Best Places04565, ME Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 04565, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
04565 ranks 1,229th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on good schools by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in 04565
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
04565's strengths and weaknesses
Where 04565 ranks high
- School gradeA+, better than 99% of zip codes
- Cheap car insuranceBetter than 99% of zip codes
- Crime safetyBetter than 98% of zip codes
- Healthcare accessBetter than 95% of zip codes
- QuietBetter than 94% of zip codes
Where 04565 ranks low
- Cell coverageBetter than only 2% of zip codes
- Housing crash safetyBetter than only 4% of zip codes
- WalkabilityBetter than only 5% of zip codes
- State infrastructureBetter than only 7% of zip codes
- Low vacancyBetter than only 8% of zip codes
What it costs to buy a home in 04565
A household needs to earn about $88,000 a year to comfortably buy the median 04565 home, at 20% down and today's 30-year rate. That is below the area's own median income of $131,250, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 04565's effective rate of 0.71%, and insurance is estimated at 0.4% of home value a year.
Who lives in 04565
04565 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 04565.
Who works in 04565, and how
Work in 04565 centers on health care & social and retail trade. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 6%
- Transit, walk, or bike 8%
Life in 04565
The coast is about 2 minutes away. Distance to the water changes a lot across 04565, which the map shows.
What the weather is like in 04565, month by month
04565 sees roughly 74 pleasant days a year. July highs average about 82 degrees. January highs sit near 36, with lows near 15. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 36° | 26° | 15° |
| April | 56° | 44° | 32° |
| July | 82° | 70° | 59° |
| October | 63° | 51° | 40° |
Flying in and out of 04565
The nearest airport, Portland International Jetport, is about 23 miles away and is a small airport. The nearest major hub is General Edward Lawrence Logan International, about 111 miles away.
The best schools in and around 04565
Schools across 04565 average an A+, better than 99% of zip codes.
Top elementary schools
- Woolwich Central SchoolA+ · 80% proficient
- Phippsburg Elementary SchoolA+ · 75% proficient
Top middle schools
- Bath Middle SchoolA+ · 85% proficient
Top high schools
- Morse High SchoolA+ · 94% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 04565 school and its grade on SchoolGrade.
04565 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 04565 against the other 33,109 zip codes.
Common questions about living in 04565
Is 04565 a good place to live?
Using BestNeighborhood's default rankings, 04565 ranks 1,229th of 33,110 zip codes. It scores highest on good schools, cheap car insurance, and low crime, and lowest on cell coverage and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 04565 expensive to live in?
The median home is worth $340,100. The overall cost of living runs about 4% above the national average. Set against a $131,250 median income, cost of living beats 92% of zip codes.
Is 04565 safe?
Yes, 04565 is safer than 98% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $141 per resident a year.
Compare 04565 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 04565. Scores are absolute rather than ranked, which means a 60 in 04565 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
04565 detail on BestNeighborhood maps:
- Walk Grade for 04565: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 04565: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 04565: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 04565: carrier by carrier coverage behind the cell score.
04565 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.