Best Places21228, MD Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 21228, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
21228 ranks 6,230th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and taxes are the weak spot.
The best neighborhoods in 21228
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
21228's strengths and weaknesses
Where 21228 ranks high
- Big-city accessBetter than 93% of zip codes
- Cost of living vs incomeBetter than 93% of zip codes
- Low vacancyBetter than 91% of zip codes
- TransitBetter than 91% of zip codes
- BikingBetter than 90% of zip codes
Where 21228 ranks low
- Low income/sales/gas taxBetter than only 1% of zip codes
- State infrastructureBetter than only 6% of zip codes
- State fiscal healthBetter than only 10% of zip codes
- Cheap childcare$1,375 a month, better than only 11% of zip codes
- QuietBetter than only 13% of zip codes
What it costs to buy a home in 21228
A household needs to earn about $109,000 a year to comfortably buy the median 21228 home, at 20% down and today's 30-year rate. That is below the area's own median income of $120,208, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 21228's effective rate of 0.97%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 21228
21228 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 21228.
Who works in 21228, and how
Work in 21228 centers on health care & social and professional & technical. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 73%
- Work from home 20%
- Transit, walk, or bike 6%
Life in 21228
21228 has more parkland per resident than 83% of zip codes and more late-night spots per resident than 73% of zip codes. The coast is about 16 minutes away. Dining, parks, and nightlife concentrates in some parts of 21228 and thins out in others, which the map shows.
What the weather is like in 21228, month by month
21228 sees roughly 91 pleasant days a year. July highs average about 91 degrees. January highs sit near 45, with lows near 33. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 45° | 39° | 33° |
| April | 68° | 59° | 51° |
| July | 91° | 83° | 76° |
| October | 71° | 63° | 56° |
Flying in and out of 21228
Baltimore/Washington International Thurgood Marshall sits about 8 miles away. It is a large hub and boarded 12.3 million passengers in 2025, with 114 nonstop destinations.
The best schools in and around 21228
Schools across 21228 average a C, better than 35% of zip codes.
Top elementary schools
- Westchester ElementaryB · 47% proficient
- Hillcrest ElementaryB− · 44% proficient
- Catonsville ElementaryB− · 42% proficient
Top middle schools
- Catonsville MiddleC+ · 35% proficient
- Arbutus MiddleC · 32% proficient
- Southwest AcademyD · 23% proficient
Top high schools
- Western School Of TechnologyA · 75% proficient
- Catonsville HighC+ · 38% proficient
- Woodlawn HighD− · 15% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 21228 school and its grade on SchoolGrade.
21228 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 21228 against the other 33,109 zip codes.
Who 21228 suits
Remote workers
Cost of living against local pay beats 93% of zip codes and 20% already work from home.
Retirees
The weather beats 56% of zip codes and health care access beats 70%.
Common questions about living in 21228
Is 21228 a good place to live?
Using BestNeighborhood's default rankings, 21228 ranks 6,230th of 33,110 zip codes. It scores highest on big-city access, what local pay buys, and few empty homes, and lowest on taxes and state infrastructure. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 21228 expensive to live in?
The median home is worth $408,305. The overall cost of living runs about 5% below the national average. Set against a $120,208 median income, cost of living beats 93% of zip codes.
Is 21228 safe?
21228 is safer than 24% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $422 per resident a year.
What is the weather like in 21228?
July highs average about 91 degrees, and January highs near 45 with lows near 33. That works out to about 91 pleasant days a year, more than 56% of zip codes.
Is 21228 good for families?
Schools beat 35% of zip codes, crime safety beats 24%, and childcare runs $1,375 a month.
Compare 21228 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 21228. Scores are absolute rather than ranked, which means a 60 in 21228 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
21228 detail on BestNeighborhood maps:
- Walk Grade for 21228: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 21228: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 21228: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 21228: carrier by carrier coverage behind the cell score.
21228 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.