Waterloo, IA Demographics

Population 67,413 · Census ACS 2020–24

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Median age by neighborhoodHistory and comparison ↓︎
Waterloo, IA map of median age by neighborhood
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Population and households in Waterloo

Household size in Waterloo

Household size, people per household
PeriodWaterlooIowaU.S.
2006–102.322.442.68
2010–142.342.452.73
2015–192.372.432.71
2020–242.322.432.65
Change−0.01−0.01−0.03
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Households in Waterloo are small: just 2.32 people on average, compared with 2.65 nationally. That is typical of places where many people live alone or as couples, and fewer have children at home.

Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).

Median age in Waterloo

Median age, years
PeriodWaterlooIowaU.S.
2006–1037.738.837.7
2010–1438.239.338.6
2015–1937.939.739.6
2020–2437.239.840.1
Change−0.5+1.0+2.3
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Waterloo is younger than the country as a whole: its median age is 37.2, against 40.1 nationally. The median age has edged down from 37.7 in 2006–10, even as the national median rose. Residents skew youngest in the center and oldest in the east.

Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).

Single-parent households in Waterloo

Single-parent households, % of households
PeriodWaterlooIowaU.S.
2006–1014.2%9.5%12.3%
2010–1412.5%9.9%12.3%
2015–1913.6%10.0%11.6%
2020–2413.9%10.0%11.6%
Change−0.3 pts+0.6 pts−0.6 pts
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Single parents head about one in seven households in Waterloo (13.9%), above the national share of 11.6%. Waterloo has a higher share of single-parent households than the great majority of Iowa cities.

Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).

Housing in Waterloo

Renters in Waterloo

Renters, % of occupied homes
PeriodWaterlooIowaU.S.
2006–1032.7%26.8%33.3%
2010–1435.4%28.2%35.6%
2015–1938.2%28.9%36.0%
2020–2437.4%28.3%34.8%
Change+4.7 pts+1.5 pts+1.5 pts
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Renting in Waterloo is about as common as it is nationally: 37.4% of households rent, against 34.8%. Renters make up a bigger share here than in Iowa as a whole (28.3%). Among owners, 39.3% have paid off their mortgages, about the same as nationally. The renter share is up 4.7 points from 2006–10, a much bigger shift than nationally.

Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).

Vacant homes in Waterloo

Vacant homes, % of all homes
PeriodWaterlooIowaU.S.
2006–108.8%8.7%11.4%
2010–148.4%8.6%11.4%
2015–1910.1%9.4%11.1%
2020–248.7%8.8%9.6%
Change−0.0 pts+0.1 pts−1.8 pts
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About as many homes sit empty in Waterloo as nationally: 8.7%, against 9.6%. Vacancy has barely moved since 2006–10, while the national rate fell.

Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).

Age of homes in Waterloo

Age of homes, median year built
PeriodWaterlooIowaU.S.
2006–10195719651974
2010–14195819671975
2015–19196019691977
2020–24196219711980
Change+5+6+6
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Waterloo is a place of older homes: half were built before 1962, while the national median is 1980. That means established neighborhoods, and more houses that may need updating. The median year built has moved up from 1957 in 2006–10, a sign of steady new building. The newest homes are mostly in the southeast, the oldest in the center.

Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).

Rent in Waterloo

Rent, per month
PeriodWaterlooIowaU.S.
2006–10$639$669$965
2010–14$696$732$1,040
2015–19$816$821$1,213
2020–24$956$1,020$1,571
Change+$317+$351+$606
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Rent in Waterloo runs $956 a month at the median, utilities included, well below the U.S. median of $1,571. Rent has climbed $317 a month since 2006–10, up 50%, a slower climb than the nation's. Rent takes 31.1% of the typical renter's income, just over the 30% mark often used to define affordable rent. Rents run highest in the northwest and lowest in the southwest.

Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).

Education in Waterloo

Bachelor's degrees in Waterloo

Bachelor's degrees, % of adults 25+
PeriodWaterlooIowaU.S.
2006–1019.1%26.5%28.4%
2010–1420.1%27.9%29.6%
2015–1923.1%29.3%32.1%
2020–2423.2%32.3%35.6%
Change+4.1 pts+5.8 pts+7.2 pts
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College degrees are relatively uncommon in Waterloo: 23.2% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%. The share with a degree is up 4.1 points from 2006–10, as it has nationally. College graduates are most concentrated in the southwest and least in the north.

Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

High school graduates in Waterloo

High school graduates, % of adults 25+
PeriodWaterlooIowaU.S.
2006–1086.6%90.4%84.9%
2010–1486.6%91.4%86.1%
2015–1988.6%92.1%87.7%
2020–2490.1%93.0%89.3%
Change+3.5 pts+2.7 pts+4.3 pts
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About as many adults in Waterloo have finished high school as nationally: 90.1%, against 89.3%. The rate is lower than in Iowa as a whole (93.0%). The share with a diploma has risen 3.5 points since 2006–10, as it has nationally.

High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

Jobs in Waterloo

Unemployment, % of the labor force
PeriodWaterlooIowaU.S.
2006–107.2%5.2%8.1%
2010–149.6%5.4%9.4%
2015–196.1%3.7%5.6%
2020–245.0%3.7%5.4%
Change−2.3 pts−1.5 pts−2.7 pts
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At 5.0%, unemployment in Waterloo is close to the national rate of 5.4%. The rate is higher than in Iowa overall (3.7%). Unemployment is down 2.3 points from 2006–10, as it has nationally.

Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).

Waterloo compared with nearby cities

CityHousehold sizeMedian ageSingle parentsRentersVacant homesMedian year builtMedian rentBachelor's degreeHigh school diplomaUnemployment
Waterloo2.3237.213.9%37.4%8.7%1962$95623.2%90.1%5.0%
Evansdale2.2539.515.0%32.9%6.7%1961$97011.8%92.5%5.4%
Elk Run Heights2.2744.812.5%16.6%4.1%1967$1,14712.1%91.6%1.4%
Orange2.8739.314.0%4.1%5.4%1971$96142.3%98.7%5.3%
Raymar2.3649.24.7%5.2%7.3%1968$80622.0%96.7%1.9%
Cedar Falls2.4134.35.2%35.2%7.4%1978$1,20852.1%97.7%4.0%
Raymond2.6243.87.9%6.8%4.5%1970$97420.6%94.5%3.7%
Hudson2.7142.16.0%9.5%5.0%1975$98941.1%97.8%5.0%
Dewar2.4249.06.3%8.5%9.0%1957$58121.6%96.6%2.6%
Gilbertville2.2547.56.1%11.5%9.3%1974$72224.6%98.2%2.6%
North Cedar2.4242.55.0%15.7%5.8%1979$93047.1%97.9%3.5%

All figures 2020–24.

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About these numbers

Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up Waterloo. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.

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