Best Places04945, ME Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 04945, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
04945 ranks 24,500th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on good schools by a wide margin, and low incomes rank lowest.
The best neighborhoods in 04945
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
04945's strengths and weaknesses
Where 04945 ranks high
- School gradeA+, better than 99% of zip codes
- Cheap car insuranceBetter than 99% of zip codes
- Air qualityBetter than 97% of zip codes
- Tree shadeBetter than 95% of zip codes
- Voter turnoutBetter than 87% of zip codes
Where 04945 ranks low
- Household income$44,335 median, better than only 6% of zip codes
- Housing crash safetyBetter than only 6% of zip codes
- Big-city accessBetter than only 7% of zip codes
- Cost of living vs incomeBetter than only 7% of zip codes
- State infrastructureBetter than only 7% of zip codes
What it costs to buy a home in 04945
A household needs to earn about $52,000 a year to comfortably buy the median 04945 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $44,335, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 04945's effective rate of 0.84%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 04945
04945 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 04945.
Who works in 04945, and how
Work in 04945 centers on retail trade and health care & social. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 12%
- Transit, walk, or bike 6%
Life in 04945
04945 has more restaurants and bars per resident than 99% of zip codes and more parkland per resident than 99% of zip codes. Dining, parks, and nightlife concentrates in some parts of 04945 and thins out in others, which the map shows.
What the weather is like in 04945, month by month
04945 sees roughly 78 pleasant days a year. July highs average about 79 degrees. January highs sit near 26, with lows near 9. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 26° | 17° | 9° |
| April | 50° | 38° | 29° |
| July | 79° | 67° | 58° |
| October | 57° | 47° | 39° |
Flying in and out of 04945
The nearest airport, Bangor International, is about 89 miles away and is a small airport. The nearest major hub is General Edward Lawrence Logan International, about 229 miles away.
The best schools in and around 04945
Schools across 04945 average an A+, better than 99% of zip codes.
Top elementary schools
- Stratton Elementary SchoolA+ · 88% proficient
- Piscataquis Community ElementaryA+ · 85% proficient
- Granite Street SchoolA+ · 73% proficient
Top high schools
- Piscataquis Community Secondary SchoolA+ · 88% proficient
- Mt Abram Regional High SchoolA+ · 88% proficient
- Stearns Jr-sr High SchoolA+ · 85% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 04945 school and its grade on SchoolGrade.
04945 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 04945 against the other 33,109 zip codes.
Common questions about living in 04945
Is 04945 a good place to live?
Using BestNeighborhood's default rankings, 04945 ranks 24,500th of 33,110 zip codes. It scores highest on good schools, cheap car insurance, and clean air, and lowest on low incomes and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 04945 expensive to live in?
The median home is worth $198,067. The overall cost of living runs about 11% below the national average. Set against a $44,335 median income, cost of living beats 7% of zip codes.
Is 04945 safe?
04945 is safer than 54% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $295 per resident a year.
Compare 04945 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 04945. Scores are absolute rather than ranked, which means a 60 in 04945 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
04945 detail on BestNeighborhood maps:
- Walk Grade for 04945: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 04945: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 04945: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 04945: carrier by carrier coverage behind the cell score.
04945 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.