Best Places04431, ME Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 04431, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

04431 ranks 11,286th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on civic engagement by a wide margin, and biking ranks lowest.

#11,286
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 04431

Map of the best neighborhoods in the 04431 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

04431's strengths and weaknesses

Top 1%Civic engagement
Top 1%Good schools
Top 3%Cheap car insurance
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 04431 with other zip codes.

Where 04431 ranks high

  • Voter turnoutBetter than 99% of zip codes
  • School gradeA+, better than 99% of zip codes
  • Cheap car insuranceBetter than 99% of zip codes
  • Local economyBetter than 97% of zip codes
  • Healthcare accessBetter than 93% of zip codes

Where 04431 ranks low

  • BikingBetter than only 1% of zip codes
  • Housing crash safetyBetter than only 2% of zip codes
  • WalkabilityBetter than only 5% of zip codes
  • State infrastructureBetter than only 7% of zip codes
  • Low vacancyBetter than only 8% of zip codes

What it costs to buy a home in 04431

A household needs to earn about $70,000 a year to comfortably buy the median 04431 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $63,438; the gap is small, which keeps homes within reach of local pay.

Income to buy the median home
$70,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$1,636
principal, interest, tax, and insurance on a $269,000 home

Where the monthly payment goes

Principal & interest$1,372
Property tax$174
Homeowners insurance$90

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 04431's effective rate of 0.78%, and insurance is estimated at 0.4% of home value a year.


Who lives in 04431

04431 runs older than the country, and households here run smaller than average.

Median age
60
older than the U.S. median of 41
Residents 65 and older
46%
versus 18% nationally
Average household
1.9
below the U.S. average of 2.6

Residents by age

Under 185%
18 to 348%
35 to 4918%
50 to 6424%
65 and older46%

Racial and ethnic makeup has its own map. See the race and diversity map for 04431.


Who works in 04431, and how

Work in 04431 centers on retail trade and health care & social. Unemployment is low, and jobs are growing.

Work from home
5%
below the national average
Unemployment
2.7%
below the national average
Job growth
+9.8%
/y 2019-2023, faster than the national pace

Largest industries

Retail trade29%
Health care & social18%
Transportation & warehousing14%
Agriculture & forestry9%
Construction8%

How people get to work

  • Drive or carpool 93%
  • Work from home 5%
  • Transit, walk, or bike 2%

Life in 04431

The coast is about 18 minutes away. Distance to the water changes a lot across 04431, which the map shows.

To the coast
18 min
drive to the nearest ocean beaches

What the weather is like in 04431, month by month

04431 sees roughly 66 pleasant days a year. July highs average about 84 degrees. January highs sit near 33, with lows near 12. The comfortable stretch runs May through September.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January33°23°12°
April56°44°32°
July84°71°59°
October63°51°40°

Flying in and out of 04431

The nearest airport, Hancock County/Bar Harbor, is about 18 miles away and is a small airport. The nearest major hub is General Edward Lawrence Logan International, about 192 miles away.

Nearest airport
BHB
Hancock County/Bar Harbor, about 18 miles
Airport size
Nonhub
383rd-busiest in the US, 1 nonstop destinations
Average drive
25 min
from the area, with no traffic

The best schools in and around 04431

Schools across 04431 average an A+, better than 99% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 04431 school and its grade on SchoolGrade.


04431 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 04431 against the other 33,109 zip codes.


Common questions about living in 04431

Is 04431 a good place to live?

Using BestNeighborhood's default rankings, 04431 ranks 11,286th of 33,110 zip codes. It scores highest on civic engagement, good schools, and cheap car insurance, and lowest on biking and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 04431 expensive to live in?

The median home is worth $269,000. The overall cost of living runs about 6% below the national average. Set against a $63,438 median income, cost of living beats 47% of zip codes.

Is 04431 safe?

Yes, 04431 is safer than 88% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $189 per resident a year.


Compare 04431 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 04431. Scores are absolute rather than ranked, which means a 60 in 04431 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

04431 detail on BestNeighborhood maps:

  1. Walk Grade for 04431: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 04431: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 04431: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 04431: carrier by carrier coverage behind the cell score.

04431 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.