Best Places07095, NJ Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 07095, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

07095 ranks 13,345th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and state finances rank lowest.

#13,345
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
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The best neighborhoods in 07095

Map of the best neighborhoods in the 07095 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

07095's strengths and weaknesses

Top 3%Big-city access
Top 5%Walkability
Top 10%Transit
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 07095 with other zip codes.

Where 07095 ranks high

  • Big-city accessBetter than 98% of zip codes
  • WalkabilityBetter than 96% of zip codes
  • TransitBetter than 92% of zip codes
  • Health outlookBetter than 91% of zip codes
  • Household income$109,455 median, better than 86% of zip codes

Where 07095 ranks low

  • State fiscal healthBetter than only 1% of zip codes
  • Low property taxBetter than only 1% of zip codes
  • QuietBetter than only 4% of zip codes
  • Cheap childcare$1,499 a month, better than only 6% of zip codes
  • Disaster safetyBetter than only 12% of zip codes

What it costs to buy a home in 07095

A household needs to earn about $127,000 a year to comfortably buy the median 07095 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $109,455, so buying stretches a typical household.

Income to buy the median home
$127,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$2,967
principal, interest, tax, and insurance on a $402,462 home
Median rent
$2,050
a month, across all home sizes

Where the monthly payment goes

Principal & interest$2,052
Property tax$780
Homeowners insurance$134

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 07095's effective rate of 2.33%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 07095

07095's age mix sits close to the national median.

Median age
41
about the U.S. median of 41
Residents 65 and older
15%
versus 18% nationally
Average household
2.7
near the U.S. average of 2.6

Residents by age

Under 1820%
18 to 3422%
35 to 4922%
50 to 6420%
65 and older15%

Racial and ethnic makeup has its own map. See the race and diversity map for 07095.


Who works in 07095, and how

Work in 07095 centers on professional & technical and health care & social. Unemployment is close to the national rate, and employment has held roughly flat.

Work from home
14%
about the national average
Unemployment
3.9%
below the national average
Job growth
+0.4%
/y 2019-2023, slower than the national pace

Largest industries

Professional & technical15%
Health care & social13%
Manufacturing12%
Retail trade9%
Education9%

How people get to work

  • Drive or carpool 70%
  • Work from home 14%
  • Transit, walk, or bike 15%

Life in 07095

07095 has more restaurants and bars per resident than 82% of zip codes and more parkland per resident than 94% of zip codes. The coast is about 9 minutes away. Dining, parks, and nightlife concentrates in some parts of 07095 and thins out in others, which the map shows.

Places to eat and drink
141
restaurants, bars, and fast food, about 74.0 per 10,000 residents, more than 82% of zip codes
Coffee shops
22
about 11.5 per 10,000 residents, more than 86% of zip codes
Parkland
296 acres
about 15.5 acres per 1,000 residents, more than 94% of zip codes
To the coast
9 min
drive to the nearest ocean beaches

What the weather is like in 07095, month by month

07095 sees roughly 77 pleasant days a year. July highs average about 87 degrees. January highs sit near 42, with lows near 29. The comfortable stretch runs May, June, September, and October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January42°35°29°
April64°54°46°
July87°78°71°
October68°59°52°

Flying in and out of 07095

Newark Liberty International sits about 11 miles away. It is a large hub and boarded 23.5 million passengers in 2025, with 242 nonstop destinations.

Nearest airport
EWR
Newark Liberty International, about 11 miles
Airport size
Large hub
14th-busiest in the US, 242 nonstop destinations
Average drive
16 min
from the area, with no traffic

The best schools in and around 07095

Schools across 07095 average a D+, better than 17% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 07095 school and its grade on SchoolGrade.


07095 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 07095 against the other 33,109 zip codes.


Common questions about living in 07095

Is 07095 a good place to live?

Using BestNeighborhood's default rankings, 07095 ranks 13,345th of 33,110 zip codes. It scores highest on big-city access, walkability, and transit, and lowest on state finances and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 07095 expensive to live in?

The median home is worth $402,462. The overall cost of living runs about 17% above the national average. Set against a $109,455 median income, cost of living beats 66% of zip codes.

Is 07095 safe?

07095 is safer than 36% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $261 per resident a year.


Compare 07095 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 07095. Scores are absolute rather than ranked, which means a 60 in 07095 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

07095 detail on BestNeighborhood maps:

  1. Walk Grade for 07095: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 07095: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 07095: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 07095: carrier by carrier coverage behind the cell score.

07095 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.