Best Places21631, MD Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 21631, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
21631 ranks 21,208th of 33,110 U.S. zip codes on the BestNeighborhood index. Taxes pulls hardest against it, while it scores best on big-city access.
The best neighborhoods in 21631
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
21631's strengths and weaknesses
Where 21631 ranks high
- Big-city accessBetter than 82% of zip codes
- Healthcare accessBetter than 81% of zip codes
- Short commute22.6 minutes each way, better than 72% of zip codes
- Voter turnoutBetter than 72% of zip codes
- TransitBetter than 72% of zip codes
Where 21631 ranks low
- Low income/sales/gas taxBetter than only 1% of zip codes
- State infrastructureBetter than only 6% of zip codes
- State fiscal healthBetter than only 10% of zip codes
- Local economyBetter than only 13% of zip codes
- Disaster safetyBetter than only 15% of zip codes
What it costs to buy a home in 21631
A household needs to earn about $65,000 a year to comfortably buy the median 21631 home, at 20% down and today's 30-year rate. That is below the area's own median income of $72,820, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 21631's effective rate of 0.85%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 21631
21631 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 21631.
Who works in 21631, and how
Work in 21631 centers on health care & social and manufacturing. Unemployment sits above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 9%
- Transit, walk, or bike 1%
Life in 21631
The coast is about 27 minutes away. Distance to the water changes a lot across 21631, which the map shows.
What the weather is like in 21631, month by month
21631 sees roughly 76 pleasant days a year. July highs average about 87 degrees. January highs sit near 45, with lows near 30. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 45° | 37° | 30° |
| April | 67° | 57° | 48° |
| July | 87° | 79° | 71° |
| October | 70° | 61° | 52° |
Flying in and out of 21631
The nearest airport, Salisbury-Ocean City Wicomico Regional, is about 30 miles away and is a small airport. The nearest major hub is Baltimore/Washington International Thurgood Marshall, about 56 miles away.
The best schools in and around 21631
Schools across 21631 average a C−, better than 22% of zip codes.
Top elementary schools
- Warwick Elementary SchoolC− · 27% proficient
- Vienna Elementary SchoolD− · 12% proficient
- Maple Elementary SchoolF · 6% proficient
Top middle schools
- North Dorchester Middle SchoolD · 22% proficient
- Mace's Lane Middle SchoolF · 9% proficient
Top high schools
- North Dorchester High SchoolB · 47% proficient
- Cambridge-south Dorchester High SchoolD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 21631 school and its grade on SchoolGrade.
21631 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 21631 against the other 33,109 zip codes.
Common questions about living in 21631
Is 21631 a good place to live?
Using BestNeighborhood's default rankings, 21631 ranks 21,208th of 33,110 zip codes. It scores highest on big-city access, health care access, and short commutes, and lowest on taxes and state infrastructure. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 21631 expensive to live in?
The median home is worth $248,310. The overall cost of living runs about 5% below the national average. Set against a $72,820 median income, cost of living beats 39% of zip codes.
Is 21631 safe?
Yes, 21631 is safer than 62% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $268 per resident a year.
Compare 21631 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 21631. Scores are absolute rather than ranked, which means a 60 in 21631 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
21631 detail on BestNeighborhood maps:
- Walk Grade for 21631: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 21631: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 21631: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 21631: carrier by carrier coverage behind the cell score.
21631 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.