Best Places10040, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 10040, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
10040 ranks 11,805th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on walkability by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 10040
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
10040's strengths and weaknesses
Where 10040 ranks high
- WalkabilityBetter than 99% of zip codes
- TransitBetter than 99% of zip codes
- Big-city accessBetter than 99% of zip codes
- Cell coverageBetter than 99% of zip codes
- BikingBetter than 99% of zip codes
Where 10040 ranks low
- Cheap car insuranceBetter than only 1% of zip codes
- Low income/sales/gas taxBetter than only 1% of zip codes
- Local economyBetter than only 3% of zip codes
- Short commute40.7 minutes each way, better than only 4% of zip codes
- QuietBetter than only 6% of zip codes
What it costs to buy a home in 10040
A household needs to earn about $111,000 a year to comfortably buy the median 10040 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $73,902, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 10040's effective rate of 0.50%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 10040
10040's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 10040.
Who works in 10040, and how
Work in 10040 centers on health care & social and education. Unemployment runs well above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 12%
- Work from home 18%
- Transit, walk, or bike 70%
Life in 10040
10040 has more restaurants and bars per resident than 84% of zip codes. The coast is about 15 minutes away. That concentrates in some parts of 10040 and thins out in others, which the map shows.
What the weather is like in 10040, month by month
10040 sees roughly 76 pleasant days a year. July highs average about 88 degrees. January highs sit near 43, with lows near 28. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 35° | 28° |
| April | 65° | 53° | 44° |
| July | 88° | 78° | 70° |
| October | 69° | 60° | 52° |
Flying in and out of 10040
Laguardia sits about 6 miles away. It is a large hub and boarded 16.3 million passengers in 2025, with 118 nonstop destinations.
The best schools in and around 10040
Schools across 10040 average a B+, better than 84% of zip codes.
Top elementary schools
- Active Learning Elementary School (the)A+ · 80% proficient
- Professor Juan Bosch Public SchoolA · 68% proficient
- Ps/is 187 Hudson CliffsB · 50% proficient
Top middle schools
- Middle School 322D+ · 25% proficient
- Academy For New AmericansD− · 18% proficient
Top high schools
- City College Academy Of The ArtsA+ · 84% proficient
- College Academy (the)A+ · 83% proficient
- High School For Health Careers & SciencesA · 79% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 10040 school and its grade on SchoolGrade.
10040 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 10040 against the other 33,109 zip codes.
Who 10040 suits
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 10040
Is 10040 a good place to live?
Using BestNeighborhood's default rankings, 10040 ranks 11,805th of 33,110 zip codes. It scores highest on walkability, transit, and big-city access, and lowest on car insurance costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 10040 expensive to live in?
The median home is worth $442,161. The overall cost of living runs about 36% above the national average. Set against a $73,902 median income, cost of living beats 8% of zip codes.
Is 10040 safe?
10040 is safer than 50% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $325 per resident a year.
What is the weather like in 10040?
July highs average about 88 degrees, and January highs near 43 with lows near 28. That works out to about 76 pleasant days a year, more than 37% of zip codes.
Is 10040 good for families?
Schools beat 84% of zip codes, crime safety beats 50%, and childcare runs $1,344 a month.
Compare 10040 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 10040. Scores are absolute rather than ranked, which means a 60 in 10040 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
10040 detail on BestNeighborhood maps:
- Walk Grade for 10040: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 10040: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 10040: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 10040: carrier by carrier coverage behind the cell score.
10040 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.