Best Places12190, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 12190, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
12190 ranks 18,029th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on good schools by a wide margin, and long commutes are the weak spot.
The best neighborhoods in 12190
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
12190's strengths and weaknesses
Where 12190 ranks high
- School gradeA+, better than 98% of zip codes
- Tree shadeBetter than 98% of zip codes
- QuietBetter than 97% of zip codes
- Air qualityBetter than 92% of zip codes
- Disaster safetyBetter than 85% of zip codes
Where 12190 ranks low
- Short commute42.7 minutes each way, better than only 2% of zip codes
- Nice weatherabout 60 pleasant days a year, better than only 8% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Cell coverageBetter than only 9% of zip codes
- Educational attainmentBetter than only 11% of zip codes
What it costs to buy a home in 12190
A household needs to earn about $72,000 a year to comfortably buy the median 12190 home, at 20% down and today's 30-year rate. That is below the area's own median income of $74,286, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 12190's effective rate of 1.01%, and insurance is estimated at 0.4% of home value a year.
Who lives in 12190
12190 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 12190.
Who works in 12190, and how
Work in 12190 centers on public administration and construction. Unemployment runs well above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 94%
- Work from home 4%
- Transit, walk, or bike 3%
Life in 12190
The map and measures below break down dining, culture, and green space by neighborhood across 12190.
What the weather is like in 12190, month by month
12190 sees roughly 60 pleasant days a year. July highs average about 85 degrees. January highs sit near 34, with lows near 14. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 34° | 24° | 14° |
| April | 59° | 46° | 33° |
| July | 85° | 71° | 58° |
| October | 63° | 51° | 39° |
Flying in and out of 12190
The nearest airport, Albany International, is about 51 miles away and is a small airport. The nearest major hub is Bradley International, about 130 miles away.
The best schools in and around 12190
Schools across 12190 average an A+, better than 98% of zip codes.
Top high schools
- Wells SchoolA+ · 80% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 12190 school and its grade on SchoolGrade.
12190 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 12190 against the other 33,109 zip codes.
Common questions about living in 12190
Is 12190 a good place to live?
Using BestNeighborhood's default rankings, 12190 ranks 18,029th of 33,110 zip codes. It scores highest on good schools, tree cover, and quiet, and lowest on long commutes and the weather. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 12190 expensive to live in?
The median home is worth $268,600. The overall cost of living runs about 0% above the national average. Set against a $74,286 median income, cost of living beats 34% of zip codes.
Is 12190 safe?
Yes, 12190 is safer than 66% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $262 per resident a year.
Compare 12190 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 12190. Scores are absolute rather than ranked, which means a 60 in 12190 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
12190 detail on BestNeighborhood maps:
- Walk Grade for 12190: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 12190: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 12190: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 12190: carrier by carrier coverage behind the cell score.
12190 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.