Best Places16651, PA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 16651, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
16651 ranks 17,995th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low disaster risk by a wide margin, and a weak job market ranks lowest.
The best neighborhoods in 16651
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
16651's strengths and weaknesses
Where 16651 ranks high
- Disaster safetyBetter than 94% of zip codes
- Housing crash safetyBetter than 92% of zip codes
- Heat safetyBetter than 92% of zip codes
- Tree shadeBetter than 76% of zip codes
- Cheap car insuranceBetter than 74% of zip codes
Where 16651 ranks low
- Local economyBetter than only 16% of zip codes
- State infrastructureBetter than only 18% of zip codes
- Healthcare accessBetter than only 19% of zip codes
- Nice weatherabout 68 pleasant days a year, better than only 21% of zip codes
- Voter turnoutBetter than only 25% of zip codes
What it costs to buy a home in 16651
A household needs to earn about $30,000 a year to comfortably buy the median 16651 home, at 20% down and today's 30-year rate. That is below the area's own median income of $65,149, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 16651's effective rate of 0.94%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 16651
16651 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 16651.
Who works in 16651, and how
Work in 16651 centers on manufacturing and health care & social. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 10%
- Transit, walk, or bike 2%
Life in 16651
The map and measures below break down dining, culture, and green space by neighborhood across 16651.
What the weather is like in 16651, month by month
16651 sees roughly 68 pleasant days a year. July highs average about 85 degrees. January highs sit near 37, with lows near 19. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 27° | 19° |
| April | 63° | 49° | 36° |
| July | 85° | 72° | 60° |
| October | 66° | 52° | 41° |
Flying in and out of 16651
The nearest airport, State College Regional, is about 27 miles away and is a small airport. The nearest major hub is Pittsburgh International, about 100 miles away.
The best schools in and around 16651
Schools across 16651 average a B−, better than 59% of zip codes.
Top elementary schools
- Osceola Mills El SchA · 70% proficient
- Moshannon Valley El SchB · 49% proficient
Top middle schools
- Philipsburg-osceola Area MsB · 45% proficient
Top high schools
- Moshannon Valley JshsC+ · 40% proficient
- Philipsburg-osceola Area HsD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 16651 school and its grade on SchoolGrade.
16651 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 16651 against the other 33,109 zip codes.
Common questions about living in 16651
Is 16651 a good place to live?
Using BestNeighborhood's default rankings, 16651 ranks 17,995th of 33,110 zip codes. It scores highest on low disaster risk, a stable housing market, and heat safety, and lowest on a weak job market and state infrastructure. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 16651 expensive to live in?
The median home is worth $112,509. The overall cost of living runs about 18% below the national average. Set against a $65,149 median income, cost of living beats 46% of zip codes.
Is 16651 safe?
16651 is safer than 48% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $276 per resident a year.
Compare 16651 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 16651. Scores are absolute rather than ranked, which means a 60 in 16651 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
16651 detail on BestNeighborhood maps:
- Walk Grade for 16651: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 16651: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 16651: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 16651: carrier by carrier coverage behind the cell score.
16651 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.