Best Places11746, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 11746, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
11746 ranks 1,660th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on high incomes by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 11746
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
11746's strengths and weaknesses
Where 11746 ranks high
- Household income$172,939 median, better than 98% of zip codes
- Big-city accessBetter than 97% of zip codes
- Internet speedBetter than 96% of zip codes
- School gradeA−, better than 95% of zip codes
- Cost of living vs incomeBetter than 95% of zip codes
Where 11746 ranks low
- Cheap car insuranceBetter than only 5% of zip codes
- Low property taxBetter than only 6% of zip codes
- Cheap childcare$1,476 a month, better than only 7% of zip codes
- QuietBetter than only 15% of zip codes
- State infrastructureBetter than only 18% of zip codes
What it costs to buy a home in 11746
A household needs to earn about $214,000 a year to comfortably buy the median 11746 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $172,939, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 11746's effective rate of 1.82%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 11746
11746 runs older than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 11746.
Who works in 11746, and how
Work in 11746 centers on health care & social and professional & technical. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 72%
- Work from home 15%
- Transit, walk, or bike 14%
Life in 11746
The coast is about 15 minutes away. Distance to the water changes a lot across 11746, which the map shows.
What the weather is like in 11746, month by month
11746 sees roughly 76 pleasant days a year. July highs average about 86 degrees. January highs sit near 44, with lows near 26. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 35° | 26° |
| April | 62° | 51° | 42° |
| July | 86° | 77° | 69° |
| October | 69° | 59° | 50° |
Flying in and out of 11746
The nearest airport, Long Island MacArthur, is about 15 miles away and is a small airport. The nearest major hub is John F Kennedy International, about 24 miles away.
The best schools in and around 11746
Schools across 11746 average an A−, better than 95% of zip codes.
Top elementary schools
- Vanderbilt Elementary SchoolA+ · 88% proficient
- Paumanok Elementary SchoolA+ · 88% proficient
- Signal Hill Elementary SchoolA+ · 86% proficient
Top middle schools
- Candlewood Middle SchoolA+ · 78% proficient
- West Hollow Middle SchoolA+ · 76% proficient
- Oldfield Middle SchoolA+ · 71% proficient
Top high schools
- Harborfields High SchoolA+ · 100% proficient
- Half Hollow Hills High School WestA+ · 99% proficient
- Commack High SchoolA+ · 98% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 11746 school and its grade on SchoolGrade.
11746 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 11746 against the other 33,109 zip codes.
Who 11746 suits
Remote workers
Cost of living against local pay beats 95% of zip codes, internet is fast and widely advertised, and 15% already work from home.
Common questions about living in 11746
Is 11746 a good place to live?
Using BestNeighborhood's default rankings, 11746 ranks 1,660th of 33,110 zip codes. It scores highest on high incomes, big-city access, and fast internet, and lowest on car insurance costs and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 11746 expensive to live in?
The median home is worth $717,437. The overall cost of living runs about 28% above the national average. Set against a $172,939 median income, cost of living beats 95% of zip codes.
Is 11746 safe?
Yes, 11746 is safer than 67% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $272 per resident a year.
What is the weather like in 11746?
July highs average about 86 degrees, and January highs near 44 with lows near 26. That works out to about 76 pleasant days a year, more than 36% of zip codes.
Is 11746 good for families?
Schools beat 95% of zip codes, crime safety beats 67%, and childcare runs $1,476 a month.
Compare 11746 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 11746. Scores are absolute rather than ranked, which means a 60 in 11746 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
11746 detail on BestNeighborhood maps:
- Walk Grade for 11746: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 11746: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 11746: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 11746: carrier by carrier coverage behind the cell score.
11746 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.