Best Places20812, MD Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 20812, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

20812 ranks 1,051st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on an educated workforce by a wide margin, and taxes are the weak spot.

#1,051
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 20812

Map of the best neighborhoods in the 20812 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

20812's strengths and weaknesses

#1051Best US zip overall
Top 1%An educated workforce
Top 1%What local pay buys
Top 1%High incomes
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 20812 with other zip codes.

Where 20812 ranks high

  • Educational attainmentBetter than 99% of zip codes
  • Cost of living vs incomeBetter than 99% of zip codes
  • Household income$250,001 median, better than 99% of zip codes
  • Healthcare accessBetter than 99% of zip codes
  • BikingBetter than 98% of zip codes

Where 20812 ranks low

  • Low income/sales/gas taxBetter than only 1% of zip codes
  • Cheap childcare$1,745 a month, better than only 2% of zip codes
  • QuietBetter than only 3% of zip codes
  • State infrastructureBetter than only 6% of zip codes
  • State fiscal healthBetter than only 10% of zip codes

What it costs to buy a home in 20812

A household needs to earn about $402,000 a year to comfortably buy the median 20812 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $250,001, so buying stretches a typical household.

Income to buy the median home
$402,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$9,391
principal, interest, tax, and insurance on a $1,528,800 home

Where the monthly payment goes

Principal & interest$7,795
Property tax$1,087
Homeowners insurance$510

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 20812's effective rate of 0.85%, and insurance is estimated at 0.4% of home value a year.


Who lives in 20812

20812 runs older than the country, and households here run larger than average.

Median age
50
older than the U.S. median of 41
Residents 65 and older
29%
versus 18% nationally
Average household
2.9
above the U.S. average of 2.6

Residents by age

Under 1825%
18 to 3410%
35 to 4916%
50 to 6420%
65 and older29%

Racial and ethnic makeup has its own map. See the race and diversity map for 20812.


Who works in 20812, and how

Work in 20812 centers on education and professional & technical. Unemployment is low, and jobs are growing.

Work from home
35%
above the national average
Unemployment
0.0%
below the national average
Job growth
+7.8%
/y 2019-2023, faster than the national pace

Largest industries

Education29%
Professional & technical27%
Construction11%
Other services8%
Public administration7%

How people get to work

  • Drive or carpool 60%
  • Work from home 35%
  • Transit, walk, or bike 5%

Life in 20812

The coast is about 28 minutes away. Distance to the water changes a lot across 20812, which the map shows.

To the coast
28 min
drive to the nearest ocean beaches

What the weather is like in 20812, month by month

20812 sees roughly 64 pleasant days a year. July highs average about 92 degrees. January highs sit near 49, with lows near 30. The comfortable stretch runs April, May, September, and October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January49°38°30°
April72°59°48°
July92°81°73°
October74°63°53°

Flying in and out of 20812

Ronald Reagan Washington Ntl sits about 10 miles away. It is a large hub and boarded 12.0 million passengers in 2025, with 128 nonstop destinations.

Nearest airport
DCA
Ronald Reagan Washington Ntl, about 10 miles
Airport size
Large hub
28th-busiest in the US, 128 nonstop destinations
Average drive
14 min
from the area, with no traffic

The best schools in and around 20812

Schools across 20812 average an A, better than 96% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 20812 school and its grade on SchoolGrade.


20812 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 20812 against the other 33,109 zip codes.


Common questions about living in 20812

Is 20812 a good place to live?

Using BestNeighborhood's default rankings, 20812 ranks 1,051st of 33,110 zip codes. It scores highest on an educated workforce, what local pay buys, and high incomes, and lowest on taxes and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 20812 expensive to live in?

The median home is worth $1,528,800. The overall cost of living runs about 43% above the national average. Set against a $250,001 median income, cost of living beats 100% of zip codes.

Is 20812 safe?

20812 is safer than 12% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $529 per resident a year.


Compare 20812 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 20812. Scores are absolute rather than ranked, which means a 60 in 20812 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

20812 detail on BestNeighborhood maps:

  1. Walk Grade for 20812: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 20812: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 20812: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 20812: carrier by carrier coverage behind the cell score.

20812 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.