Chain-O-Lakes, IN Demographics

Population 169 · Census ACS 2020–24

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Chain-O-Lakes, IN map of median age by neighborhood
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Population and households in Chain-O-Lakes

Household size in Chain-O-Lakes

Household size, people per household
PeriodChain-O-LakesIndianaU.S.
2006–102.802.572.68
2010–142.362.592.73
2015–192.652.572.71
2020–242.522.542.65
Change−0.28−0.03−0.03
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Households in Chain-O-Lakes run a little small, averaging 2.52 people against 2.65 nationally, which usually means more singles and couples and fewer children. The picture is much the same across Indiana. Since 2006–10, household size has dropped from 2.80, but in a place this small, survey estimates can swing a lot from one release to the next.

Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).

Median age in Chain-O-Lakes

Median age, years
PeriodChain-O-LakesIndianaU.S.
2006–1037.137.537.7
2010–1442.538.438.6
2015–1946.139.139.6
2020–2448.139.340.1
Change+11.0+1.7+2.3
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Chain-O-Lakes skews older: half of its residents are older than 48.1, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families.

Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).

Single-parent households in Chain-O-Lakes

Single-parent households, % of households
PeriodChain-O-LakesIndianaU.S.
2006–105.2%11.8%12.3%
2010–141.4%12.0%12.3%
2015–195.5%11.6%11.6%
2020–244.6%11.7%11.6%
Change−0.7 pts−0.1 pts−0.6 pts
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Single-parent households are relatively rare in Chain-O-Lakes: 4.6% of households, against 11.6% nationally.

Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).

Housing in Chain-O-Lakes

Renters in Chain-O-Lakes

Renters, % of occupied homes
PeriodChain-O-LakesIndianaU.S.
2006–106.8%28.5%33.3%
2010–143.8%30.5%35.6%
2015–193.9%30.9%36.0%
2020–240.0%29.4%34.8%
Change−6.8 pts+1.0 pts+1.5 pts
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Almost every household in Chain-O-Lakes owns its home; nationally, 34.8% rent. Among homeowners, 26.9% have no mortgage at all, well below the national share of 39.8%.

Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).

Vacant homes in Chain-O-Lakes

Vacant homes, % of all homes
PeriodChain-O-LakesIndianaU.S.
2006–103.2%11.2%11.4%
2010–145.9%11.2%11.4%
2015–197.8%10.9%11.1%
2020–248.8%9.3%9.6%
Change+5.7 pts−2.0 pts−1.8 pts
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About as many homes sit empty in Chain-O-Lakes as nationally: 8.8%, against 9.6%.

Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).

Age of homes in Chain-O-Lakes

Age of homes, median year built
PeriodChain-O-LakesIndianaU.S.
2006–10199219721974
2010–14199719731975
2015–19199719741977
2020–24200019771980
Change+8+5+6
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Chain-O-Lakes has newer housing than the country as a whole: the median home was built in 2000, versus 1980 nationally.

Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).

Rent in Chain-O-Lakes

Rent, per month
PeriodChain-O-LakesIndianaU.S.
2006–10$792$763$965
2010–14$792$819$1,040
2015–19$889$903$1,213
2020–24$1,104$1,146$1,571
Change+$312+$384+$606
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A typical rental in Chain-O-Lakes costs $1,104 a month with utilities, well below the national median of $1,571. That is in line with the rest of Indiana. Rent takes 33.4% of the typical renter's income, well over the 30% mark often used to define affordable rent, so many renters here are stretched.

Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).

Education in Chain-O-Lakes

Bachelor's degrees in Chain-O-Lakes

Bachelor's degrees, % of adults 25+
PeriodChain-O-LakesIndianaU.S.
2006–1032.8%23.8%28.4%
2010–1436.6%24.6%29.6%
2015–1933.6%27.1%32.1%
2020–2441.0%30.0%35.6%
Change+8.2 pts+6.2 pts+7.2 pts
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About four in ten adults 25 and older in Chain-O-Lakes (41.0%) have a bachelor's degree or higher, a bit above the national share of 35.6%.

Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

High school graduates in Chain-O-Lakes

High school graduates, % of adults 25+
PeriodChain-O-LakesIndianaU.S.
2006–1095.1%86.5%84.9%
2010–1493.1%87.7%86.1%
2015–1991.4%88.7%87.7%
2020–2498.2%89.9%89.3%
Change+3.0 pts+3.4 pts+4.3 pts
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Finishing high school is nearly universal in Chain-O-Lakes: 98.2% of adults 25 and older have a diploma or equivalent, well above the national rate of 89.3%.

High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

Jobs in Chain-O-Lakes

Unemployment, % of the labor force
PeriodChain-O-LakesIndianaU.S.
2006–108.8%8.4%8.1%
2010–149.9%8.9%9.4%
2015–190.8%4.9%5.6%
2020–240.7%4.3%5.4%
Change−8.0 pts−4.1 pts−2.7 pts
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The job market in Chain-O-Lakes has been strong: just 0.7% of the labor force was out of work and looking, well below the national rate of 5.4%. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.

Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).

Chain-O-Lakes compared with nearby cities

CityHousehold sizeMedian ageSingle parentsRentersVacant homesMedian year builtMedian rentBachelor's degreeHigh school diplomaUnemployment
Chain-O-Lakes2.5248.14.6%0.0%8.8%2000$1,10441.0%98.2%0.7%
Woodland2.3050.012.2%4.7%3.2%1977$1,55931.1%97.0%0.4%
South Bend2.5138.213.1%32.5%11.3%1963$1,07730.6%88.5%6.0%
Roseland2.4326.54.4%67.3%30.9%1993$1,22254.4%95.2%4.7%
Notre Dame1.7520.42.8%68.8%10.2%1993$1,27072.2%95.7%2.6%
New Carlisle2.6241.915.9%18.3%16.0%1976$1,26129.1%96.3%2.9%
Buchanan2.4944.011.7%21.7%16.9%1966$92322.3%91.4%4.0%
Galien2.3645.49.8%17.1%10.1%1966$94116.5%90.7%6.5%
Niles2.4943.610.9%21.8%8.2%1963$93519.4%91.1%6.0%
Lake Park2.9146.27.7%0.9%11.7%1983$1,64134.0%96.3%0.1%
Mishawaka2.4336.811.4%40.6%9.2%1970$1,06029.4%92.1%5.5%

All figures 2020–24.

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About these numbers

Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up Chain-O-Lakes. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.

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