Best Places07746, NJ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 07746, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
07746 ranks 1,097th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on what local pay buys by a wide margin, and state finances rank lowest.
The best neighborhoods in 07746
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
07746's strengths and weaknesses
Where 07746 ranks high
- Cost of living vs incomeBetter than 99% of zip codes
- Household income$205,681 median, better than 99% of zip codes
- Low vacancyBetter than 98% of zip codes
- Healthcare accessBetter than 98% of zip codes
- Educational attainmentBetter than 98% of zip codes
Where 07746 ranks low
- State fiscal healthBetter than only 1% of zip codes
- Short commute42.5 minutes each way, better than only 2% of zip codes
- Cheap childcare$1,493 a month, better than only 6% of zip codes
- Nice weatherabout 60 pleasant days a year, better than only 8% of zip codes
- Low property taxBetter than only 9% of zip codes
What it costs to buy a home in 07746
A household needs to earn about $224,000 a year to comfortably buy the median 07746 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $205,681; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 07746's effective rate of 1.63%, and insurance is estimated at 0.4% of home value a year.
Who lives in 07746
07746 runs older than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 07746.
Who works in 07746, and how
Work in 07746 centers on professional & technical and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 56%
- Work from home 32%
- Transit, walk, or bike 12%
Life in 07746
The coast is about 15 minutes away. Distance to the water changes a lot across 07746, which the map shows.
What the weather is like in 07746, month by month
07746 sees roughly 60 pleasant days a year. July highs average about 88 degrees. January highs sit near 44, with lows near 26. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 34° | 26° |
| April | 64° | 53° | 42° |
| July | 88° | 77° | 68° |
| October | 70° | 59° | 49° |
Flying in and out of 07746
Newark Liberty International sits about 26 miles away. It is a large hub and boarded 23.5 million passengers in 2025, with 242 nonstop destinations.
The best schools in and around 07746
Schools across 07746 average a B+, better than 71% of zip codes.
Top elementary schools
- Frank Defino Central Elementary SchoolA− · 60% proficient
- Asher Holmes Elementary SchoolB+ · 55% proficient
- Frank J. Dugan Elementary SchoolB+ · 54% proficient
Top middle schools
- Marlboro Memorial Middle SchoolA− · 53% proficient
- Marlboro Middle SchoolB+ · 49% proficient
- Dwight D. Eisenhower SchoolC+ · 37% proficient
Top high schools
- Marlboro High SchoolB · 47% proficient
- Colts Neck High SchoolB · 46% proficient
- Freehold Borough High SchoolC+ · 36% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 07746 school and its grade on SchoolGrade.
07746 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 07746 against the other 33,109 zip codes.
Common questions about living in 07746
Is 07746 a good place to live?
Using BestNeighborhood's default rankings, 07746 ranks 1,097th of 33,110 zip codes. It scores highest on what local pay buys, high incomes, and few empty homes, and lowest on state finances and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 07746 expensive to live in?
The median home is worth $770,607. The overall cost of living runs about 18% above the national average. Set against a $205,681 median income, cost of living beats 100% of zip codes.
Is 07746 safe?
Yes, 07746 is safer than 90% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $126 per resident a year.
Compare 07746 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 07746. Scores are absolute rather than ranked, which means a 60 in 07746 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
07746 detail on BestNeighborhood maps:
- Walk Grade for 07746: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 07746: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 07746: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 07746: carrier by carrier coverage behind the cell score.
07746 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.