Best Places07430, NJ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 07430, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
07430 ranks 1,909th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and state finances rank lowest.
The best neighborhoods in 07430
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
07430's strengths and weaknesses
Where 07430 ranks high
- Big-city accessBetter than 98% of zip codes
- Household income$144,632 median, better than 95% of zip codes
- Health outlookBetter than 94% of zip codes
- Educational attainmentBetter than 94% of zip codes
- Internet speedBetter than 93% of zip codes
Where 07430 ranks low
- State fiscal healthBetter than only 1% of zip codes
- Cheap childcare$1,508 a month, better than only 6% of zip codes
- Nice weatherabout 60 pleasant days a year, better than only 8% of zip codes
- Low property taxBetter than only 13% of zip codes
- QuietBetter than only 24% of zip codes
What it costs to buy a home in 07430
A household needs to earn about $195,000 a year to comfortably buy the median 07430 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $144,632, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 07430's effective rate of 1.48%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 07430
07430 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 07430.
Who works in 07430, and how
Work in 07430 centers on education and professional & technical. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 65%
- Work from home 26%
- Transit, walk, or bike 8%
Life in 07430
07430 has more restaurants and bars per resident than 89% of zip codes and more parkland per resident than 76% of zip codes. The coast is about 37 minutes away. Dining, parks, and nightlife concentrates in some parts of 07430 and thins out in others, which the map shows.
What the weather is like in 07430, month by month
07430 sees roughly 60 pleasant days a year. July highs average about 90 degrees. January highs sit near 43, with lows near 24. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 33° | 24° |
| April | 66° | 53° | 41° |
| July | 90° | 78° | 67° |
| October | 70° | 58° | 47° |
Flying in and out of 07430
The nearest airport, Westchester County, is about 23 miles away and is a small airport. The nearest major hub is Laguardia, about 25 miles away.
The best schools in and around 07430
Schools across 07430 average a B, better than 61% of zip codes.
Top elementary schools
- Mary A. Hubbard Elementary SchoolA− · 60% proficient
- John Y Dater Elementary SchoolB+ · 51% proficient
- Betsy Ross ElementaryB · 50% proficient
Top middle schools
- Ramapo RidgeB− · 41% proficient
Top high schools
- Mahwah High SchoolB+ · 51% proficient
- Ramsey High SchoolC+ · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 07430 school and its grade on SchoolGrade.
07430 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 07430 against the other 33,109 zip codes.
Who 07430 suits
Remote workers
Cost of living against local pay beats 92% of zip codes, internet is fast and widely advertised, and 26% already work from home.
Common questions about living in 07430
Is 07430 a good place to live?
Using BestNeighborhood's default rankings, 07430 ranks 1,909th of 33,110 zip codes. It scores highest on big-city access, high incomes, and population health, and lowest on state finances and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 07430 expensive to live in?
The median home is worth $683,819. The overall cost of living runs about 18% above the national average. Set against a $144,632 median income, cost of living beats 92% of zip codes.
Is 07430 safe?
Yes, 07430 is safer than 89% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $144 per resident a year.
What is the weather like in 07430?
July highs average about 90 degrees, and January highs near 43 with lows near 24. That works out to about 60 pleasant days a year, more than 8% of zip codes.
Is 07430 good for families?
Schools beat 61% of zip codes, crime safety beats 89%, and childcare runs $1,508 a month.
Compare 07430 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 07430. Scores are absolute rather than ranked, which means a 60 in 07430 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
07430 detail on BestNeighborhood maps:
- Walk Grade for 07430: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 07430: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 07430: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 07430: carrier by carrier coverage behind the cell score.
07430 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.