Best Places20776, MD Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 20776, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
20776 ranks 2,285th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on what local pay buys by a wide margin, and taxes are the weak spot.
The best neighborhoods in 20776
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
20776's strengths and weaknesses
Where 20776 ranks high
- Cost of living vs incomeBetter than 99% of zip codes
- Household income$174,757 median, better than 98% of zip codes
- Healthcare accessBetter than 94% of zip codes
- Big-city accessBetter than 91% of zip codes
- Voter turnoutBetter than 91% of zip codes
Where 20776 ranks low
- Low income/sales/gas taxBetter than only 2% of zip codes
- State infrastructureBetter than only 6% of zip codes
- State fiscal healthBetter than only 10% of zip codes
- Local economyBetter than only 10% of zip codes
- Short commute33.1 minutes each way, better than only 16% of zip codes
What it costs to buy a home in 20776
A household needs to earn about $174,000 a year to comfortably buy the median 20776 home, at 20% down and today's 30-year rate. That is below the area's own median income of $174,757, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 20776's effective rate of 0.73%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 20776
20776 runs older than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 20776.
Who works in 20776, and how
Work in 20776 centers on professional & technical and construction. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 20%
- Transit, walk, or bike 3%
Life in 20776
The coast is about 16 minutes away. Distance to the water changes a lot across 20776, which the map shows.
What the weather is like in 20776, month by month
20776 sees roughly 81 pleasant days a year. July highs average about 87 degrees. January highs sit near 44, with lows near 32. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 38° | 32° |
| April | 65° | 57° | 50° |
| July | 87° | 80° | 74° |
| October | 69° | 62° | 56° |
Flying in and out of 20776
Baltimore/Washington International Thurgood Marshall sits about 21 miles away. It is a large hub and boarded 12.3 million passengers in 2025, with 114 nonstop destinations.
The best schools in and around 20776
Schools across 20776 average a C+, better than 53% of zip codes.
Top elementary schools
- Central ElementaryB− · 42% proficient
- Monarch Global Academy Pcs Laurel CampusC− · 29% proficient
- Lothian ElementaryD · 17% proficient
Top middle schools
- Central MiddleB− · 42% proficient
- Southern MiddleC− · 28% proficient
Top high schools
- South River HighA · 70% proficient
- Southern HighA− · 63% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 20776 school and its grade on SchoolGrade.
20776 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 20776 against the other 33,109 zip codes.
Common questions about living in 20776
Is 20776 a good place to live?
Using BestNeighborhood's default rankings, 20776 ranks 2,285th of 33,110 zip codes. It scores highest on what local pay buys, high incomes, and health care access, and lowest on taxes and state infrastructure. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 20776 expensive to live in?
The median home is worth $671,242. The overall cost of living runs about 2% above the national average. Set against a $174,757 median income, cost of living beats 99% of zip codes.
Is 20776 safe?
Yes, 20776 is safer than 87% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $186 per resident a year.
Compare 20776 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 20776. Scores are absolute rather than ranked, which means a 60 in 20776 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
20776 detail on BestNeighborhood maps:
- Walk Grade for 20776: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 20776: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 20776: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 20776: carrier by carrier coverage behind the cell score.
20776 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.