Best Places08095, NJ Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 08095, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

08095 ranks 30,719th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and property taxes are the weak spot.

#30,719
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 08095

Map of the best neighborhoods in the 08095 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

08095's strengths and weaknesses

Top 10%Big-city access
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 08095 with other zip codes.

Where 08095 ranks high

  • Big-city accessBetter than 93% of zip codes
  • Tree shadeBetter than 86% of zip codes
  • Low vacancyBetter than 85% of zip codes
  • Voter turnoutBetter than 84% of zip codes
  • Health outlookBetter than 72% of zip codes

Where 08095 ranks low

  • Low property taxBetter than only 1% of zip codes
  • State fiscal healthBetter than only 1% of zip codes
  • School gradeD−, better than only 4% of zip codes
  • Housing crash safetyBetter than only 7% of zip codes
  • QuietBetter than only 8% of zip codes

What it costs to buy a home in 08095

A household needs to earn about $94,000 a year to comfortably buy the median 08095 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $58,779, so buying stretches a typical household.

Income to buy the median home
$94,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$2,187
principal, interest, tax, and insurance on a $284,500 home
Median rent
$1,175
a month, across all home sizes

Where the monthly payment goes

Principal & interest$1,451
Property tax$641
Homeowners insurance$95

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 08095's effective rate of 2.71%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 08095

08095 runs older than the country, and households here run smaller than average.

Median age
60
older than the U.S. median of 41
Residents 65 and older
40%
versus 18% nationally
Average household
2.0
below the U.S. average of 2.6

Residents by age

Under 1814%
18 to 3411%
35 to 4916%
50 to 6419%
65 and older40%

Racial and ethnic makeup has its own map. See the race and diversity map for 08095.


Who works in 08095, and how

Work in 08095 centers on health care & social and other services. Unemployment is close to the national rate, and the job base is shrinking.

Work from home
6%
below the national average
Unemployment
5.4%
above the national average
Job growth
−6.6%
/y 2019-2023, slower than the national pace

Largest industries

Health care & social24%
Other services14%
Retail trade14%
Construction12%
Finance & insurance10%

How people get to work

  • Drive or carpool 91%
  • Work from home 6%
  • Transit, walk, or bike 3%

Life in 08095

The coast is about 32 minutes away. Distance to the water changes a lot across 08095, which the map shows.

To the coast
32 min
drive to the nearest ocean beaches

What the weather is like in 08095, month by month

08095 sees roughly 61 pleasant days a year. July highs average about 90 degrees. January highs sit near 45, with lows near 25. The comfortable stretch runs May, June, and August through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January45°35°25°
April67°54°42°
July90°78°67°
October71°59°47°

Flying in and out of 08095

The nearest airport, Atlantic City International, is about 21 miles away and is a small airport. The nearest major hub is Philadelphia International, about 25 miles away.

Nearest airport
ACY
Atlantic City International, about 21 miles
Airport size
Nonhub
167th-busiest in the US, 15 nonstop destinations
Average drive
30 min
from the area, with no traffic

The best schools in and around 08095

Schools across 08095 average a D−, better than 4% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 08095 school and its grade on SchoolGrade.


08095 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 08095 against the other 33,109 zip codes.


Common questions about living in 08095

Is 08095 a good place to live?

Using BestNeighborhood's default rankings, 08095 ranks 30,719th of 33,110 zip codes. It scores highest on big-city access, tree cover, and few empty homes, and lowest on property taxes and state finances. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 08095 expensive to live in?

The median home is worth $284,500. The overall cost of living runs about 1% below the national average. Set against a $58,779 median income, cost of living beats 16% of zip codes.

Is 08095 safe?

Yes, 08095 is safer than 58% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $201 per resident a year.


Compare 08095 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 08095. Scores are absolute rather than ranked, which means a 60 in 08095 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

08095 detail on BestNeighborhood maps:

  1. Walk Grade for 08095: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 08095: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 08095: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 08095: carrier by carrier coverage behind the cell score.

08095 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.