Best Places21654, MD Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 21654, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
21654 ranks 21,178th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on an educated workforce by a wide margin, and an overheated housing market is the weak spot.
The best neighborhoods in 21654
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
21654's strengths and weaknesses
Where 21654 ranks high
- Educational attainmentBetter than 96% of zip codes
- Voter turnoutBetter than 94% of zip codes
- Healthcare accessBetter than 91% of zip codes
- Big-city accessBetter than 85% of zip codes
- Crime safetyBetter than 84% of zip codes
Where 21654 ranks low
- Housing crash safetyBetter than only 2% of zip codes
- Low income/sales/gas taxBetter than only 2% of zip codes
- Local economyBetter than only 2% of zip codes
- Short commute40.0 minutes each way, better than only 4% of zip codes
- Disaster safetyBetter than only 6% of zip codes
What it costs to buy a home in 21654
A household needs to earn about $207,000 a year to comfortably buy the median 21654 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $81,184, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 21654's effective rate of 0.55%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 21654
21654 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 21654.
Who works in 21654, and how
Work in 21654 centers on health care & social and other services. Unemployment runs well above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 72%
- Work from home 23%
- Transit, walk, or bike 4%
Life in 21654
21654 has more parkland per resident than 99% of zip codes. The coast is about 5 minutes away. That concentrates in some parts of 21654 and thins out in others, which the map shows.
What the weather is like in 21654, month by month
21654 sees roughly 93 pleasant days a year. July highs average about 89 degrees. January highs sit near 45, with lows near 31. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 45° | 38° | 31° |
| April | 68° | 58° | 49° |
| July | 89° | 80° | 72° |
| October | 71° | 62° | 54° |
Flying in and out of 21654
The nearest airport, Salisbury-Ocean City Wicomico Regional, is about 42 miles away and is a small airport. The nearest major hub is Baltimore/Washington International Thurgood Marshall, about 44 miles away.
The best schools in and around 21654
Schools across 21654 average a C, better than 38% of zip codes.
Top elementary schools
- White Marsh ElementaryC− · 28% proficient
Top middle schools
- Easton MiddleD · 23% proficient
Top high schools
- Easton HighB+ · 52% proficient
- St. Michaels Middle/high SchoolB− · 45% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 21654 school and its grade on SchoolGrade.
21654 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 21654 against the other 33,109 zip codes.
Common questions about living in 21654
Is 21654 a good place to live?
Using BestNeighborhood's default rankings, 21654 ranks 21,178th of 33,110 zip codes. It scores highest on an educated workforce, civic engagement, and health care access, and lowest on an overheated housing market and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 21654 expensive to live in?
The median home is worth $821,277. The overall cost of living runs about 1% below the national average. Set against a $81,184 median income, cost of living beats 68% of zip codes.
Is 21654 safe?
Yes, 21654 is safer than 84% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $208 per resident a year.
Compare 21654 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 21654. Scores are absolute rather than ranked, which means a 60 in 21654 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
21654 detail on BestNeighborhood maps:
- Walk Grade for 21654: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 21654: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 21654: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 21654: carrier by carrier coverage behind the cell score.
21654 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.