Population 11,293 · Census ACS 2020–24
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Population and households in Waterford
Household size in Waterford
| Period | Waterford | Albany area | New York | U.S. |
|---|---|---|---|---|
| 2006–10 | 2.51 | 2.44 | 2.68 | 2.68 |
| 2010–14 | 2.29 | 2.45 | 2.72 | 2.73 |
| 2015–19 | 2.30 | 2.45 | 2.69 | 2.71 |
| 2020–24 | 2.20 | 2.33 | 2.65 | 2.65 |
| Change | −0.32 | −0.11 | −0.03 | −0.03 |
Households in Waterford are small: just 2.20 people on average, compared with 2.65 nationally. That is typical of places where many people live alone or as couples, and fewer have children at home. Since 2006–10, household size has dropped from 2.51, a much bigger shift than nationally.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in Waterford
| Period | Waterford | Albany area | New York | U.S. |
|---|---|---|---|---|
| 2006–10 | 40.4 | 39.8 | 38.3 | 37.7 |
| 2010–14 | 44.0 | 40.7 | 39.0 | 38.6 |
| 2015–19 | 42.5 | 41.3 | 40.2 | 39.6 |
| 2020–24 | 48.8 | 41.7 | 40.8 | 40.1 |
| Change | +8.4 | +1.9 | +2.5 | +2.3 |
Waterford skews older: half of its residents are older than 48.8, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families. The median age has climbed from 40.4 in 2006–10, a much bigger shift than nationally. Of the 488 New York cities with 5,000+ people, only 33 are older.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in Waterford
| Period | Waterford | Albany area | New York | U.S. |
|---|---|---|---|---|
| 2006–10 | 11.2% | 10.5% | 13.1% | 12.3% |
| 2010–14 | 8.1% | 10.0% | 12.7% | 12.3% |
| 2015–19 | 12.3% | 10.1% | 11.6% | 11.6% |
| 2020–24 | 8.1% | 9.8% | 11.6% | 11.6% |
| Change | −3.2 pts | −0.7 pts | −1.5 pts | −0.6 pts |
Single parents head only 8.1% of households in Waterford, well below the national share of 11.6%. The single-parent share is down 3.2 points from 2006–10, a much bigger shift than nationally.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in Waterford
Renters in Waterford
| Period | Waterford | Albany area | New York | U.S. |
|---|---|---|---|---|
| 2006–10 | 32.1% | 33.8% | 44.8% | 33.3% |
| 2010–14 | 35.9% | 34.8% | 46.2% | 35.6% |
| 2015–19 | 33.0% | 36.1% | 46.2% | 36.0% |
| 2020–24 | 27.2% | 35.8% | 45.7% | 34.8% |
| Change | −4.9 pts | +2.0 pts | +0.9 pts | +1.5 pts |
Most households in Waterford own their homes; 27.2% rent, below the national share of 34.8%. More than four in ten owners (43.9%) have paid off their mortgages, above the national share of 39.8%. Rentals cluster in the southeast; owners are most common in the north. Since 2006–10, the renter share has fallen 4.9 points, even as the national share rose.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in Waterford
| Period | Waterford | Albany area | New York | U.S. |
|---|---|---|---|---|
| 2006–10 | 9.0% | 10.9% | 10.3% | 11.4% |
| 2010–14 | 6.0% | 11.7% | 10.4% | 11.4% |
| 2015–19 | 9.0% | 13.3% | 11.0% | 11.1% |
| 2020–24 | 7.3% | 9.3% | 9.7% | 9.6% |
| Change | −1.6 pts | −1.5 pts | −0.6 pts | −1.8 pts |
Fewer homes sit empty in Waterford than nationally: 7.3%, against 9.6% for the U.S. Vacancy is down 1.6 points from 2006–10, in line with the national trend.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in Waterford
| Period | Waterford | Albany area | New York | U.S. |
|---|---|---|---|---|
| 2006–10 | 1965 | 1962 | 1956 | 1974 |
| 2010–14 | 1967 | 1964 | 1957 | 1975 |
| 2015–19 | 1969 | 1966 | 1958 | 1977 |
| 2020–24 | 1969 | 1969 | 1961 | 1980 |
| Change | +4 | +7 | +5 | +6 |
The housing in Waterford is old by national standards: the median home dates to 1969, against 1980 for the U.S., so buyers will find more older houses, some of them due for updates. The median year built has moved up from 1965 in 2006–10, a sign of steady new building. Newer construction is concentrated in the northwest, while the southeast has the oldest housing.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in Waterford
| Period | Waterford | Albany area | New York | U.S. |
|---|---|---|---|---|
| 2006–10 | $973 | $882 | $1,095 | $965 |
| 2010–14 | $963 | $975 | $1,201 | $1,040 |
| 2015–19 | $1,042 | $1,114 | $1,426 | $1,213 |
| 2020–24 | $1,419 | $1,360 | $1,794 | $1,571 |
| Change | +$447 | +$478 | +$698 | +$606 |
A typical rental in Waterford costs $1,419 a month with utilities, below the national median of $1,571. Rents are up $447 a month from 2006–10, a 46% rise, a slower climb than the nation's. Rent takes 23.8% of the typical renter's income, comfortably under the 30% mark often used to define affordable rent. Renters on a budget will find the lowest rents in the southeast; the highest are in the northwest.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in Waterford
Bachelor's degrees in Waterford
| Period | Waterford | Albany area | New York | U.S. |
|---|---|---|---|---|
| 2006–10 | 25.9% | 32.9% | 31.9% | 28.4% |
| 2010–14 | 30.1% | 34.4% | 33.4% | 29.6% |
| 2015–19 | 32.0% | 37.3% | 36.2% | 32.1% |
| 2020–24 | 33.8% | 42.2% | 39.8% | 35.6% |
| Change | +8.0 pts | +9.4 pts | +8.0 pts | +7.2 pts |
About a third of adults 25 and older in Waterford (33.8%) hold at least a bachelor's degree, close to the national share of 35.6%. The share is lower than in the Albany area overall (42.2%). The share with a degree is up 8.0 points from 2006–10, as it has nationally.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in Waterford
| Period | Waterford | Albany area | New York | U.S. |
|---|---|---|---|---|
| 2006–10 | 91.1% | 90.4% | 84.0% | 84.9% |
| 2010–14 | 94.0% | 91.8% | 84.9% | 86.1% |
| 2015–19 | 91.5% | 91.8% | 86.5% | 87.7% |
| 2020–24 | 94.4% | 93.0% | 87.3% | 89.3% |
| Change | +3.3 pts | +2.6 pts | +3.3 pts | +4.3 pts |
High school completion is high in Waterford: 94.4% of adults 25 and older have a diploma or equivalent, well above the national rate of 89.3%. That is in line with the rest of the Albany area. The share with a diploma is up 3.3 points from 2006–10, mirroring the country.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in Waterford
| Period | Waterford | Albany area | New York | U.S. |
|---|---|---|---|---|
| 2006–10 | 3.8% | 6.2% | 7.7% | 8.1% |
| 2010–14 | 5.6% | 7.5% | 9.2% | 9.4% |
| 2015–19 | 4.5% | 4.8% | 5.7% | 5.6% |
| 2020–24 | 4.0% | 5.0% | 6.6% | 5.4% |
| Change | +0.2 pts | −1.2 pts | −1.2 pts | −2.7 pts |
Unemployment in Waterford runs below the national rate: 4.0% of the labor force was out of work and looking, against 5.4% nationally. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
Waterford compared with nearby cities
| City | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| Waterford | 2.20 | 48.8 | 8.1% | 27.2% | 7.3% | 1969 | $1,419 | 33.8% | 94.4% | 4.0% |
| Cohoes | 2.24 | 39.6 | 12.7% | 54.6% | 12.6% | 1967 | $1,419 | 34.9% | 92.5% | 6.1% |
| Melrose | 2.52 | 47.3 | 14.5% | 4.2% | 9.2% | 1975 | $921 | 25.7% | 96.0% | 1.7% |
| Green Island | 1.85 | 36.0 | 4.5% | 75.7% | 12.1% | 1965 | $1,308 | 28.1% | 92.2% | 10.3% |
| Clifton Park | 2.44 | 42.1 | 8.4% | 29.7% | 6.2% | 1986 | $1,512 | 54.0% | 95.4% | 3.1% |
| Troy | 2.24 | 37.2 | 14.9% | 52.3% | 13.5% | 1953 | $1,184 | 37.7% | 90.4% | 7.9% |
| Watervliet | 2.10 | 41.4 | 11.9% | 62.5% | 9.5% | 1959 | $1,250 | 28.5% | 92.0% | 4.0% |
| Latham | 2.45 | 38.3 | 8.5% | 31.4% | 4.8% | 1975 | $1,754 | 51.6% | 94.8% | 3.8% |
| Mechanicville | 2.29 | 43.6 | 6.0% | 35.6% | 5.8% | 1987 | $1,336 | 38.0% | 91.8% | 2.9% |
| Raymertown | 2.89 | 55.5 | 9.9% | 5.1% | 3.4% | 1976 | $1,167 | 15.3% | 94.9% | 0.4% |
| Rexford | 2.52 | 46.7 | 5.0% | 17.1% | 7.0% | 1992 | $1,091 | 62.0% | 96.3% | 1.6% |
All figures 2020–24.
Cities with similar populations: Vicksburg, MI · Carthage, MS · Carver, MA · Castle Pines North, CO · Catoosa, OK · Cedar Hills, UT · Center Valley, PA · Somers Point, NJ · Wakefield, RI · Vineyard Haven, MA
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up Waterford. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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