Best Places02813, RI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 02813, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
02813 ranks 7,294th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on health care access by a wide margin, and state finances rank lowest.
The best neighborhoods in 02813
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
02813's strengths and weaknesses
Where 02813 ranks high
- Healthcare accessBetter than 99% of zip codes
- Crime safetyBetter than 95% of zip codes
- Tree shadeBetter than 92% of zip codes
- Household income$117,586 median, better than 89% of zip codes
- Heat safetyBetter than 84% of zip codes
Where 02813 ranks low
- State fiscal healthBetter than only 2% of zip codes
- Housing crash safetyBetter than only 2% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Cheap childcare$1,325 a month, better than only 13% of zip codes
- Cheap car insuranceBetter than only 16% of zip codes
What it costs to buy a home in 02813
A household needs to earn about $143,000 a year to comfortably buy the median 02813 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $117,586, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 02813's effective rate of 0.65%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 02813
02813 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 02813.
Who works in 02813, and how
Work in 02813 centers on health care & social and manufacturing. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 76%
- Work from home 19%
- Transit, walk, or bike 4%
Life in 02813
The coast is about 9 minutes away. Distance to the water changes a lot across 02813, which the map shows.
What the weather is like in 02813, month by month
02813 sees roughly 96 pleasant days a year. July highs average about 82 degrees. January highs sit near 40, with lows near 22. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 40° | 31° | 22° |
| April | 57° | 47° | 38° |
| July | 82° | 72° | 63° |
| October | 65° | 54° | 45° |
Flying in and out of 02813
The nearest airport, Westerly State, is about 8 miles away and is a small airport. The nearest major hub is Bradley International, about 65 miles away.
The best schools in and around 02813
Schools across 02813 average a B+, better than 73% of zip codes.
Top middle schools
- Curtis Corner Middle SchoolB+ · 50% proficient
- Chariho Regional Middle SchoolB · 47% proficient
- Narragansett Pier SchoolB− · 40% proficient
Top high schools
- Chariho High SchoolB+ · 56% proficient
- South Kingstown HighB+ · 55% proficient
- Narragansett High SchoolB · 50% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 02813 school and its grade on SchoolGrade.
02813 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 02813 against the other 33,109 zip codes.
Common questions about living in 02813
Is 02813 a good place to live?
Using BestNeighborhood's default rankings, 02813 ranks 7,294th of 33,110 zip codes. It scores highest on health care access, low crime, and tree cover, and lowest on state finances and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 02813 expensive to live in?
The median home is worth $558,047. The overall cost of living runs about 22% above the national average. Set against a $117,586 median income, cost of living beats 76% of zip codes.
Is 02813 safe?
Yes, 02813 is safer than 95% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $117 per resident a year.
Compare 02813 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 02813. Scores are absolute rather than ranked, which means a 60 in 02813 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
02813 detail on BestNeighborhood maps:
- Walk Grade for 02813: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 02813: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 02813: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 02813: carrier by carrier coverage behind the cell score.
02813 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.