Best Places12862, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 12862, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
12862 ranks 9,968th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on tree cover by a wide margin, and biking ranks lowest.
The best neighborhoods in 12862
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
12862's strengths and weaknesses
Where 12862 ranks high
- Tree shadeBetter than 98% of zip codes
- Healthcare accessBetter than 94% of zip codes
- Air qualityBetter than 92% of zip codes
- QuietBetter than 88% of zip codes
- Educational attainmentBetter than 87% of zip codes
Where 12862 ranks low
- BikingBetter than only 2% of zip codes
- Cell coverageBetter than only 4% of zip codes
- WalkabilityBetter than only 5% of zip codes
- Nice weatherabout 59 pleasant days a year, better than only 7% of zip codes
- Low vacancyBetter than only 8% of zip codes
What it costs to buy a home in 12862
A household needs to earn about $54,000 a year to comfortably buy the median 12862 home, at 20% down and today's 30-year rate. That is below the area's own median income of $99,063, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 12862's effective rate of 1.07%, and insurance is estimated at 0.4% of home value a year.
Who lives in 12862
12862 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 12862.
Who works in 12862, and how
Work in 12862 centers on education and finance & insurance. Unemployment sits above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 14%
- Transit, walk, or bike 6%
Life in 12862
The map and measures below break down dining, culture, and green space by neighborhood across 12862.
What the weather is like in 12862, month by month
12862 sees roughly 59 pleasant days a year. July highs average about 85 degrees. January highs sit near 34, with lows near 14. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 34° | 24° | 14° |
| April | 59° | 46° | 33° |
| July | 85° | 71° | 58° |
| October | 63° | 51° | 39° |
Flying in and out of 12862
The nearest airport, Rutland/Southern Vermont Regional, is about 50 miles away and is a small airport. The nearest major hub is Bradley International, about 136 miles away.
The best schools in and around 12862
Schools across 12862 average an A−, better than 86% of zip codes.
Top high schools
- North Warren Central SchoolA · 62% proficient
- Johnsburg Central SchoolA · 60% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 12862 school and its grade on SchoolGrade.
12862 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 12862 against the other 33,109 zip codes.
Common questions about living in 12862
Is 12862 a good place to live?
Using BestNeighborhood's default rankings, 12862 ranks 9,968th of 33,110 zip codes. It scores highest on tree cover, health care access, and clean air, and lowest on biking and cell coverage. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 12862 expensive to live in?
The median home is worth $200,000. The overall cost of living runs about 1% below the national average. Set against a $99,063 median income, cost of living beats 81% of zip codes.
Is 12862 safe?
Yes, 12862 is safer than 66% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $264 per resident a year.
Compare 12862 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 12862. Scores are absolute rather than ranked, which means a 60 in 12862 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
12862 detail on BestNeighborhood maps:
- Walk Grade for 12862: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 12862: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 12862: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 12862: carrier by carrier coverage behind the cell score.
12862 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.