Coldwater, MI Demographics

Population 20,158 · Census ACS 2020–24

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Median age by neighborhoodHistory and comparison ↓︎
Coldwater, MI map of median age by neighborhood
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Population and households in Coldwater

Household size in Coldwater

Household size, people per household
PeriodColdwaterMichiganU.S.
2006–102.662.582.68
2010–142.572.582.73
2015–192.482.532.71
2020–242.602.512.65
Change−0.06−0.06−0.03
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Households in Coldwater average 2.60 people, about the same as the country as a whole (2.65). The typical household here is bigger than in Michigan as a whole, where it has 2.51 people. Household size has edged down from 2.66 in 2006–10, in line with the national trend.

Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).

Median age in Coldwater

Median age, years
PeriodColdwaterMichiganU.S.
2006–1038.838.937.7
2010–1439.640.138.6
2015–1940.841.039.6
2020–2442.641.340.1
Change+3.8+2.4+2.3
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The median resident of Coldwater is 42.6 years old, a bit older than the national median of 40.1. The median age has climbed from 38.8 in 2006–10, mirroring the country. The youngest areas are in the center, the oldest in the southeast.

Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).

Single-parent households in Coldwater

Single-parent households, % of households
PeriodColdwaterMichiganU.S.
2006–1012.9%11.3%12.3%
2010–1414.5%11.5%12.3%
2015–1915.4%10.9%11.6%
2020–2412.7%10.7%11.6%
Change−0.2 pts−0.6 pts−0.6 pts
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Single-parent households are a bit more common in Coldwater than nationally: 12.7%, against 11.6%. Coldwater has a higher share of single-parent households than at least four in five Michigan cities.

Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).

Housing in Coldwater

Renters in Coldwater

Renters, % of occupied homes
PeriodColdwaterMichiganU.S.
2006–1024.8%25.8%33.3%
2010–1427.2%28.5%35.6%
2015–1932.3%28.8%36.0%
2020–2427.8%26.8%34.8%
Change+3.0 pts+1.0 pts+1.5 pts
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Most households in Coldwater own their homes; 27.8% rent, below the national share of 34.8%. Just over four in ten owners (42.7%) have paid off their mortgages, about the same as nationally. Rentals cluster in the center; owners are most common in the southwest. The renter share has risen 3.0 points since 2006–10, in line with the national trend.

Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).

Vacant homes in Coldwater

Vacant homes, % of all homes
PeriodColdwaterMichiganU.S.
2006–1017.8%13.0%11.4%
2010–1420.4%13.0%11.4%
2015–1915.5%11.9%11.1%
2020–2415.7%10.2%9.6%
Change−2.0 pts−2.8 pts−1.8 pts
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Vacancy is high in Coldwater: 15.7% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand. Since 2006–10, vacancy has fallen 2.0 points, in line with the national trend.

Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).

Age of homes in Coldwater

Age of homes, median year built
PeriodColdwaterMichiganU.S.
2006–10196319691974
2010–14196819701975
2015–19196819711977
2020–24196219721980
Change−0+3+6
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Coldwater is a place of older homes: half were built before 1962, while the national median is 1980. That means established neighborhoods, and more houses that may need updating. Coldwater has older homes than the great majority of Michigan cities.

Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).

Rent in Coldwater

Rent, per month
PeriodColdwaterMichiganU.S.
2006–10$640$833$965
2010–14$710$886$1,040
2015–19$804$978$1,213
2020–24$983$1,228$1,571
Change+$343+$395+$606
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The median renter in Coldwater pays $983 a month for rent and utilities, well below the national median of $1,571. Rents are up $343 a month from 2006–10, a 54% rise, a slower climb than the nation's. Rent takes 28.2% of the typical renter's income, just under the 30% mark often used to define affordable rent.

Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).

Education in Coldwater

Bachelor's degrees in Coldwater

Bachelor's degrees, % of adults 25+
PeriodColdwaterMichiganU.S.
2006–1015.6%26.1%28.4%
2010–1414.8%27.1%29.6%
2015–1916.3%29.5%32.1%
2020–2417.5%32.7%35.6%
Change+1.9 pts+6.6 pts+7.2 pts
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Fewer adults in Coldwater have a four-year degree than in the country as a whole: 17.5%, against 35.6% nationally. The share with a degree is up 1.9 points from 2006–10, a smaller shift than nationally. College graduates are most concentrated in the southeast and least in the center.

Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

High school graduates in Coldwater

High school graduates, % of adults 25+
PeriodColdwaterMichiganU.S.
2006–1087.3%88.3%84.9%
2010–1487.1%89.3%86.1%
2015–1989.2%90.7%87.7%
2020–2489.7%91.8%89.3%
Change+2.4 pts+3.5 pts+4.3 pts
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About as many adults in Coldwater have finished high school as nationally: 89.7%, against 89.3%. The rate is lower than in Michigan as a whole (91.8%). The share with a diploma is up 2.4 points from 2006–10, in line with the national trend.

High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

Jobs in Coldwater

Unemployment, % of the labor force
PeriodColdwaterMichiganU.S.
2006–1010.2%11.5%8.1%
2010–148.5%11.7%9.4%
2015–195.0%6.1%5.6%
2020–247.2%5.9%5.4%
Change−3.0 pts−5.7 pts−2.7 pts
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Jobs have been harder to find in Coldwater than nationally: unemployment was 7.2%, against 5.4%. Unemployment is down 3.0 points from 2006–10, mirroring the country. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.

Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).

Coldwater compared with nearby cities

CityHousehold sizeMedian ageSingle parentsRentersVacant homesMedian year builtMedian rentBachelor's degreeHigh school diplomaUnemployment
Coldwater2.6042.612.7%27.8%15.7%1962$98317.5%89.7%7.2%
West Kinderhook2.3139.99.3%19.7%11.9%1986$1,14524.6%93.8%7.9%
Crystal Beach2.6247.43.0%10.9%27.0%1977$81817.3%87.3%3.5%
Quincy2.5741.57.0%17.9%17.3%1965$93519.2%87.7%3.1%
Girard2.3351.15.4%9.9%16.6%1961$98917.6%92.5%2.5%
Batavia Center2.4250.49.0%16.4%23.0%1971$1,13420.8%90.7%6.1%
South Butler3.1535.49.8%10.4%15.7%1974$1,38511.6%74.3%2.6%
Canada Shores2.2753.45.4%12.2%56.4%1977$90234.3%90.7%2.3%
Kinderhook2.5051.63.4%3.8%38.8%1969$77826.0%86.8%1.8%
East Gilead2.3941.66.3%14.0%30.6%1965$90620.4%84.9%2.5%
Bronson2.5538.713.4%22.2%15.8%1965$92013.5%85.2%2.8%

All figures 2020–24.

Cities with similar populations: Woodinville, WA · Alpine, CA · Neosho, MO · North Bellmore, NY · North Bay Shore, NY · Nogueras, PR · Niles, OH · Newton, KS · Newport, NC · New River, AZ

About these numbers

Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up Coldwater. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.

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