationally. Among homeowners, 42.1% have no mortgage at all, about the same as nationally. Since 2006–10, the renter share has edged down 1.3 points, even as the national share rose. Of the 1,131 California ZIP codes with 5,000+ people, only 38 have a higher share of renters.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 94109
| Period | ZIP 94109 | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 11.7% | 8.6% | 8.7% | 11.4% |
| 2010–14 | 8.9% | 7.1% | 8.1% | 11.4% |
| 2015–19 | 11.4% | 6.5% | 7.5% | 11.1% |
| 2020–24 | 19.1% | 7.5% | 7.3% | 9.6% |
| Change | +7.4 pts | −1.1 pts | −1.4 pts | −1.8 pts |
Vacancy is high in ZIP 94109: 19.1% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand. Vacancy is up 7.4 points from 2006–10, even as the national rate fell.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 94109
| Period | ZIP 94109 | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 1943 | 1964 | 1972 | 1974 |
| 2010–14 | 1943 | 1965 | 1973 | 1975 |
| 2015–19 | 1945 | 1966 | 1974 | 1977 |
| 2020–24 | 1947 | 1968 | 1976 | 1980 |
| Change | +4 | +4 | +4 | +6 |
The housing in ZIP 94109 is old by national standards: the median home dates to 1947, against 1980 for the U.S., so buyers will find more older houses, some of them due for updates. The median year built has moved up from 1943 in 2006–10, a sign of steady new building. Newer construction is concentrated in the southwest, while the southeast has the oldest housing. Of the 1,131 California ZIP codes with 5,000+ people, only 22 have older homes.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 94109
| Period | ZIP 94109 | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | $1,243 | $1,452 | $1,298 | $965 |
| 2010–14 | $1,492 | $1,551 | $1,379 | $1,040 |
| 2015–19 | $1,883 | $2,139 | $1,721 | $1,213 |
| 2020–24 | $2,334 | $2,666 | $2,229 | $1,571 |
| Change | +$1,091 | +$1,214 | +$931 | +$606 |
Rent in ZIP 94109 runs $2,334 a month at the median, utilities included, well above the U.S. median of $1,571. Even so, rents here are lower than in the San Francisco area overall ($2,666). Rents are up $1,091 a month from 2006–10, an 88% jump, faster than rents rose nationally. Rent takes 28.2% of the typical renter's income, just under the 30% mark often used to define affordable rent.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 94109
Bachelor's degrees in ZIP 94109
| Period | ZIP 94109 | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 54.3% | 42.5% | 29.1% | 28.4% |
| 2010–14 | 61.1% | 44.1% | 30.1% | 29.6% |
| 2015–19 | 66.7% | 48.9% | 32.9% | 32.1% |
| 2020–24 | 63.8% | 52.2% | 36.3% | 35.6% |
| Change | +9.5 pts | +9.7 pts | +7.1 pts | +7.2 pts |
College graduates are unusually common in ZIP 94109: 63.8% of adults 25 and older have a bachelor's degree or higher, against 35.6% nationally. Education tends to track local incomes and the kinds of jobs nearby. The share with a degree is up 9.5 points from 2006–10, in line with the national trend.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 94109
| Period | ZIP 94109 | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 87.9% | 86.8% | 79.9% | 84.9% |
| 2010–14 | 91.3% | 87.5% | 80.7% | 86.1% |
| 2015–19 | 91.2% | 88.8% | 82.6% | 87.7% |
| 2020–24 | 89.6% | 89.1% | 84.2% | 89.3% |
| Change | +1.7 pts | +2.3 pts | +4.3 pts | +4.3 pts |
About as many adults in ZIP 94109 have finished high school as nationally: 89.6%, against 89.3%. The share with a diploma has risen 1.7 points since 2006–10, mirroring the country.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 94109
| Period | ZIP 94109 | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 6.6% | 7.8% | 9.2% | 8.1% |
| 2010–14 | 5.8% | 8.9% | 11.3% | 9.4% |
| 2015–19 | 3.9% | 4.6% | 6.3% | 5.6% |
| 2020–24 | 7.5% | 5.8% | 6.6% | 5.4% |
| Change | +0.9 pts | −2.0 pts | −2.6 pts | −2.7 pts |
Finding work has been harder in ZIP 94109: 7.5% of the labor force was out of work and looking, well above the national rate of 5.4%. Since 2006–10, unemployment has edged up 0.9 points, even as the national rate fell. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 94109 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 94109 | 1.69 | 41.2 | 3.7% | 83.1% | 19.1% | 1947 | $2,334 | 63.8% | 89.6% | 7.5% |
| ZIP 94108 | 1.77 | 49.3 | 4.2% | 88.4% | 19.3% | 1939 | $1,552 | 46.8% | 73.6% | 9.2% |
| ZIP 94102 | 1.68 | 45.4 | 3.9% | 92.3% | 16.7% | 1963 | $1,605 | 37.6% | 79.4% | 8.9% |
| ZIP 94133 | 1.93 | 44.4 | 4.4% | 83.0% | 18.1% | 1947 | $2,074 | 56.8% | 82.0% | 6.3% |
| ZIP 94104 | 1.81 | 52.9 | 4.6% | 82.0% | 6.7% | 1938 | $1,111 | 48.1% | 71.7% | 31.4% |
| ZIP 94115 | 1.89 | 40.1 | 3.9% | 73.2% | 11.4% | 1954 | $2,456 | 72.8% | 95.5% | 5.2% |
| ZIP 94123 | 1.92 | 33.3 | 3.6% | 70.5% | 16.9% | 1941 | $3,184 | 83.7% | 97.1% | 2.9% |
| ZIP 94111 | 1.89 | 45.4 | 4.8% | 78.4% | 16.1% | 1972 | $2,237 | 63.4% | 84.5% | 7.6% |
| ZIP 94103 | 1.82 | 38.9 | 8.5% | 80.0% | 16.6% | 1985 | $2,393 | 51.9% | 86.5% | 8.6% |
| ZIP 94105 | 1.71 | 36.3 | 4.0% | 63.8% | 18.9% | 2009 | $3,418 | 83.9% | 96.7% | 4.5% |
| ZIP 94117 | 2.01 | 35.9 | 3.3% | 72.5% | 11.6% | 1940 | $2,760 | 78.8% | 96.2% | 4.5% |
All figures 2020–24.
Zip codes with similar populations: 22003, VA · 30518, GA · 89123, NV · 28227, NC · 80022, CO · 27616, NC · 27284, NC · 23452, VA · 21222, MD · 19446, PA
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 94109. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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